Projects list

Sakiškės village, Bezdonys eldership, Vilnius district

Project finished

Amount of funding 370 000 €

LTV 41%

Annual interest rate 11.50% - 13.00%

Total expected project return 13.41% - 15.16%

Loan period

14 mo.

Risk

B (medium)

Purpose of the loan

Development loan

Collateral Real estate pledge

Country

Lithuania

Investors 295

Raised:
370 000 € Goal:
370 000 €

100.00%

Project updates

Loan repaid

2021-05-03

The debtor has repaid the loan. Duration of loan 427 d.

Period paid

2021-05-02

The debtor has paid interest for the period 2021-05-02.

Period paid

2021-04-12

The debtor has paid interest for the period 2021-04-02. Payment delay days: 10.

Possible period delay

2021-04-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-03-30

The debtor has paid interest for the period 2021-03-02. Payment delay days: 28.

Possible period delay

2021-03-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-02-23

The debtor has paid interest for the period 2021-02-02. Payment delay days: 21.

Possible period delay

2021-02-03

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-01-27

The debtor has paid interest for the period 2021-01-02. Payment delay days: 25.

Possible period delay

2021-01-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-12-21

The debtor has paid interest for the period 2020-12-02. Payment delay days: 19.

Possible period delay

2020-12-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-11-17

The debtor has paid interest for the period 2020-11-02. Payment delay days: 15.

Possible period delay

2020-11-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-10-15

The debtor has paid interest for the period 2020-10-02. Payment delay days: 13.

Period paid

2020-09-14

The debtor has paid interest for the period 2020-09-02. Payment delay days: 12.

Period paid

2020-08-31

The debtor has paid interest for the period 2020-08-02. Payment delay days: 29.

Possible period delay

2020-08-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-07-16

The debtor has paid interest for the period 2020-07-02. Payment delay days: 14.

Period paid

2020-06-04

The debtor has paid interest for the period 2020-06-02. Payment delay days: 2.

Possible period delay

2020-06-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-05-19

The debtor has paid interest for the period 2020-05-02. Payment delay days: 17.

Possible period delay

2020-05-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-04-10

The debtor has paid interest for the period 2020-04-02. Payment delay days: 8.

Business loan terms

About the loan

Amount of funding 370 000 €

LTV 41 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 14 mo.

Minimum loan period 6 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage

Investment from 100.00 €.

Interest

Annual interest rate

Investing from 100.00 € - fixed interest 11.5 %
Investing from 5 000.00 € - fixed interest 12 %
Investing from 10 000.00 € - fixed interest 12.5 %
Investing from 25 000.00 € - fixed interest 13 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 14 mo.

Minimum loan period 6 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2020-03-02

Estimated loan repayment date:* 2021-05-02

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title UAB "Aganus"

Company registration address

J. Savickio 4 Vilnius Lietuva 01108

Project developer UAB "Aganus" is established to manage real estate development and administration activities.

The company has developed and participated in a number of successful real estate projects and successfully continues its beginnings by developing land and real estate activities in Vilnius and beyond. The company's turnover in 2019 was over EUR 0.6 million and assets almost EUR 1 million.

Other ongoing projects of the company:

- "Užusaliai project", with a plot area of 10.5570 ha, is planned to build a low-rise residential area. Užusaliai will be a modern and economical land plot with 42 houses.

- "Gardener's project", which is planned to be divided into 12 land plots, on which 12 houses with an area of 100 to 130 m2 will be built respectively

Loan protection collateral

Loan

The funding requires an amount of € 370,000, which will be used to finance the land preparation and the construction of the newly planned buildings.

Loan collateral

Mortgages and personal pledge of the first employee of the company V.Zažeckytė.

The value of the property is € 893,100. The full property valuation is uploaded in the Documents section.

The loan will be repaid from the company's operating income, sale of assets or refinancing the loan.

Investment risk: B (medium)

LTV: 41%

Interest:

Investing from 100 € - interest 11.5%
Investing from € 5,000 - 12% interest
Investing from € 10,000 - 12,5% interest
Investing from € 25,000 - 13% interest
Investing from € 50,000 - 14% interest

Interest on the Loan Amount shall be calculated from the date (inclusive) on which the Loan Amount is paid into the Borrower's Paysera Account or such other account (s) as the Borrower shall provide in writing to the Operator prior to disbursement of the Loan Amount.

Loan Period

Loan term: 14 months (with option to repay earlier but not earlier than 6 months).

If the Borrower repays the Loan Amount or part thereof less than 6 months after the due date of 14 months, the Borrower undertakes to pay interest to the Lender for a period of 6 months. After a period of 6 months, the Borrower may repay the Loan at no additional charge.

