Projects list

Goštauto g.8, Naujamiesčio seniūnija, Vilnius

Project finished

Amount of funding 71 000 €

LTV 74%

Annual interest rate 11.00%

Total expected project return 11.00%

Loan period

12 mo.

Risk

B (medium)

Purpose of the loan

Refinancing

Collateral Real estate pledge

Country

Lithuania

Investors 62

Raised:
71 000 € Goal:
71 000 €

100.00%

Project updates

Period paid

2019-11-06

The debtor has paid interest for the period 2019-10-30. Payment delay days: 6.

Part return

2019-10-07

The debtor has made a partial repayment of the loan. Amount Refunded: 10000 €.

Period paid

2019-09-30

The debtor has paid interest for the period 2019-09-30.

Period paid

2019-08-29

The debtor has paid interest for the period 2019-08-30.

Period paid

2019-07-30

The debtor has paid interest for the period 2019-07-30.

Period paid

2019-06-30

The debtor has paid interest for the period 2019-06-30.

Business loan terms

About the loan

Amount of funding 71 000 €

LTV 74 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage

Investment from 100.00 €.

Interest

Annual interest rate

Investing from 100.00 € - fixed interest 11 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 0 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2018-10-30

Estimated loan repayment date:* 2019-10-30

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company registration address

M. Valančiaus g. 7 7 Vilnius Lietuva 03158

Uždaroji akcinė bendrovė „Renegus“, turi patirties įvairiuose nekilnojamo turto gyvenamosios ir komercinės paskirties projektuose. Bendrovė užsiima nekilnojamo turto vystymo, administravimo ir pardavimo procesu bei specializuojasi neįrengtų, negyvenamų patalpų ar pastatų atnaujinimu.

Komanda dirba su geriausiais savo klasės atstovais, vystytojais, investuotojais, kurie turi didelę dalį aplinkos žinių patirties ir supratimą. Šiais metais įmonė sėkmingai dalyvavo 11 nekilnojamo turto sandorių, tarp kurių komercinio tipo ir gyvenamosios paskirties turtas.

Loan protection collateral

Paskolai refinansuoti reikalinga suma - 71 000 Eur.

Paskolos trukmė - 12 mėn, palūkanos - 11%.

LTV (loan-to-value) santykis 74%.

Paskola bus gražinta pardavus turtą.

Bendras plotas: 62.33 kv. m.

Pagal naujausią nekilnojamo turto NT agentūros „UAB Centro kubas“ vertinimą visų pilnai įrengtų biurų rinkos vertė – 95 400 EUR.

Rinkos vertės nustatymo data: 2018-04-19

Planuojamos pardavimo pajamos pagrįstos pajamų metodu:

Pesimistinis scenarijus: pardavimo kaina – 1586 EUR už kv. m. (10% grąža)

Realus scenarijus: pardavimo kaina – 1701 EUR už kv. m. (9% procentų grąža)

Optimistinis scenarijus: pardavimo kaina – 1916 EUR už kv. m. (8% procentų grąža)

Pajamos

10% investicinė grąža Pirkėjui (lengviau parduodami biurai, mažesnė kaina, planuojama pardavimo trukmė 4-5 mėnesiai)

Patalpų pavadinimas	Bendro turto plotas (kv/m)	Patalpų nuomos kaina (Eur/mėn)	Atsiperkamumas (metais)	Patalpų kaina, Eur
Patalpa Nr.206	23,56	300	10	36000
Patalpa Nr.209	18,08	250	10	30000
Patalpa Nr.210	17,93	240	10	28800
*patalpos yra min išnuomuotos 7 mėn.

VISO 94 800

9% investicinė grąža Pirkėjui (ilgiau parduodami biurai, didesnė kaina, planuojama pardavimo trukmė 7-9 mėnesiai)

Patalpų pavadinimas	Bendro turto plotas (kv/m)	Patalpų nuomos kaina (Eur/mėn)	Atsiperkamumas (metais)	Patalpų kaina, Eur
Patalpa Nr.206	26,32	300	11,1	39960
Patalpa Nr.209	18,08	250	11,1	33300
Patalpa Nr.210	17,93	240	11,1	31968
*patalpos yra min išnuomuotos 7 mėn.

VISO 105 228

8% investicinė grąža Pirkėjui (ilgai parduodami biurai, didelė kaina, planuojama pardavimo trukmė 10-12 mėnesių)

Patalpų pavadinimas	Bendro turto plotas (kv/m)	Patalpų nuomos kaina (Eur/mėn)	Atsiperkamumas (metais)	Patalpų kaina, Eur
Patalpa Nr.206	26,32	300	12,5	45000
Patalpa Nr.209	18,08	250	12,5	37500
Patalpa Nr.210	17,93	240	12,5	36000
*patalpos yra min išnuomuotos 7 mėn.

VISO 118 500

Strengths and risks

Documents

#	File name	File type	Actions
1	Centro kubas turto vertinimas.pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Amount of funding 71 000 €

LTV 74 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 12 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage