We are supervised by
We are reglamented by
Stoties st. 38, Panevėžys, Lithuania (4 stage)
Amount of funding
40 000 €
LTV
60%
Annual interest rate
14.00% - 15.00%
Total expected project return
10.50% - 11.25%
Loan period
9 mo.
Risk
C (higher)
Purpose of the loan
Development loan
Collateral
Real estate pledge
Country
Lithuania
Lithuania
Investors
5
Raised:
447 € Goal:
40 000 €
447 € Goal:
40 000 €
1.12%
How much will I earn if I invest:
Investment size
100.00 €
39 553.00 €
14%
14.25%
14.5%
14.75%
15%
With this project in one month I will earn
€
After 12 months I will earn
€
* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator
| # | File name | File type | Actions |
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| 1 | Nuostatai MB N namai.pdf |
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| 2 | Leidimas statyboms pasirašyta.pdf |
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| 3 | 1_BD_breziniai.pdf |
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| 4 | Turto vertinimo ataskaita (2026-08-03).pdf |
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| 5 | PIID (4 etapas).pdf |
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About the loan
Purpose of the loan
Real estate development
Amount of funding
40 000 €
LTV
60 %
Risk
C (higher)
Payment of interest
Every month
Loan repayment
At the end of the loan period
Loan period
9 mo.
Minimum loan period
3 mo.
Collateral
Real estate pledge
Guarantees / surety
Mortgage rank
First order mortgage
Amount allocated by project owner
132 000.00 €
Objective of the loan
The total amount required for financing is EUR 286,800, which is being raised in stages. The loan proceeds will be used to finance the further development of a real estate project, namely a semi-detached residential building with commercial premises located at Stoties St. 38, Panevėžys, Lithuania, with a total area of 138.34 sq. m and a current completion level of 28%. Loan stages 1–3, amounting to EUR 198,000, were refinanced by 23 June 2026. After acquiring the property and completing part of the development works, the Borrower had the property revalued (see the property valuation report dated 3 August 2026), which established a new market value of EUR 478,000. In view of the above, the Borrower applied for additional financing for the further development of the project in the amount of EUR 88,800, while maintaining the same loan-to-value (LTV) ratio of 60%. The loan will be repaid either through refinancing by another financial institution or from the proceeds generated from the sale of the developed property. The project owner’s own contribution to the project amounts to EUR 132,000.
About the project
The project consists of an irregularly shaped, level plot of land with asphalted access roads and a two-storey, three-storey, unfinished dwelling house, with retail space, which is to be completed by the start of 2023. The building is designed as a three-storey building with attic and basement, pitched roofs. The project provides for separate entrances to the commercial premises and the residential premises. On the ground floor, the commercial premises are planned to be constructed with: a sales hall, a warehouse, an office - a household room and a staff toilet. On the first floor, there is a flat, which includes: a living room with a kitchenette, three rooms, a bathroom with a toilet, a bathroom with a shower, a toilet and a toilet. On the third floor and the attic there is a second apartment on two floors with a living room with a kitchen, four rooms, a bathroom and a bathroom. The second and third floors are planned to have glazed loggias, while the attic floor also has an open terrace. In the basement there are storage rooms, a boiler room and a fuel store. The floors are connected by a covered staircase. The basement and the boiler room have separate exits to the outside.
Because the proposed building is a corner building, the accesses to the building are planned to be accessed from Stoties and Utena streets. A separate entrance and parking for three cars is provided from Stoties Street for visitors to the shop. An entrance and parking for two cars is provided from Utena Street for residents. Landscaping, hard surfacing, vertical planning of the plot. The plot is fenced only from the adjacent residential plots, the plot is not fenced from the streets.
Electricity is to be brought to the plot via an underground cable from the KS-2787 located next to the plot. The household and stormwater networks, water supply and communications are to be connected to the street networks. A space for a gas inlet is foreseen. Heating is provided by a solid fuel boiler, but the boiler room also meets the requirements for a gas stove.Ventilation is provided by mechanical ventilation with heat recovery, each apartment will have its own separate heat recovery unit. A separate system is provided for ventilation in the commercial areas.
For more information on the project (see Documents).
We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.
Investment from 50.00 €.
Interest
Annual interest rate
- Investing from 50.00 € - fixed interest 14 %
- Investing from 1 000.00 € - fixed interest 14.25 %
- Investing from 3 000.00 € - fixed interest 14.5 %
- Investing from 5 000.00 € - fixed interest 14.75 %
- Investing from 7 000.00 € - fixed interest 15 %
The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.
Loan term and repayment
Loan period
9 mo.
Minimum loan period
3 mo.
Loan repayment
At the end of the loan period
Estimated start date of the loan:*
2026-08-29
Estimated loan repayment date:*
2027-05-29
If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.
* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.
Procedure for disputes between parties to a financing transaction
The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform
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