Company loan repayment period

Start of project: 2020 03 01

Expected completion of the project: 2021 02 01 - 2021 04 01

Strengths and risks

Documents

#	File name	File type	Actions
1	Aganus_sakiskes vertinimas.pdf
2	1968_001.pdf
3	1967_001.pdf
4	LSNS-08-180904-00855 leidimas.pdf
5	LSNS-08-180904-00855.pdf
6	LSNS-08-180917-00884 leidimas.pdf
7	LSNS-08-180917-00884.pdf
8	LSNS-08-180614-00615.pdf
9	LSNS-08-180614-00615 leidimas.PDF

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Amount of funding 370 000 €

LTV 41 %

Risk B (medium)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 14 mo.

Minimum loan period 6 mo.

Collateral

Real estate pledge

Mortgage rank First order mortgage

Investment from 100.00 €.

Interest

Annual interest rate

Investing from 100.00 € - fixed interest 11.5 %
Investing from 5 000.00 € - fixed interest 12 %
Investing from 10 000.00 € - fixed interest 12.5 %
Investing from 25 000.00 € - fixed interest 13 %

Loan term and repayment

Loan period 14 mo.

Minimum loan period 6 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2020-03-02

Estimated loan repayment date:* 2021-05-02

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Property type

Residential

Mortgage rank

First order mortgage

LTV

41%

Loan

The funding requires an amount of € 370,000, which will be used to finance the land preparation and the construction of the newly planned buildings.

Loan collateral

Mortgages and personal pledge of the first employee of the company V.Zažeckytė.

The value of the property is € 893,100. The full property valuation is uploaded in the Documents section.

The loan will be repaid from the company's operating income, sale of assets or refinancing the loan.

Investment risk: B (medium)

LTV: 41%

Interest:

Investing from 100 € - interest 11.5%
Investing from € 5,000 - 12% interest
Investing from € 10,000 - 12,5% interest
Investing from € 25,000 - 13% interest
Investing from € 50,000 - 14% interest

Loan Period

Loan term: 14 months (with option to repay earlier but not earlier than 6 months).

Company loan repayment period

Start of project: 2020 03 01

Expected completion of the project: 2021 02 01 - 2021 04 01

Documents

#	File name	File type	Actions
1	Aganus_sakiskes vertinimas.pdf
2	1968_001.pdf
3	1967_001.pdf
4	LSNS-08-180904-00855 leidimas.pdf
5	LSNS-08-180904-00855.pdf
6	LSNS-08-180917-00884 leidimas.pdf
7	LSNS-08-180917-00884.pdf
8	LSNS-08-180614-00615.pdf
9	LSNS-08-180614-00615 leidimas.PDF

Project updates

Loan repaid

2021-05-03

The debtor has repaid the loan. Duration of loan 427 d.

Period paid

2021-05-02

The debtor has paid interest for the period 2021-05-02.

Period paid

2021-04-12

The debtor has paid interest for the period 2021-04-02. Payment delay days: 10.

Possible period delay

2021-04-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-03-30

The debtor has paid interest for the period 2021-03-02. Payment delay days: 28.

Possible period delay

2021-03-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-02-23

The debtor has paid interest for the period 2021-02-02. Payment delay days: 21.

Possible period delay

2021-02-03

The debtor has informed you of the possible delay in interest payment.

Period paid

2021-01-27

The debtor has paid interest for the period 2021-01-02. Payment delay days: 25.

Possible period delay

2021-01-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-12-21

The debtor has paid interest for the period 2020-12-02. Payment delay days: 19.

Possible period delay

2020-12-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-11-17

The debtor has paid interest for the period 2020-11-02. Payment delay days: 15.

Possible period delay

2020-11-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-10-15

The debtor has paid interest for the period 2020-10-02. Payment delay days: 13.

Period paid

2020-09-14

The debtor has paid interest for the period 2020-09-02. Payment delay days: 12.

Period paid

2020-08-31

The debtor has paid interest for the period 2020-08-02. Payment delay days: 29.

Possible period delay

2020-08-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-07-16

The debtor has paid interest for the period 2020-07-02. Payment delay days: 14.

Period paid

2020-06-04

The debtor has paid interest for the period 2020-06-02. Payment delay days: 2.

Possible period delay

2020-06-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-05-19

The debtor has paid interest for the period 2020-05-02. Payment delay days: 17.

Possible period delay

2020-05-01

The debtor has informed you of the possible delay in interest payment.

Period paid

2020-04-10

The debtor has paid interest for the period 2020-04-02. Payment delay days: 8.

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Sakiškės village, Bezdonys eldership, Vilnius district

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Nordstreet takes the following measures to ensure a safer investment:

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

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Sakiškės village, Bezdonys eldership, Vilnius district

Please register or sign in to access this information.

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Nordstreet takes the following measures to ensure a safer investment:

Please register or sign in to access this information.

About the loan

Investment from 100.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

Latest loans

Rožių st. 74, Panevėžys, Lithuania (3 stage)

Dovinės 18-oji str. 6, Liudvinavo vil., Marijampolės mun., Lithuania (1 stage)

Lubānas g. 133A, Riga, Latvia (3 stage)

Business loan #00340

Business loan #00328

Business loan #00337 (2 stage)

Need a Business Development Loan?

News

Join the Nordstreet investor community!