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We are reglamented by
Pienių st. 28A-28E, Užliedžių vil., Užliedžių mun., Kauno d., Lithuania (1 stage)
Amount of funding
134 500 €
LTV
65%
Annual interest rate
14.00% - 15.00%
Total expected project return
14.00% - 15.00%
Loan period
12 mo.
Risk
C (higher)
Purpose of the loan
Loan for acquisition
Collateral
Real estate pledge
Country
Lithuania
Lithuania
Investors
124
Raised:
134 500 € Goal:
134 500 €
134 500 € Goal:
134 500 €
100.00%
| # | File name | File type | Actions |
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| 1 | UAB Korsita įstatai.pdf |
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| 2 | Statybos leidimas.pdf |
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| 3 | TP Architektūrinė dalis.pdf |
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| 4 | TP Bendroji dalis.pdf |
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| 5 | Turto vertinimo ataskaita.pdf |
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| 6 | PIID (1 etapas).pdf |
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About the loan
Purpose of the loan
Real estate development
Amount of funding
134 500 €
LTV
65 %
Risk
C (higher)
Payment of interest
Every month
Loan repayment
At the end of the loan period
Loan period
12 mo.
Minimum loan period
4 mo.
Collateral
Real estate pledge
Guarantees / surety
Mortgage rank
First order mortgage
Amount allocated by project owner
420 000.00 €
Objective of the loan
The amount of €780,000 is required for the financing, which will be raised in stages. Part of the loan will be used for the acquisition of a real estate project - a land plot and five unfinished two-storey semi-detached houses with a total design area of 1 299,10 sq. m, located at Pienių st. 28A, 28B, 28C, 28D, 28E, Užliedžių vil., Užliedžių mun., Kaunas d., Lithuania, the other part will be used for the further construction and finishing of the real estate project. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the property under development. The amount to be contributed by the project owner is EUR 420 000.
About the project
Object: Land plot with buildings, located in Kaunas d. municipality, Užliedžių mun., Užliedžių vil., Pienių st. 28A-E, Cadastre No. 5283/0004:1344. Purpose: territory of single-family and two-family residential buildings. Project: construction of five two-bed residential houses. Designer: MB "Archasas" (project manager: Giedrė Karenė (attestation No. 36924)).
The project is a strategically located plot of land in a convenient location in Kaunas district, with the five two-bed residential houses to be built. The project is characterised by modern architectural and engineering solutions, high energy efficiency, well-planned infrastructure and environmental protection. The property is considered to be an attractive investment property, suitable for both permanent residence and long-term investment.
Structures and architecture:
- The project consists of 5 semi-detached houses (A, B, C, D, E).
- Each house has a total floor area of 259.82 m², a useful floor area of 210.85 m² and a volume of approximately 750 m³.
- Level of construction - 2 floors, height 8,5 m.
- Each house consists of 2 apartments (4 rooms each), total 10 apartments.
- Energy efficiency class - A++, fire resistance class - II, acoustic comfort - C.
Architectural solutions:
- The buildings are designed under a gable or hipped roof.
- Wooden cladding is used for facades, durable coatings for roofs.
- Windows are triple glazed with selective cladding.
- Doors are reinforced.
Constructive solutions:
- Reinforced concrete foundations, block walls with insulation, wooden floors.
- The buildings meet the requirements of the A++ energy class: heat pumps are provided, a mechanical recovery system, tightness ≤0.6.
- Energy efficiency indicators ensure low heating costs and high comfort.
Utilities and equipment:
- Water supply: designed with PE piping, metering units to be installed in technical rooms. Water consumption rate is 160 l/capita/day.
- Wastewater: PVC pipelines, connection to main DN200 line, wells D700-D1000.
- Site wastewater: infiltration systems are planned, with plastic block units, separate system for each apartment.
- Heating: heat pumps with automatic temperature control.
- Ventilation: mechanical system with heat recovery, efficiency ≥80%.
- Lighting: both natural and artificial light is provided in accordance with the standards, with energy-saving luminaires.
Site layout:
- Accesses, paths, pavements and concrete paving areas are provided.
- 4 parking spaces per house.
- No fencing, landscaping to match the terrain and landscape.
- The plot is planted with trees, preserving the fertile soil and landscaping.
More about the project (see Documents) (see Loan security measures).
We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.
Investment from 50.00 €.
Interest
Annual interest rate
- Investing from 50.00 € - fixed interest 14 %
- Investing from 1 000.00 € - fixed interest 14.25 %
- Investing from 3 000.00 € - fixed interest 14.5 %
- Investing from 5 000.00 € - fixed interest 14.75 %
- Investing from 7 000.00 € - fixed interest 15 %
The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.
Loan term and repayment
Loan period
12 mo.
Minimum loan period
4 mo.
Loan repayment
At the end of the loan period
Estimated start date of the loan:*
2025-10-30
Estimated loan repayment date:*
2026-10-30
If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.
* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.
Procedure for disputes between parties to a financing transaction
The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform
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