Projektu saraksts

Buy to let project V. Šopeno str. 1B-28 (Purchase)

Apstrāde

Finansējuma apjoms 92 000 €

Paredzamais īres ienesīgums Up to 7.69%

Fiksēta procentu likme 6.00%

Aizdevuma periods

36 Mēn.

Risk

A (zems)

Aizdevuma mērķis

Ieguldījumi nekustamā īpašuma nomā

Nodrošinājums Nekustamā īpašuma ķīla

Valsts

Lithuania

Investori 224

Piesaistīti:
92 000 € Mērķis:
92 000 €

100.00%

Otrreizējais tirgus

Projekta nosaukums	Procenti	Līdz paredzamajam aizdevuma beigām	Investīciju lielums	Cena	Bonuss / atlaide	Piedāvājums derīgs līdz
Buy to let project V. Šopeno str. 1B-28 (Purchase)	6.00 %	449 d.	100.00 €	105.00 €	5.00 %	2025-01-01	Skatīt piedāvājumu Sīkāka informācija

Projekta atjauninājumiProjekta atjauninājumi

Uzņēmuma aizdevuma nosacījumi

Par aizdevumu

Aizdevuma mērķis Buy to let

Finansējuma apjoms 92 000 €

Risk A (zems)

Procentu samaksa Katru mēnesi

Aizdevuma atmaksa Aizdevuma perioda beigās

Aizdevuma periods 36 Mēn.

Nodrošinājums

Nekustamā īpašuma ķīla

Fonda tips Pirmās kārtas hipotēka

Nordstreet introduces another buy-to-let property offering (English: "Buy to Let"), which allows platform members to finance real estate for rent and earn from the increase in property value after the sale of the property!

In 2021 on November 30, the first "Buy to Let" project initiated by "Nordstreet" started: 4 new and modernly equipped apartments in the center of Riga, Latvia. They have already started successfully generating returns for investors! Find out all the details about this project HERE

IMPORTANT TO MENTION: If the rental price or occupancy statistics exceed Houseys' historical data during the lease term, all the surplus profit generated by the lease (minus administrative expenses) will go to the investors of the Nordstreet platform!

You can find a detailed presentation of the project in the "Documents" section.

Payment schedule is not applicable for this project. The interest generated by the project depends on the accommodation of the properties. It is planned to start renting the premises February 04, 2023. The first interest payment (after deducting administrative costs) will be paid to project investors on 2023-03-15. Payments are made for the results generated during the previous month. Subsequent interest payments will be made on the 15th of each month. The return of the project (based on historical data) can be found in the project description in the section “Business loan terms”.

Detailed breakdown of project returns:

The average annual interest rate of the project is 7,69 % + 1.83% expected annual property appreciation. This figure is based on accommodation and rental price data provided by Houseys. If the apartments are not occupied at all, investors will receive a fixed annual interest rate of 6%.

Real estate capital appreciation and its split:

If at the end of the project term (after 36 months) the value of the apartments (RE) will be higher than the purchase price, the project investors will receive 50% of the real estate appreciation value (price increase) after sales tax. This additional yield is not included in the annual interest rate of 7,69%. The real estate price growth can significantly increase the overall profitability of the project for investors!

Share of rental income (100% of rental income is allocated to investors):

Interest will start to be calculated when the property is pledged in favor of the investors.

Distribution of capital gains:

For investors: 50%
Nordstreet: 50%

If the borrower sells the property at a higher price than it was acquired, the capital gain will be distributed in the above proportion. Amount will be divided after deducting taxes related to the sale of assets.

We present carefully selected projects on the NORDSTREET platform, but we point out that when investing you risk losing part or all of the invested funds. Invest wisely. You can familiarize yourself with the risks here.

Investīcijas no 100.00 €.

Procenti

Gada ieguldījumu likme

Ieguldījumi no 100.00 € - fiksēti procenti 6 %

Paredzamā nomas peļņa līdz - 7.69%

Procenti par Aizdevuma summu tiek aprēķināti no dienas (ieskaitot), kurā Aizdevuma summa tiek iemaksāta Aizņēmēja NS PAY kontā vai uz citu kontu (vai kontiem), par kuru Aizņēmējs rakstiski paziņo Operatoram pirms Aizdevuma izmaksas. summa.

Aizdevuma termiņš un atmaksa

Aizdevuma periods 36 Mēn.

Minimālais aizdevuma periods 0 Mēn.

Aizdevuma atmaksa Aizdevuma perioda beigās

Paredzamais aizdevuma sākuma datums:* 2023-03-15

Paredzamais aizdevuma atmaksas datums:* 2026-03-15

Ja Aizņēmējs atmaksā Aizdevumu ātrāk nekā pēc noteiktā minimālā aizdevuma perioda, tas apņemas maksāt Aizdevējam procentus par visu norādīto minimālo periodu.

* Aizņēmumu plānots atmaksāt līdz projekta termiņa beigām no paredzamā uzņēmuma ienākumu pieauguma, peļņas pieauguma, aktīvu pārdošanas vai aizdevuma pārfinansēšanas.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Aizņēmējs

Uzņēmuma nosaukums LTD "Šopeno 1B"

Uzņēmuma kods 306197917

Uzņēmuma juridiskā adrese

V.Šopeno 1b Vilnius Lietuva 03211

Borrower:

LTD "Šopeno 1B" established as a special purpose vehicle for this project. Although the company developing the project is new, the project owner signs a cooperation agreement with the project administrator Houseys. The latter's team of shareholders has accumulated extensive experience.

