Projektu saraksts

„Baltų Avenue“ - Baltų av. 87B and 87C, Kaunas, Lithuania (11 stage)

Gaida investīcijas

Finansējuma apjoms 150 000 €

LTV 60%

Gada ieguldījumu likme 10.00% - 11.00%

Kopējā paredzamā projekta atdeve 15.83% - 17.41%

Aizdevuma periods

19 Mēn.

Risk

A (zems)

Aizdevuma mērķis

Attīstības aizdevums

Nodrošinājums Nekustamā īpašuma ķīla

Valsts

Lithuania

Investori 13

Piesaistīti:
4 309 € Mērķis:
150 000 €

2.87%

Cik es nopelnīšu, ja ieguldīšu:

Investīciju lielums

100.00 €

145 691.00 €

10% 10.25% 10.5% 10.75% 11%

Ar šo projektu vienā mēnesī es nopelnīšu

€

Pēc 12 mēnešiem es nopelnīšu

€

Pēc 19 mēneši es nopelnīšu

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Uzņēmuma aizdevuma nosacījumi

Par aizdevumu

Aizdevuma mērķis Nekustamā īpašuma attīstība

Finansējuma apjoms 150 000 €

LTV 60 %

Risk A (zems)

Procentu samaksa Katru mēnesi

Aizdevuma atmaksa Aizdevuma perioda beigās

Aizdevuma periods 19 Mēn.

Minimālais aizdevuma periods 4 Mēn.

Nodrošinājums

Nekustamā īpašuma ķīla

Garantijas

Fonda tips Pirmās kārtas hipotēka

Amount allocated by project owner 1 400 000.00 €

Objective of the loan

The amount of EUR 1,200,000 is required for financing, which is being collected in stages. The loan will be used for the acquisition of real estate - two land plots located at the address Kaunas, Baltų avenue 87B and 87C, and for financing construction works. Both plots are located in one urban complex. According to their purpose, the plots are assigned to the territories of multi-apartment residential buildings and dormitories, their areas are 0.0920 ha and 0.0940 ha, respectively. Building permits have been received on both plots, providing for the construction of multi-apartment residential buildings - a building with a total area of 747.59 sq m is planned for Baltų av. 87B, and a building with a total area of 763.25 sq m for Baltų av. 87C. Loan stages 1 - 10 (EUR 885,000) were financed on 2026-01-14. The Borrower, having completed some of the work (see photos), revalued the object (see the property valuation report dated 2026-04-22) and determined the current market value of the property - EUR 2,000,000. Taking this into account, the Borrower applied for further project development financing, which will amount to EUR 315,000, maintaining the same property value-to-loan ratio (60%). The loan will be repaid from the proceeds of the sale of the developed real estate or by refinancing it at a later stage of development in another financial institution. The amount that the project owner himself allocates to the project is EUR 1,400,000.

About the project

The Baltų Avenue project is a new-build residential complex with commercial premises on the ground floor at 87B and 87C Baltų Ave. in Kaunas. The developer is UAB Cube REM, the project was prepared by UAB UGNIUS ir architektai (arch. Ugnius Vasiliauskas, PDV Tomas Jonaitis). Both buildings are classified as residential (3 or more apartments).

The project "Baltų Avenue" is a high quality modern residential and commercial construction project, which will create a modern, comfortable and sustainable lifestyle in Šilainiai. Both apartment buildings comply with the latest construction, energy and environmental standards and Kaunas city development directions.

The vision of the project is to create a modern, aesthetic and functional apartment complex, combining residential and commercial functions in a harmonious way, and making the buildings an attractive part of the Šilainiai community.

The project covers two plots of land located in Kaunas, Baltų Avenue 87B and 87C, with the area of the plots of land of 920 sq. m and 940 sq. m respectively. The zoning is multi-family residential buildings. The density of development is approximately 30 % and the intensity of development is 81 %. Each plot is to be developed with a four-storey apartment building of energy efficiency class A++, green areas, children's playgrounds and parking spaces.

Building architecture and functions

Building 87B Baltų av. 87B has a total floor area of 747.59 m², 10 apartments. Building Baltų av. 87C - 763,52 m² total floor area, 10 apartments. Both buildings are four storeys high, up to 13,5 m high, energy efficiency class A++, acoustic comfort class C, fire resistance class II. The ground floors are planned for commercial premises, the upper floors for residential apartments with balconies or terraces. A geothermal heating system with heat pumps and heat recovery is planned.

