Projects list

Parko st. 21 / Pergalės st. 36A, Vilnius, Lithuania (5 stage)

Waiting for investments

Amount of funding 100 000 €

LTV 55%

Annual interest rate 12.00% - 13.00%

Total expected project return 11.00% - 11.91%

Loan period

11 mo.

Risk

B (medium)

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 30

Raised:
7 005 € Goal:
100 000 €

7.01%

How much will I earn if I invest:

Investment size

100.00 €

92 995.00 €

12% 12.25% 12.5% 12.75% 13%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Acquisition of real estate

Amount of funding 100 000 €

LTV 55 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 11 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 582 800.00 €

Objective of the loan

The amount of EUR 874 260 is required for the financing, which is being raised in stages. The loan will be used to purchase the mortgaged property: 8025/197672 part of the land plot with the address Vilnius, Parko st. 21, unique No. 4400-3899-6699, cadastral No. 0101/0064:158 in Vilnius cadastral area, total area of 19,7672 ha (the pledged part is 0,8025 ha), purpose - other (public purpose territories), and the building - Hospital, address Pergalės st. 36A, Vilnius, unique No. 1093-5005-8041, area - 1 478,67 sq. m, purpose group - public, main use - medical, which constitute a complete whole: a seamless real estate complex. This is a conversion project: the acquired building is to be reconstructed and converted into modern residential premises. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the property. The amount which the project owner itself is contributing to the project is EUR 582 800.

About the project

The property is a piece of land and a hospital building located in the city of Vilnius, in the district of Naujosios Vilnios, on the territory of the Vilnius Republican Psychiatric Hospital, at the following addresses: Parko st. 21 and Pergalės str. 36A. The object belongs to a historical and urbanistically important part of the city, dominated by public buildings, green areas and healthcare infrastructure.

The land plot (unique No 4400-3899-6699) has a total area of 19,7672 ha, of which 8025/197672 (0,8025 ha) is being acquired and mortgaged. The plot is formed and registered in the Real Estate Register and its purpose is other. The land is used for public purposes, with the possibility of using it for industrial and warehousing facilities, as well as for communication and engineering infrastructure. The plot is fenced, adjacent to other parts of the hospital complex, with pedestrian walkways and access roads.

The building - hospital (unique No. 1093-5005-8041), located at 36A Pergalės Street, has a total area of 1478.67 sq. m. The building was built in 1935 and in 2014 it underwent major renovation, installation of engineering systems, renovation of the interior and facade. The property is registered in the Real Estate Register and is classified as a cultural heritage object - it is included in the Register of Immovable Cultural Property (code 43620). This means that any construction, reconstruction or management works may only be carried out in compliance with the statutory heritage protection requirements, ensuring the preservation of the architectural expression and the historical value. The building has an energy performance class E.

The building is currently not in use, is unusable and requires repairs and additional fitting-out works in order to make it suitable for use.

The property is considered to be a complex object, as the land plot and the building on it form a single functional unit. The land provides the conditions necessary for the operation of the building and the building itself is the main element of value. The interdependence of these assets means that they cannot be valued separately as independent assets.

In summary, the site is an integrated land and building system of historical and cultural value in a strategically located urban location. Despite the fact that the building is currently vacant and in need of renovation, its location, legal status and infrastructural solutions provide the conditions for a successful future use of the property.

For more information about the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %
Investing from 1 000.00 € - fixed interest 12.25 %
Investing from 3 000.00 € - fixed interest 12.5 %
Investing from 5 000.00 € - fixed interest 12.75 %
Investing from 7 000.00 € - fixed interest 13 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 11 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-10-28

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Artur invest

Company code 306502692

Company registration address

kalvarijų g. 125 Vilnius Lietuva 08221

MB Artur invest - company incorporated on 2023-10-05. The main activities of the company are: hotels and similar temporary establishments (EVKR 551000), accommodation activities, holiday and other short-term accommodation activities; purchase/sale of real estate, completion of construction, consulting on real estate projects.The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

Shareholders of the company are:

Artur Lajevskij 100% of the shares.

Loan protection collateral

Loan collateral:

Pledge of first-rank mortgage on the property located at Parko st. 21 / Pergalės st. 36A, Vilnius, Lithuania:

8025/197672 parts of the Land plot with the following address in Vilnius, Parko st. 21, unique No. 4400-3899-6699, cadastral No. 0101/0064:158 in Vilnius cadastral area, total area of 19,7672 ha (the pledged part is 0,8025 ha), purpose - other, main use - public purpose territories;
Building - Hospital, address Pergalės g. 36A, Vilnius, unique No. 1093-5005-8041, area - 1 478,67 sq. m, purpose group - public, main use - medical treatment.

