Projects list

J. Kolaso st. 25A, Vilnius, Lithuania (1 stage)

Waiting for investments

Amount of funding 100 000 €

LTV 59%

Annual interest rate 14.00% - 15.00%

Total expected project return 14.00% - 15.00%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Loan for acquisition

Collateral Real estate pledge

Country

Lithuania

Investors 6

Raised:
910 € Goal:
100 000 €

0.91%

How much will I earn if I invest:

Investment size

100.00 €

99 090.00 €

14% 14.25% 14.5% 14.75% 15%

With this project in one month I will earn

€

After 12 months I will earn

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 100 000 €

LTV 59 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 130 200.00 €

Objective of the loan

The financing requires an amount of EUR 220 000 to be raised in stages. The loan will be used to finance the acquisition, subdivision into separate apartments and the finishing and furnishing of the real estate property - a land plot of 0,0600 hectares, a dwelling house with a total area of 326,39 sq.m., and the yard structures (yard) located at J. Kolaso str. 25A, Vilnius. All the properties form an integrated real estate complex. The loan will be repaid from the proceeds of the sale of the completed property or by refinancing with another financial institution. The amount to be contributed by the project owner to the project is EUR 130 200.

About the project

Property: 0.0600 hectares of land and a single-family dwelling house and yard structures located thereon, located at 25A J. Kolaso St., Vilnius. The use of the plot is residential, low-rise residential buildings. It is a fully formed and used property suitable for permanent residential use.

The dwelling house is brick built, 1990 construction, with local central heating, communal water supply and local sewage system. The building has a total floor area of 326,39 sq.m. The building is 100% complete and is suitable for modernisation by the creation of separate apartments/cottages. The courtyard structures add to the functionality and ease of use of the main building.

The building is used for its intended purpose, the level of wear and tear is in line with the normal level for a building of this period. The size and shape of the plot are optimal, allowing for efficient use of the area for living, landscaping or small infrastructure changes.

Given the use of the area, the character of the environment, the shape of the plot and the structure of the built-up area, the best use of the mortgaged property is to continue the use of the building for residential purposes. The prospect is to modernise the property and convert the internal spaces into several separate apartments/cottages, which will increase the liquidity and market attractiveness of the property.

The property has a high level of liquidity for the following reasons:
attractive residential area of the capital city;
active segment of individual houses;
good functionality of the plot and the building;
potential for modernisation, which increases the attractiveness of the mortgaged property;
stable growth of demand for the area.

The evaluators consider that such properties tend to sell faster than the market average, especially for buyers who prefer quiet neighbourhoods with good infrastructure.

The property is attractive, with stable demand and good liquidity prospects. The location, the parameters of the plot and the characteristics of the building give confidence that the property remains competitive both in the current market conditions and in the long term. The property is particularly suitable for residential use and has the potential for additional value growth in the event of modernisation.

For more information on the project (see Description of the Mortgaged Property) (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 500.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-26

Estimated loan repayment date:* 2026-12-26

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title MB Fresh Ideas

Company code 307424588

Company registration address

Vilniaus g. 9 - 21 Vilnius Lietuva LT-01103

MB Fresh ideas - company incorporated on 10 September 2025. Its principal activities are real estate brokerage (EVRK 68.31.00) and other real estate activities on a fee or contract basis (EVRK 68.32.90). The company may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.

MB Fresh ideas is a real estate services company providing professional brokerage, advisory and transaction services in the residential and commercial real estate segment. The company's goal is to provide its clients with a smooth, safe and efficient process of acquisition, sale or lease of real estate, using modern solutions and a personalized approach. The business model is based on prompt decision-making, flexibility and the ability to adapt quickly to market changes. The company strives for quality cooperation with partners, notaries, appraisers and financial institutions, thus ensuring a high standard of service and reliability.

The company is 100% owned by Viktor Macutkevič.

Loan protection collateral

Loan collateral:

The following property at J. Kolaso st. 25A, Vilnius, Lithuania shall be pledged as a mortgage of the first order:

Land plot with the address of J. Kolaso st. 25A, Vilnius, Lithuania, the area of which is 0.0600 ha, unique No. 0101-0074-0619, cadastral No. 0101/0074:619 Vilnius city cadastral area, purpose – other, type of use – residential areas;
Building - Residential house, address J. Kolaso st. 25A, Vilnius, Lithuania, total area - 326,39 sq. m, unique No. 1099-0003-0015, intended use - single-family dwelling, completeness - 100%;
Other engineering structures - Yard structures (yard), address J. Kolaso g. 25A, Vilnius, Lithuania, unique No. 1099-0003-0026.

Value of the pledged property: 372 000 EUR.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder Mr. Viktor Macutkevič;
3 (three) months interest deposit.