Territorial solutions

Both plots will be equipped with parking lots (87B - 11 spaces, 87C - 10 spaces, one for disabled persons), a 50 m² children's playground, and a green area of about 46%. Pedestrian walkways, bicycle storage, ramps and LED lighting are planned.

Architectural solutions

The architecture of the buildings is based on modernist principles - clear lines, rational form, aesthetic facade. Natural materials are used, in harmony with the surroundings, such as vertical cladding, facade panels, anthracite and wood tones. The design of the surroundings provides for green recreation areas, landscaped courtyards, ensuring good insulation and acoustic comfort.

Engineering infrastructure

The project is connected to the city's networks - water supply and sewage (UAB Kauno vandenys), electricity (AB ESO), heat supply (AB Kauno energija) and communication lines. The buildings are equipped with individual heat metering systems, heat recovery ventilation system, LED lighting, telecommunications and automation networks.

Urban integration

The project harmoniously integrates into the urban structure of Šilainiai, complementing the visual corridor of Baltai Avenue. The scale and architecture of the buildings form a modern, compact ensemble of apartment blocks, reinforcing the local identity.

Project's distinctive features:

Mixed use functionality (residential + commercial);
A++ energy efficient buildings;
Easy accessibility and fully developed infrastructure;
Aesthetic, minimalist architecture;
Green areas and recreational spaces;
Accessibility for all population groups.

More information about the project (see Description of the mortgaged property) (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investīcijas no 50.00 €.

Procenti

Gada ieguldījumu likme

Ieguldījumi no 50.00 € - fiksēti procenti 10 %
Ieguldījumi no 1 000.00 € - fiksēti procenti 10.25 %
Ieguldījumi no 4 000.00 € - fiksēti procenti 10.5 %
Ieguldījumi no 7 000.00 € - fiksēti procenti 10.75 %
Ieguldījumi no 10 000.00 € - fiksēti procenti 11 %

Procenti par Aizdevuma summu tiek aprēķināti no dienas (ieskaitot), kurā Aizdevuma summa tiek iemaksāta Aizņēmēja NS PAY kontā vai uz citu kontu (vai kontiem), par kuru Aizņēmējs rakstiski paziņo Operatoram pirms Aizdevuma izmaksas. summa.

Aizdevuma termiņš un atmaksa

Aizdevuma periods 19 Mēn.

Minimālais aizdevuma periods 4 Mēn.

Aizdevuma atmaksa Aizdevuma perioda beigās

Paredzamais aizdevuma sākuma datums:* 2026-05-08

Paredzamais aizdevuma atmaksas datums:* 2027-11-18

Ja Aizņēmējs atmaksā Aizdevumu ātrāk nekā pēc noteiktā minimālā aizdevuma perioda, tas apņemas maksāt Aizdevējam procentus par visu norādīto minimālo periodu.

* Aizņēmumu plānots atmaksāt līdz projekta termiņa beigām no paredzamā uzņēmuma ienākumu pieauguma, peļņas pieauguma, aktīvu pārdošanas vai aizdevuma pārfinansēšanas.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Aizņēmējs

Uzņēmuma nosaukums UAB Cube REM

Uzņēmuma kods 305868352

Uzņēmuma juridiskā adrese

Kleboniškio g. 18 - 2 Kaunas Lietuva LT-44104

Cube REM is a company incorporated on 18 August 2021. Activity: a) Purchase and sale of own real estate (EVRK 681000); b) construction of new buildings; c) construction of buildings; d) real estate operations. The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

In 2025, the company's sales revenue amounted to EUR 1 108 678, assets - EUR 1 891 920. The company's CEO, Marius Kubertavičius, has many years of experience in real estate. He is actively involved in all phases of the project, from land acquisition and design to the final realisation of the property. UAB Cube REM has established itself as a reliable partner capable of efficient management of both financial and technical processes of project development.

UAB Cube REM is a real estate development company specialising in the development of residential projects in Kaunas and the Kaunas district. The company was founded with the aim of combining high architectural standards with a sustainable and economically sound construction process.

The shareholder of the company is 100% Marius Kubertavičius.

