Projects list

Business loan #00076 (2 stage)

Amount of funding 15 901 €

Annual interest rate 13.50%

Loan period

12 mo.

Risk

C (higher)

Purpose of the loan

Business loan

Collateral Guarantees / surety

Country

Lithuania

Investors 28

Raised:
15 901 € Goal:
15 901 €

100.00%

Secondary market

Project title	Interest	Investment size	Price	Bonus/ discount	Offer valid until
Business loan #00076 (2 stage)	13.50 %	500.00 €	500.00 €	0.00 %	2024-12-02	View offer Details

Project updates

Period paid

2024-11-11

The debtor has paid interest for the period 2024-11-08.

Period paid

2024-09-23

The debtor has paid interest for the period 2024-09-23.

Period paid

2024-09-03

The debtor has paid interest for the period 2024-09-03.

Period paid

2024-08-06

The debtor has paid interest for the period 2024-08-06.

Period paid

2024-07-03

The debtor has paid interest for the period 2024-07-03.

Period paid

2024-06-05

The debtor has paid interest for the period 2024-06-05.

Period paid

2024-05-16

The debtor has paid interest for the period 2024-05-16.

Period paid

2024-04-15

The debtor has paid interest for the period 2024-04-12.

Period paid

2024-03-01

The debtor has paid interest for the period 2024-03-01.

Period paid

2024-02-02

The debtor has paid interest for the period 2024-02-02.

Period paid

2024-01-16

The debtor has paid interest for the period 2024-01-16.

Period paid

2023-12-29

The debtor has paid interest for the period 2023-12-29.

Period paid

2023-12-04

The debtor has paid interest for the period 2023-12-01.

Period paid

2023-11-06

The debtor has paid interest for the period 2023-11-06.

Period paid

2023-10-10

The debtor has paid interest for the period 2023-10-10.

Period paid

2023-09-20

The debtor has paid interest for the period 2023-09-20.

Period paid

2023-09-05

The debtor has paid interest for the period 2023-09-05.

Period paid

2023-08-17

The debtor has paid interest for the period 2023-08-17.

Period paid

2023-07-04

The debtor has paid interest for the period 2023-07-04.

Period paid

2023-06-09

The debtor has paid interest for the period 2023-06-09.

Period paid

2023-05-11

The debtor has paid interest for the period 2023-05-11.

Period paid

2023-04-07

The debtor has paid interest for the period 2023-04-05.

Period paid

2023-03-07

The debtor has paid interest for the period 2023-03-07.

Period paid

2023-02-09

The debtor has paid interest for the period 2023-02-03.

Period paid

2023-01-17

The debtor has paid interest for the period 2023-01-17.

Period paid

2022-12-14

The debtor has paid interest for the period 2022-12-14.

Period paid

2022-11-30

The debtor has paid interest for the period 2022-11-30.

Period paid

2022-11-04

The debtor has paid interest for the period 2022-11-03.

Period paid

2022-09-13

The debtor has paid interest for the period 2022-09-12.

Period paid

2022-08-10

The debtor has paid interest for the period 2022-08-10.

Period paid

2022-07-08

The debtor has paid interest for the period 2022-07-08.

Period paid

2022-06-08

The debtor has paid interest for the period 2022-06-08.

Information update

2022-05-05

Newesr lawyers comment: On May 3d. a court hearing will be held in order to determine guarantor's share of the spouse's salary income.

Period paid

2022-03-28

The debtor has paid interest for the period 2022-03-25.

Period paid

2022-03-15

The debtor has paid interest for the period 2022-03-15.

Period paid

2022-02-24

The debtor has paid interest for the period 2022-02-24.

Information update

2022-02-20

So far, only the funds recovered from the guarantor V. Petraitienė are being distributed, there are no funds in the company and there are many other creditors. The accounts have been seized by both the company and the guarantor, and recovery continues.

Period paid

2022-02-17

The debtor has paid interest for the period 2022-02-17.

