Projects list

Pramonės st. 21A/21B, Statikai, Deltuvos mun., Ukmergės d., Lithuania (1 stage)

Waiting for investments

Amount of funding 60 000 €

LTV 60%

Annual interest rate 12.00% - 13.00%

Total expected project return 12.00% - 12.99%

Loan period

12 mo.

Risk

B (medium)

Purpose of the loan

Development loan

Collateral Real estate pledge

Country

Lithuania

Investors 15

Raised:
3 641 € Goal:
60 000 €

6.07%

How much will I earn if I invest:

Investment size

100.00 €

56 359.00 €

12% 12.25% 12.5% 12.75% 13%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 60 000 €

LTV 60 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 114 800.00 €

Objective of the loan

The amount of €196,800 is required for the financing, which is being raised in stages. The loan will be used for the development of two freehold land plots with a total area of 3,3167 ha located at Pramonės g. 21A/21B, Statikai, Deltuvos mun., Ukmergė d., Lithuania: change of the use of the land plots to residential use, subdivision of the territory into 29 separate plots of 10-13 acres, and the design of a housing estate and the installation of outdoor engineering communications. The loan will be repaid from the proceeds of the sale of the plots of land prepared for residential development or by refinancing it with another financial institution. The amount to be contributed by the project owner for this project is EUR 114 800.

About the project

During the development of the real estate project, it is planned to develop the site as a closed or clearly structured single-storey single-family housing estate with the following design concept: internal paved roads, lighting, pavements, communal and individual green areas, separate plot entrances and a main entrance from the outer street. The site will comprise a neatly planned block of 29 individual plots with a total land area of 3.3167 ha, which is identical to the total area of plots 21A and 21B of Pramonės Street, registered in the register.

The property is currently a complex of two plots of land with a total area of 3.3167 ha, forming a complete functional whole. The first plot, located at Pramonės st. 21A, Statikai, Deltuvos mun., Ukmergė d., has an area of 0,5241 ha, unique No. 4400-0713-7937, cadastre No. 8112/0001:652, Deltuvos k. v.; its main use is Other, and its main use is Industrial and warehousing object territories and Commercial object territories. The second plot, located at Pramonės st. 21B, Statikai, Deltuvos mun., Ukmergė d., has an area of 2,7926 ha, unique No. 4400-0713-4145, cadastre No. 8112/0001:651, Deltuvos k. v., and its main purpose of use is also Other and its use types are industrial and warehousing facility territories and territories of commercial facilities. Both plots were formed by cadastral surveys, the ownership is registered in the name of the Borrower as of 9 March 2026 in accordance with the Sale and Purchase Agreements No. RS-1568 and No. RS-1573.

The concept of development of the area is a block of 29 single-storey individual houses. The total area of the site is 3.3167 ha, 29 separate plots of approximately 10-13 acres are envisaged, each of which is to be developed with a modern architectural design of a single-storey dwelling house of approximately 140 sqm. The layout of the typical house provides for the following living and ancillary spaces: a living room and a kitchen area of 47.5 sqm, bedrooms of 15.2 sqm and 13.6 sqm. m, a cloakroom of 4,6 m², bathrooms of 6,0 m² and 5,5 m², a boiler room of 5,0 m², a vestibule of 6,0 m², a corridor of 9,5 m² and a garage of 22,5 m². The concept includes asphalted internal roads, lighting, pavements, planting, private courtyards and a coherent architectural character of a modern block. This vision could be attractive for a residential developer.

The attractiveness of the property on the market is enhanced by a number of key factors: the large, homogeneous area of 3.3167 hectares, the possibility to develop the property in a comprehensive manner, the proximity of the main transport link, the presence of engineering infrastructure protection zones, indicating the proximity of the communication networks. The property may be attractive for real estate development companies, investors seeking to acquire a larger area of commercial land adjacent to a strategically important transport route, as well as for companies interested in the proximity of the property to Ukmergė and convenient access to Vilnius and Panevėžys. In the case of an alternative residential concept, the range of potential interested parties could include developers or investors in residential areas.

The liquidity of the mortgaged property is considered by the appraisers as good. The property is a strategically located complex of two plots of land with an area of 3,3167 ha. The property is suitable for both a logistics, warehousing, manufacturing or commercial infrastructure project, with good transport accessibility, sufficient scale and investment attractiveness for professional market players, and for the development of an individual residential complex. The submitted concept of a block of 29 single-storey houses may be considered as a potential alternative development, subject to all the necessary planning, change of use, zoning, land-formation, construction and utilities approval documents. In its current documented state, the property's realisation prospects and liquidity are most closely linked to the commercial, industrial and warehouse development market.

For more information about the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %
Investing from 1 000.00 € - fixed interest 12.25 %
Investing from 3 000.00 € - fixed interest 12.5 %
Investing from 5 000.00 € - fixed interest 12.75 %
Investing from 7 000.00 € - fixed interest 13 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-06-05

Estimated loan repayment date:* 2027-06-05

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Aukštaitijos karjerai

Company code 307593175

Company registration address

Pramonės g. 21 Deltuvos sen., Statikų k., Ukmergės r. Lietuva LT-20123

MB Aukštaitijos karjerai - the company was established on 23 February 2026. The main activities of the company are: Mining of sand and gravel quarries and mining of clay and kaolin (EVKR 081200); Other mining and quarrying n.e.c.; Other mining and quarrying service activities; Manufacture of mining, quarrying and construction machinery; Other specialised wholesale trade n.e.c.; Road freight transport services; Warehousing and storage; Freight handling; Freight forwarding agents and freight forwarders; Freight transport intermediation service activities; Buying and selling of own real estate; Renting and operating of own or leased real estate; Other real estate activities n.e.c. The partnership may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.

The partnership will carry out the development of the real estate project owned by the partnership and mineral extraction activities, specialising in sand and gravel quarrying and clay and kaolin mining. The company will extract industrial and construction sand and gravel, as well as crushing and grinding gravel. The company plans to ensure the supply of quality raw materials to the construction and industrial sectors.

The shareholders of the company are:

Giedrius Žižys 100% of shares.

Loan protection collateral

Loan collateral:

The property located at Pramonės st. 21A/21B, Statikai, Deltuvos mun., Ukmergė d., Lithuania shall be pledged as a mortgage of the first rank:

Land plot of land with the address of Ukmergė d., Deltuvos mun., Statikai, Pramonės st. 21A, Lithuania, unique No. 4400-0713-7937, cadastral No. 8112/0001:652 Deltuvos k. v.., area - 0,5241 ha, the main use of the object - Other, the method of use - Territories of industrial and warehousing facilities / Territories of commercial facilities;
Land plot, the address of which is Ukmergės d., Deltuvos mun., Statikai, Pramonės st. 21B, Lithuania, unique No. 4400-0713-4145, cadastral No. 8112/0001:651 Deltuvos k. v.., area - 2,7926 ha, the main use of the object - Other, the method of use - Territories of industrial and warehousing facilities / Territories of commercial facilities.

Value of the pledged property: EUR 328 000.

Additional Security:

Guarantee of the company (borrower) (promissory note in double amount);
Personal guarantee of the director and shareholder, Giedrius Žižys;
Interest deposit of 3 (three) months.

Description of the pledged property

The pledged immovable property is a complex of two functionally interconnected plots of land located in the Municipality of Ukmergė District, Deltuva Municipality, in the village of Statikai, at Pramonės str. 21A and Pramonės str. 21B. The property is located on the outskirts of Ukmergė, in an area dominated by industrial, warehousing and commercial properties and plots. The property is located in value zone 53.3 and its location is described as strategically advantageous due to its proximity to the A2 Vilnius-Panevėžys motorway, which is one of the country's main arteries for transport and freight movement. The mortgaged property is located approximately 5-10 km from Ukmergė and approximately 70 km each from Vilnius and Panevėžys, which allows for a rational location to serve both the local and the interregional market. The plots are characterised by convenient transport access and quick exit to main roads.