Projects implemented by the company in 2021-2025:

Modern one-storey residential houses in Noreikiškės, Kaunas district, Šaltinio st. 1 and 3. The project is distinguished by its modern architecture, high energy efficiency and quality construction.
Premium-class detached house in Žaliakalnis, Kaunas, Eigulių str. 18. The project is characterised by high quality finishing, modern technological solutions and exceptional design.
Two-bed house project in Petrašiūnai, Kaunas, Trešnių trail 5 and 7. Functional, modern houses with spacious yards and rational layouts.
Premium class individual house of 200 m² in Kaunas district, Hervantos st. 4. The project is distinguished by its modern design, top quality materials and ergonomic solutions.
Five semi-detached house project in Ringaudai - 10 flats of 153 m² each, Laurų st. 38, Miriniškiai. The project was completed in 2024 and is characterized by high technical performance, functionality and attractive location.

Aizdevuma nodrošinājums

Loan collateral:

Pledge of first-rank mortgage on the property located at Baltų av. 87B and 87C, Kaunas, Lithuania:

Land plot, the address of which is Kaunas, Baltų av. 87B, unique No. 4400-5348-8958, cadastral No. 1901/0020:93, Kaunas city k.v., area - 0,0920 ha, use designation - Other, use method - Territories of multi-apartment residential buildings and dormitories;
Land plot, the address of which is Kaunas, Baltų av. 87C, unique No. 4400-5390-6791, cadastral No. 1901/0020:92 Kaunas city k.v., area - 0,0940 ha, use designation - Other, use method - Territories of multi-apartment residential buildings and dormitories.

Value of the pledged property: EUR 2 000 000.

Additional security:

Guarantee (promissory note in double amount) of the company (borrower).

Description of the pledged property

The pledged immovable property consists of two plots of land at 87B and 87C Baltų avenue, Kaunas. Both plots are located in one urban complex. According to their purpose, the plots are classified as territories of multi-family residential buildings and dormitories, with an area of 0,0920 ha and 0,0940 ha respectively. Both plots have received building permits for the construction of multi-family residential buildings, with a planned total floor area of 747,59 sq. m in Baltų Av. 87B and 763,25 sq. m in Baltų Av. 87C. The projects are classified as new construction and envisage modern architectural apartment buildings with parking spaces, disabled access and modern engineering systems.

The mortgaged property is located in the Šilainiai micro-district of Kaunas, one of the most actively developing parts of the city. Šilainiai is characterised by a well-developed residential and engineering infrastructure, convenient access to the city centre and main highways. The plots are located in Kaunas city real estate value zone 15.14, which is dominated by dense residential development, good transport links, developed public transport routes and a rich network of services and trade.

Baltų avenue is one of the main transport arteries of the city, connecting Šilainiai with the city centre and with the route of the western bypass. The distance to the city centre is about 5 km, 10-12 minutes by car. Nearby public transport stops ("Baltų pr.", "Milikonių g.") provide convenient access to the centre of Kaunas, the Old Town, Laisvės alėja and Aleksotas district. Convenient access to the A1 motorway provides quick access to Vilnius, Klaipėda and Marijampole.

The area is fully equipped with the city's engineering networks - water supply, sewage, electricity, gas and central heating systems. In the vicinity there are many shopping and service centres ("MEGA", "Lidl", "Maxima", "IKI", "Šilas") and Šilainiai market. There are public and private kindergartens, schools, gymnasiums, and healthcare services are provided by both local polyclinics and Kaunas clinics. There are many green and recreational areas nearby, including Milikoniai Hill, Šilainiai Park, and pedestrian and cycling paths connecting to the Lampėdžiai recreation area and the Nemunas riverbank.

Šilainiai is one of the most densely populated districts of Kaunas, and has seen an active development of residential construction in recent years. Projects such as "Šilainiai Namai", "Baltų terasa", "Baltų alėja" show the strong local demand for new housing. The location of the mortgaged plots is seen as attractive for medium and upper class housing projects, with good infrastructure and lower realisation risk. Housing price growth in Šilainiai in recent years has been in the range of 8-12% p.a., therefore the area remains attractive for investment.

In summary, the mortgaged property at 87B and 87C Baltų Avenue in Kaunas is located in a strategically convenient, infrastructurally developed location, with a well-defined development purpose, valid building permits and high investment potential. The plots are suitable for residential development and are in line with the current urban development trends in Kaunas city.

For more information (see About the project) (see Documents).