Description of the pledged property

The pledged property is located in Vilnius city, at 25A J. Kolaso St., a strategically convenient, established area of low-rise residential buildings. Vilnius is the fastest growing and economically strongest city in Lithuania, with a high quality of life index, modern infrastructure, developed transport corridors and a very active real estate market. The city's master plan provides for further development of sustainable mobility, green spaces and the modernisation of residential areas, which increases the value and attractiveness of the capital's living environment.

The neighbourhood of J. Kolasas Street is quiet and popular among residents due to its balanced urban design, greenery and easy access to the city centre. The area is dominated by detached houses and the infrastructure is well-developed, with shops, educational establishments and service centres in the vicinity. The convenient location and the safe environment make it very attractive for residential development.

The plot is easily accessible by car and public transport. Nearby main and national roads provide easy access to other parts of the city and quick access to out-of-town destinations. The property is approached by a local street, which is suitable for daily use and maintenance of the property.

According to the registers, a small part of the plot falls within the protection zone of the electricity grid and the protection zone of the underground water reservoir. These zones do not have a significant impact on the residential use and do not restrict the operation of the mortgaged property.

In the opinion of the assessors, the location of the mortgaged property is in a highly attractive class, with stable demand for real estate, a safe environment, well-developed infrastructure and convenient transport links. This area of Vilnius city provides a high liquidity potential and a sustainable future outlook for the mortgaged property.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit

Weaknesses:

The borrower has been operating for less than a year.
Borrower 's activities are in a competitive sector.

Possibilities:

The annual interest rate payable by the borrower is 14.00-15.00%.

Threats:

A young company.
Uncertain economic situation.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Nuostatai MB Fresh Ideas.pdf
2	Turto vertinimo ataskaita.pdf
3	PIID (1 etapas).pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 100 000 €

LTV 59 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 130 200.00 €

Objective of the loan

About the project

The property has a high level of liquidity for the following reasons:
attractive residential area of the capital city;
active segment of individual houses;
good functionality of the plot and the building;
potential for modernisation, which increases the attractiveness of the mortgaged property;
stable growth of demand for the area.

The evaluators consider that such properties tend to sell faster than the market average, especially for buyers who prefer quiet neighbourhoods with good infrastructure.

For more information on the project (see Description of the Mortgaged Property) (see Documents).

Investment from 50.00 €.

Interest

Annual interest rate

Investing from 50.00 € - fixed interest 14 %
Investing from 1 000.00 € - fixed interest 14.25 %
Investing from 3 000.00 € - fixed interest 14.5 %
Investing from 5 000.00 € - fixed interest 14.75 %
Investing from 7 500.00 € - fixed interest 15 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-12-26

Estimated loan repayment date:* 2026-12-26

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Residential

Mortgage rank

First order mortgage

LTV

59%

Documentation

Asset Valuation Report

Report preparation date

2025-11-07

Assessor

UAB Vertinimo partneriai

Loan collateral:

The following property at J. Kolaso st. 25A, Vilnius, Lithuania shall be pledged as a mortgage of the first order:

Land plot with the address of J. Kolaso st. 25A, Vilnius, Lithuania, the area of which is 0.0600 ha, unique No. 0101-0074-0619, cadastral No. 0101/0074:619 Vilnius city cadastral area, purpose – other, type of use – residential areas;
Building - Residential house, address J. Kolaso st. 25A, Vilnius, Lithuania, total area - 326,39 sq. m, unique No. 1099-0003-0015, intended use - single-family dwelling, completeness - 100%;
Other engineering structures - Yard structures (yard), address J. Kolaso g. 25A, Vilnius, Lithuania, unique No. 1099-0003-0026.

Value of the pledged property: 372 000 EUR.

Additional security:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder Mr. Viktor Macutkevič;
3 (three) months interest deposit.

Description of the pledged property

For more information (see About the project) (see Documents).

Latest loans

With Nordstreet everyone can become an investor! Register now and start investing!

Waiting for investments

„Baltų Avenue“ - Baltų av. 87B and 87C, Kaunas, Lithuania (6 stage)

Raised:
7 706 € Goal:
100 000 €

7.7%

Annual interest rate
11.00% - 12.50%
Investors 25
LTV 60%
Risk group A (low)
Months 23
Collateral Real estate pledge

Details Invest

Waiting for investments

Parko st. 21 / Pergalės st. 36A, Vilnius, Lithuania (5 stage)

Raised:
8 158 € Goal:
100 000 €

8.15%

Annual interest rate
12.00% - 13.00%
Investors 39
LTV 55%
Risk group B (medium)
Months 11
Collateral Real estate pledge

Details Invest

Waiting for investments