Period paid

2022-01-31

The debtor has paid interest for the period 2022-01-07.

Information update

2022-01-24

Information has been received from the bailiff that other creditors are pursuing recovery from the mortgaged property. The recovery of V. Petraitienė's guarantor is directed to the debtor's salary, as well as to the seized debtor's accounts with credit institutions. Bailiff's documents were received regarding the determination of the share of the debtor's assets in the spouse's salary income. An application has been prepared for determining the share of the debtor's assets in the husband's salary income.

Information update

2021-12-20

Enforced loan recovery is underway, there are other creditors who have seized property, enforced auctions under mortgage agreements are been executed. So far, funds have been received only from the guarantor. There are no funds from the company.

Status update

2021-07-12

The agreement was terminated. Loan return is being processed through bailiff.

Update of information on loan delays

2021-06-21

Communication with the debtor is in progress. A solution is sought to pay the overdue amount. We would also like to remind you that late interest is charged for each day of delay.

Possible period delay

2021-04-30

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-04-02

The debtor has paid interest for the period 2021-04-01. Payment delay days: 1.

Business loan terms

About the loan

Amount of funding 15 901 €

Risk C (higher)

Payment of interest Every month

Loan repayment Every month

Loan repayment postponement 6

Loan period 12 mo.

Minimum loan period 6 mo.

Collateral

Guarantees / surety

Mortgage rank Loan with another pledge

Investment from 100.00 €.

Interest

Annual interest rate

Investing from 100.00 € - fixed interest 13.5 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 12 mo.

Minimum loan period 6 mo.

Loan repayment Every month

Loan repayment postponement 6

Estimated start date of the loan:* 2021-03-01

Estimated loan repayment date:* 2022-03-01

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title LTD Vipresursas

Company registration address

Karmelitų 5 Vilnius Lietuva 01306

LTD Vipresursas - the company is engaged in: monetary intermediation, construction of residential buildings, construction completion and finishing. Currently, UAB Vipresursas is developing two objects in addition to its main activities: the project 2 YUO and the reconstruction of a residential house on Nugalėtojų Street in Vilnius.

In 2020, the net profit amounts to more than EUR 26 000, and the value of the balance sheet assets is EUR 378 000.

Company code: 305250548

Loan protection collateral

Loan collateral:

company guarantee (bill of exchange) and company' s manager and shareholder Sauliaus Tėpelio guarantee.

Loan repayment:

Repayment of the loan: The loan is planned to be repaid by the end of the project term from the expected growth of the company's income, increasing profits, sale of assets or refinancing of the loan.

Strengths and risks

SWOT analysis of the project beneficiary:

Strenghtness - Company guarantee (bill) and guarantee of its manager and shareholder.

Weaknesses - The borrower has been operating for less than two years.

Options - The borrower has an annual interest rate of 13.5%.

Threats - Unclear economic situation.

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Amount of funding 15 901 €

Risk C (higher)

Payment of interest Every month

Loan repayment Every month

Loan repayment postponement 6

Loan period 12 mo.

Minimum loan period 6 mo.

Collateral

Guarantees / surety

Mortgage rank Loan with another pledge

Investment from 100.00 €.

Interest

Annual interest rate

Investing from 100.00 € - fixed interest 13.5 %

Loan term and repayment

Loan period 12 mo.

Minimum loan period 6 mo.

Loan repayment Every month

Loan repayment postponement 6

Estimated start date of the loan:* 2021-03-01

Estimated loan repayment date:* 2022-03-01

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Project updates

Period paid

2024-11-11

The debtor has paid interest for the period 2024-11-08.

Period paid

2024-09-23

The debtor has paid interest for the period 2024-09-23.

Period paid

2024-09-03

The debtor has paid interest for the period 2024-09-03.

Period paid

2024-08-06

The debtor has paid interest for the period 2024-08-06.

Period paid

2024-07-03

The debtor has paid interest for the period 2024-07-03.