The nature of the area is generally consistent with the use of the plots as registered in the Real Estate Register: the main use of both plots is "Other", and the uses are industrial and warehousing facility territories and commercial facilities territories. This structure of the site reduces the likelihood of potential conflicts with the more sensitive residential environment for commercial, warehousing or logistics activities and facilitates infrastructure development. In addition, the data of the Real Estate Register confirms the existence of engineering infrastructure corridors and protection zones: Pramonės st. 21A has a registered protection zone for water supply and sewage and surface water management infrastructure, which covers 134 sq. m of the plot area, as well as water supply and electricity network protection zone markings; Pramonės st. 21A has a registered protection zone for water supply and sewage and surface water management infrastructure, which covers 134 sq. 21B, the protection zones for electronic communications, roads, electricity networks, distribution gas pipelines and water supply and wastewater and surface water management infrastructure are registered on the plot, including the protection zone for water and wastewater infrastructure of 1 113 sq m and the protection zone for distribution gas pipelines of 356 sq m. These circumstances indicate the engineering potential of the site, but the boundaries of the protection zones, the special land-use conditions that apply to them, and possible restrictions on development and the routing of communications need to be taken into account when designing specific construction or development solutions.

The location of the mortgaged property is considered to be very good for commercial, logistics, warehousing or industrial development, as it is close to the city of Ukmergė and the A2 motorway, has good transport accessibility, is located in an environment suitable for commercial activities, and is characterised by the accessibility of engineering infrastructure. The vision for the residential area presented can increase the investment attractiveness of the site as an alternative development concept.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit

Weaknesses:

The borrower has been operating for less than a year.
Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 12.00-13.00%.

Threats:

A young company.
Uncertain economic situation.

Documents

#	File name	File type	Actions
1	Aukstaitijos karjerai Nuostatai.pdf
2	Turto vertinimo ataskaita.pdf
3	PIID (1 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 60 000 €

LTV 60 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 114 800.00 €

Objective of the loan

About the project

For more information about the project (see Documents) (see Loan Security Instruments).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 12 %
Investing from 1 000.00 € - fixed interest 12.25 %
Investing from 3 000.00 € - fixed interest 12.5 %
Investing from 5 000.00 € - fixed interest 12.75 %
Investing from 7 000.00 € - fixed interest 13 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2026-06-05

Estimated loan repayment date:* 2027-06-05

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Other

Mortgage rank

First order mortgage

LTV

60%

Documentation

Asset Valuation Report

Report preparation date

2026-04-04

Assessor

UAB „Vertinimo partneriai“

Loan collateral:

The property located at Pramonės st. 21A/21B, Statikai, Deltuvos mun., Ukmergė d., Lithuania shall be pledged as a mortgage of the first rank:

Land plot of land with the address of Ukmergė d., Deltuvos mun., Statikai, Pramonės st. 21A, Lithuania, unique No. 4400-0713-7937, cadastral No. 8112/0001:652 Deltuvos k. v.., area - 0,5241 ha, the main use of the object - Other, the method of use - Territories of industrial and warehousing facilities / Territories of commercial facilities;
Land plot, the address of which is Ukmergės d., Deltuvos mun., Statikai, Pramonės st. 21B, Lithuania, unique No. 4400-0713-4145, cadastral No. 8112/0001:651 Deltuvos k. v.., area - 2,7926 ha, the main use of the object - Other, the method of use - Territories of industrial and warehousing facilities / Territories of commercial facilities.

Value of the pledged property: EUR 328 000.

Additional Security:

Guarantee of the company (borrower) (promissory note in double amount);
Personal guarantee of the director and shareholder, Giedrius Žižys;
Interest deposit of 3 (three) months.

Description of the pledged property

For more information (see About the project) (see Documents).

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