Stiprās puses un riski

Stiprās puses:

Pirmās kārtas nekustamā īpašuma ķīla - hipotēka.
Uzņēmuma garantija (vekselis).
Liquid pledged assets
The company has been operating for more than 4 years.

Vājās puses:

Aizņēmēja darbība notiek konkurences sektorā.

Iespējas:

Aizņēmēja gada procentu likme ir 10.00-11.00%.

Draudi:

Neskaidra ekonomiskā situācija.
Īpašums tiek attīstīts
Būvmateriālu izmaksu pieaugums.

Dokumenti

#	Faila nosaukums	Faila tips	Darbības
1	UAB Cube REM įstatai.pdf
2	Turto vertinimo ataskaita.pdf
3	STATYBOS LEIDIMAS_Baltų pr. 87C Kaunas metaduomenys.pdf
4	STATYBOS LEIDIMAS_Baltų pr. 87B Kaunas metaduomenys.pdf
5	BD 87C.pdf
6	BD 87B.pdf
7	SA 87B.pdf
8	SA 87C.pdf
9	Turto vertinimo ataskaita 2026-04-22.pdf
10	PIID (11 etapas).pdf

Svarīgi

Lai nodrošinātu drošāku ieguldījumu, Nordstreet veic šādus pasākumus:

Projekta aizdevuma un vērtības attiecība nepārsniegs LTV koeficientu, kas paredzēts projekta aprakstā, tostarp gadījumos, kad projekts tiks finansēts pakāpeniski.
Ja pirms projekta sākuma netiek savākta nepieciešamā finansējuma summa, visas investīcijas tiks atdotas ieguldītajām personām. Pēc aizņēmēja pieteikuma finansējumu var uzskatīt par veiksmīgu, kad ir pabeigta mazāka summa, projekta finansējumu var sadalīt vairākos posmos un / vai pagarināt projekta finansēšanas periodu. Šajos gadījumos Nordstreet informē finansētājus un savā tīmekļa vietnē kopā ar citu informāciju par projektu publicē informāciju par projekta pabeigšanu ar mazāku summu, projekta finansējuma sadalījumu vairākos posmos vai projekta finansēšanas perioda pagarināšanu.
Investējot projektā, finansētāji iegūst prasījuma tiesības. Nordstreet var ļaut nodot šīs prasījuma tiesības citiem platformas lietotājiem Otrreizējā tirgū saskaņā ar lietošanas noteikumiem.
UAB Nordstreet darbību pārrauga Lietuvas Banka un tā tiek iekļauta Lietuvas Bankas administrētajā Koncentrēto finansēšanas platformu operatoru publiskajā sarakstā.

Par aizdevumu

Aizdevuma mērķis Nekustamā īpašuma attīstība

Finansējuma apjoms 150 000 €

LTV 60 %

Risk A (zems)

Procentu samaksa Katru mēnesi

Aizdevuma atmaksa Aizdevuma perioda beigās

Aizdevuma periods 19 Mēn.

Minimālais aizdevuma periods 4 Mēn.

Nodrošinājums

Nekustamā īpašuma ķīla

Garantijas

Fonda tips Pirmās kārtas hipotēka

Amount allocated by project owner 1 400 000.00 €

Objective of the loan

About the project

Building architecture and functions

Territorial solutions

Architectural solutions

Engineering infrastructure

Urban integration

Project's distinctive features:

Mixed use functionality (residential + commercial);
A++ energy efficient buildings;
Easy accessibility and fully developed infrastructure;
Aesthetic, minimalist architecture;
Green areas and recreational spaces;
Accessibility for all population groups.

More information about the project (see Description of the mortgaged property) (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investīcijas no 50.00 €.

Procenti

Gada ieguldījumu likme

Ieguldījumi no 50.00 € - fiksēti procenti 10 %
Ieguldījumi no 1 000.00 € - fiksēti procenti 10.25 %
Ieguldījumi no 4 000.00 € - fiksēti procenti 10.5 %
Ieguldījumi no 7 000.00 € - fiksēti procenti 10.75 %
Ieguldījumi no 10 000.00 € - fiksēti procenti 11 %

Aizdevuma termiņš un atmaksa

Aizdevuma periods 19 Mēn.

Minimālais aizdevuma periods 4 Mēn.