Period paid

2024-06-05

The debtor has paid interest for the period 2024-06-05.

Period paid

2024-05-16

The debtor has paid interest for the period 2024-05-16.

Period paid

2024-04-15

The debtor has paid interest for the period 2024-04-12.

Period paid

2024-03-01

The debtor has paid interest for the period 2024-03-01.

Period paid

2024-02-02

The debtor has paid interest for the period 2024-02-02.

Period paid

2024-01-16

The debtor has paid interest for the period 2024-01-16.

Period paid

2023-12-29

The debtor has paid interest for the period 2023-12-29.

Period paid

2023-12-04

The debtor has paid interest for the period 2023-12-01.

Period paid

2023-11-06

The debtor has paid interest for the period 2023-11-06.

Period paid

2023-10-10

The debtor has paid interest for the period 2023-10-10.

Period paid

2023-09-20

The debtor has paid interest for the period 2023-09-20.

Period paid

2023-09-05

The debtor has paid interest for the period 2023-09-05.

Period paid

2023-08-17

The debtor has paid interest for the period 2023-08-17.

Period paid

2023-07-04

The debtor has paid interest for the period 2023-07-04.

Period paid

2023-06-09

The debtor has paid interest for the period 2023-06-09.

Period paid

2023-05-11

The debtor has paid interest for the period 2023-05-11.

Period paid

2023-04-07

The debtor has paid interest for the period 2023-04-05.

Period paid

2023-03-07

The debtor has paid interest for the period 2023-03-07.

Period paid

2023-02-09

The debtor has paid interest for the period 2023-02-03.

Period paid

2023-01-17

The debtor has paid interest for the period 2023-01-17.

Period paid

2022-12-14

The debtor has paid interest for the period 2022-12-14.

Period paid

2022-11-30

The debtor has paid interest for the period 2022-11-30.

Period paid

2022-11-04

The debtor has paid interest for the period 2022-11-03.

Period paid

2022-09-13

The debtor has paid interest for the period 2022-09-12.

Period paid

2022-08-10

The debtor has paid interest for the period 2022-08-10.

Period paid

2022-07-08

The debtor has paid interest for the period 2022-07-08.

Period paid

2022-06-08

The debtor has paid interest for the period 2022-06-08.

Information update

2022-05-05

Newesr lawyers comment: On May 3d. a court hearing will be held in order to determine guarantor's share of the spouse's salary income.

Period paid

2022-03-28

The debtor has paid interest for the period 2022-03-25.

Period paid

2022-03-15

The debtor has paid interest for the period 2022-03-15.

Period paid

2022-02-24

The debtor has paid interest for the period 2022-02-24.

Information update

2022-02-20

Period paid

2022-02-17

The debtor has paid interest for the period 2022-02-17.

Period paid

2022-01-31

The debtor has paid interest for the period 2022-01-07.

Information update

2022-01-24

Information update

2021-12-20

Status update

2021-07-12

The agreement was terminated. Loan return is being processed through bailiff.

Update of information on loan delays

2021-06-21

Communication with the debtor is in progress. A solution is sought to pay the overdue amount. We would also like to remind you that late interest is charged for each day of delay.

Possible period delay

2021-04-30

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-04-02

The debtor has paid interest for the period 2021-04-01. Payment delay days: 1.

Project title	Interest	Investment size	Price	Bonus/ discount	Offer valid until
Business loan #00076 (2 stage)	13.50 %	500.00 €	500.00 €	0.00 %	2024-12-16	View offer Details

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Business loan #00076 (2 stage)

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Nordstreet takes the following measures to ensure a safer investment:

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

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Join the Nordstreet investor community!

Business loan #00076 (2 stage)

Please register or sign in to access this information.

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Nordstreet takes the following measures to ensure a safer investment:

Please register or sign in to access this information.

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

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Rožių st. 74, Panevėžys, Lithuania (3 stage)

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