Development Property Administrator Houseys:

Founded in 2017, Houseys is a professional short-term lease management service provider. The company uses a wide range of innovative technologies and has an experienced team to ensure optimal accommodation and attractive returns for property investors.

Currently, the company operates in Lithuania (Vilnius, Kaunas, Palanga) and Latvia (Riga). Houseys offer a wide range of property management services. Houseys property owners can sit back, relax and enjoy the returns without breaking a sweat!

In addition to property management, Houseys also provide Online Onboarding services for owners who want to manage their property on their own but need initial technical and consulting assistance. Furthermore, they advise real estate developers and landlords on all matters related to renting, both short-term and long-term.

Houseys also advises real estate developers and owners on all matters related to renting, both short and long term.

Total number of properties for short - term management in Houseys portfolio: 70

Houseys are founded and managed by Tomas Grizas, who is the CEO of the company. Tomas is entrepreneur with his epertise being in real estate property management. Not only he is managing Houseys, Tomas also advises major real estate developers on all matters related to rent, pricing, innovative real estate solutions, and more.

Aizdevuma nodrošinājums

Pledged first real estate mortgage property:

Flat, unique no. 4400-5759-7485:5516, address V. Šopeno str. 1B-28, Vilnius, Lihuania, area 19,47 kv. m.

Value of pledged assets: EUR 88 400

*Vilnius real estate prices have doubled over the past 10 years, maintaining a 7.5% annual growth. We used a more conservative 4.6% annual price growth rate for our calculations. The data is taken from the 2022 Ober Haus Baltic Real Estate Market Review.

Project location:

The Old Town, V. Šopeno street is in the very heart of the city of Vilnius, where the main and places of interest of the city of Vilnius, restaurants, cafes, schools, and convenient transportation are always quickly accessible. The apartment is inside a courtyard, so the environment is calm and quiet.

Stiprās puses un riski

Stiprās puses:

Pirmās kārtas nekustamā īpašuma ķīla - hipotēka.
The project is completed.

Vājās puses:

Aizņēmējs darbojas mazāk nekā gadu.
Aizņēmēja darbība notiek konkurences sektorā.
Projekta LTV līmenis ir augsts.

Iespējas:

Aizņēmēja gada procentu likme ir 6.00%.

Draudi:

Jauns uzņēmums
Neskaidra ekonomiskā situācija.

Dokumenti

#	Faila nosaukums	Faila tips	Darbības
1	UAB_Sopeno_1B_Vilnius_V_Sopeno_g_1B-28_A-23-01-11-ARB45.pdf
2	Sopeno 28 BTL LT.pdf
3	Sopeno 28 BTL EN.pdf
4	2023-06 results LT-EN.pdf
5	2023-07 results LT-EN.pdf
6	2023-08 results LT-EN.pdf
7	2023-09 results LT-EN.pdf
8	2023-10 results LT-EN.pdf
9	2023-11 results LT-EN.pdf
10	2023-12 results LT-EN.pdf
11	2024-01 results LT-EN.pdf
12	2024-02 results LT-EN.pdf
13	2024-03 results LT-EN.pdf
14	2024-04 results LT-EN.pdf

Svarīgi

Lai nodrošinātu drošāku ieguldījumu, Nordstreet veic šādus pasākumus:

Projekta aizdevuma un vērtības attiecība nepārsniegs LTV koeficientu, kas paredzēts projekta aprakstā, tostarp gadījumos, kad projekts tiks finansēts pakāpeniski.
Ja pirms projekta sākuma netiek savākta nepieciešamā finansējuma summa, visas investīcijas tiks atdotas ieguldītajām personām. Pēc aizņēmēja pieteikuma finansējumu var uzskatīt par veiksmīgu, kad ir pabeigta mazāka summa, projekta finansējumu var sadalīt vairākos posmos un / vai pagarināt projekta finansēšanas periodu. Šajos gadījumos Nordstreet informē finansētājus un savā tīmekļa vietnē kopā ar citu informāciju par projektu publicē informāciju par projekta pabeigšanu ar mazāku summu, projekta finansējuma sadalījumu vairākos posmos vai projekta finansēšanas perioda pagarināšanu.
Investējot projektā, finansētāji iegūst prasījuma tiesības. Nordstreet var ļaut nodot šīs prasījuma tiesības citiem platformas lietotājiem Otrreizējā tirgū saskaņā ar lietošanas noteikumiem.
UAB Nordstreet darbību pārrauga Lietuvas Banka un tā tiek iekļauta Lietuvas Bankas administrētajā Koncentrēto finansēšanas platformu operatoru publiskajā sarakstā.

Otrreizējais tirgus
Projekta atjauninājumiProjekta atjauninājumi
Uzņēmuma aizdevuma nosacījumi
Aizņēmējs
Aizdevuma nodrošinājums
Stiprās puses un riski
Dokumenti
Svarīgi

Par aizdevumu

Aizdevuma mērķis Buy to let

Finansējuma apjoms 92 000 €

Risk A (zems)

Procentu samaksa Katru mēnesi

Aizdevuma atmaksa Aizdevuma perioda beigās

Aizdevuma periods 36 Mēn.

Nodrošinājums

Nekustamā īpašuma ķīla

Fonda tips Pirmās kārtas hipotēka

You can find a detailed presentation of the project in the "Documents" section.

Detailed breakdown of project returns:

Real estate capital appreciation and its split:

Share of rental income (100% of rental income is allocated to investors):

Interest will start to be calculated when the property is pledged in favor of the investors.

Distribution of capital gains:

For investors: 50%
Nordstreet: 50%