Aizdevuma atmaksa Aizdevuma perioda beigās

Paredzamais aizdevuma sākuma datums:* 2026-05-08

Paredzamais aizdevuma atmaksas datums:* 2027-11-18

Ja Aizņēmējs atmaksā Aizdevumu ātrāk nekā pēc noteiktā minimālā aizdevuma perioda, tas apņemas maksāt Aizdevējam procentus par visu norādīto minimālo periodu.

* Aizņēmumu plānots atmaksāt līdz projekta termiņa beigām no paredzamā uzņēmuma ienākumu pieauguma, peļņas pieauguma, aktīvu pārdošanas vai aizdevuma pārfinansēšanas.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Aizdevuma nodrošinājums

Nodrošinājums

Nekustamā īpašuma ķīla

Garantijas

Īpašuma tips

Dzīvojamā ēka

Fonda tips

Pirmās kārtas hipotēka

LTV

60%

Dokumentācija

Aktīvu novērtēšanas ziņojums

Pārskata sagatavošanas datums

2026-04-22

Vērtētājs

UAB Vertinimo partneriai

Loan collateral:

Pledge of first-rank mortgage on the property located at Baltų av. 87B and 87C, Kaunas, Lithuania:

Land plot, the address of which is Kaunas, Baltų av. 87B, unique No. 4400-5348-8958, cadastral No. 1901/0020:93, Kaunas city k.v., area - 0,0920 ha, use designation - Other, use method - Territories of multi-apartment residential buildings and dormitories;
Land plot, the address of which is Kaunas, Baltų av. 87C, unique No. 4400-5390-6791, cadastral No. 1901/0020:92 Kaunas city k.v., area - 0,0940 ha, use designation - Other, use method - Territories of multi-apartment residential buildings and dormitories.

Value of the pledged property: EUR 2 000 000.

Additional security:

Guarantee (promissory note in double amount) of the company (borrower).

Description of the pledged property

For more information (see About the project) (see Documents).

Aizņēmējs

Uzņēmuma nosaukums UAB Cube REM

Uzņēmuma kods 305868352

Uzņēmuma juridiskā adrese

Kleboniškio g. 18 - 2 Kaunas Lietuva LT-44104

The shareholder of the company is 100% Marius Kubertavičius.

Projects implemented by the company in 2021-2025:

Modern one-storey residential houses in Noreikiškės, Kaunas district, Šaltinio st. 1 and 3. The project is distinguished by its modern architecture, high energy efficiency and quality construction.
Premium-class detached house in Žaliakalnis, Kaunas, Eigulių str. 18. The project is characterised by high quality finishing, modern technological solutions and exceptional design.
Two-bed house project in Petrašiūnai, Kaunas, Trešnių trail 5 and 7. Functional, modern houses with spacious yards and rational layouts.
Premium class individual house of 200 m² in Kaunas district, Hervantos st. 4. The project is distinguished by its modern design, top quality materials and ergonomic solutions.
Five semi-detached house project in Ringaudai - 10 flats of 153 m² each, Laurų st. 38, Miriniškiai. The project was completed in 2024 and is characterized by high technical performance, functionality and attractive location.

Dokumenti

#	Faila nosaukums	Faila tips	Darbības
1	UAB Cube REM įstatai.pdf
2	Turto vertinimo ataskaita.pdf
3	STATYBOS LEIDIMAS_Baltų pr. 87C Kaunas metaduomenys.pdf
4	STATYBOS LEIDIMAS_Baltų pr. 87B Kaunas metaduomenys.pdf
5	BD 87C.pdf
6	BD 87B.pdf
7	SA 87B.pdf
8	SA 87C.pdf
9	Turto vertinimo ataskaita 2026-04-22.pdf
10	PIID (11 etapas).pdf

Pēdējie aizdevumi

Kopā ar Nordstreet ikviens var kļūt par investoru! Reģistrējies tagad un sāc ieguldīt!

Gaida investīcijas

Mėguvos st. 6 and 8, Palanga, Lithuania (6 stage)

Piesaistīti:
7 098 € Mērķis:
75 000 €

9.46%

Gada ieguldījumu likme
12.00% - 13.00%
Investori 34
LTV 51%
Riska grupa B (vidējais)
Mēneši 11
Nodrošinājums Nekustamā īpašuma ķīla

Sīkāka informācija Ieguldīt

Gaida investīcijas