The value of the property to be pledged: EUR 1 600 000.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the director and shareholder Artur Lajevskij;
Interest deposit of 3 (three) months.

Description of the pledged property

The pledged immovable property is located in the city of Vilnius, in the Naujosios Vilnios district, at the addresses Parko st. 21 and Pergalės st. 36A. The property falls within the territory of the Republican Vilnius Psychiatric Hospital, which is enclosed, fenced and formed as a single medical complex. It is dominated by medical buildings, parks and pedestrian walkways, and the area is orderly and restricted to unauthorised access. This environment creates a peaceful and safe space.

Geographical location The property is located in the eastern part of Vilnius, adjacent to the terraces of the Neris valley. The area is dominated by a variety of upland and lower terrace forms, resulting in a varied topography. The site is not located in a floodplain or flooded area and there are no identified landslides or other natural hazards. There are no identified sources of industrial pollution or increased noise in the surrounding area and the site is therefore considered to be ecologically sound.

Urban environment The immediate vicinity is characterised by residential neighbourhoods, educational and commercial establishments. Naujoji Vilnia is one of the oldest suburbs of Vilnius, characterised by its historical urban development and mixed building stock. Several shopping centres, service and small commercial establishments are located in the vicinity of the mortgaged property, providing comfortable conditions for both patients and employees. Public transport routes connect the site with the city centre and other residential areas, providing convenient access by car and public transport.

Infrastructure and communications. The site has all the necessary engineering communications: electricity, centralised water supply and sewerage, heating, ventilation and security systems. The site is equipped with parking spaces and public electric vehicle charging stations. The main city thoroughfares provide easy access to other districts of the city, while the distance from heavy traffic flows allows for a safer and quieter environment.

Environmental Characteristics The area is dominated by green spaces - parks, tree avenues, pedestrian walkways, which create a calm atmosphere. Nearby and planned urban projects improve the infrastructure and have a positive impact on the attractiveness of the area. The environment of the buildings is well maintained, but the property itself is currently unused and needs to be landscaped and adapted for use.

Summary The mortgaged property is located in a strategically convenient part of Vilnius with good transport links, developed infrastructure and a suitable environment for medical uses. The enclosed area, green zones and distance from heavy traffic ensure a quiet and safe environment, while the urban development in the neighbourhood enhances the overall attractiveness of the property.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit
The borrower made payments on time. (available loan Nordstreet)

Weaknesses:

The borrower has been operating for less than two years.
Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 12.00-13.00%.

Threats:

A young company.
Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Nuostatai MB Artur Invest iregistruoti.pdf
2	Turto vertinimo ataskaita.pdf
3	PIID (5 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Acquisition of real estate

Amount of funding 100 000 €

LTV 55 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 11 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 582 800.00 €

Objective of the loan

About the project

The building is currently not in use, is unusable and requires repairs and additional fitting-out works in order to make it suitable for use.

For more information about the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %
Investing from 1 000.00 € - fixed interest 12.25 %
Investing from 3 000.00 € - fixed interest 12.5 %
Investing from 5 000.00 € - fixed interest 12.75 %
Investing from 7 000.00 € - fixed interest 13 %

Loan term and repayment

Loan period 11 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-12

Estimated loan repayment date:* 2026-10-28

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Other

Mortgage rank

First order mortgage

LTV

55%

Documentation

Asset Valuation Report

Report preparation date

2025-08-20

Assessor

UAB „CRE pro“

Loan collateral:

Pledge of first-rank mortgage on the property located at Parko st. 21 / Pergalės st. 36A, Vilnius, Lithuania:

8025/197672 parts of the Land plot with the following address in Vilnius, Parko st. 21, unique No. 4400-3899-6699, cadastral No. 0101/0064:158 in Vilnius cadastral area, total area of 19,7672 ha (the pledged part is 0,8025 ha), purpose - other, main use - public purpose territories;
Building - Hospital, address Pergalės g. 36A, Vilnius, unique No. 1093-5005-8041, area - 1 478,67 sq. m, purpose group - public, main use - medical treatment.

The value of the property to be pledged: EUR 1 600 000.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the director and shareholder Artur Lajevskij;
Interest deposit of 3 (three) months.

Description of the pledged property

For more information (see About the project) (see Documents).

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