Projektide loend

Vėjo st. 143 and 145, Klaipėda, Lithuania (4 stage)

Investeeringute ootel

Rahastamise suurus 150 000 €

LTV 60%

Aastane tootlusmäär 11.00% - 12.50%

Projekti kogu oodatav tootlus 3.66% - 4.16%

Laenuperiood

4 kuud

Risk

A (madal)

Laenu eesmärk

Refinantseerimine

Tagatis Real estate pledge

Riik

Lithuania

Investorit 208

Kogutud:
64 988 € Laenusumma siht:
150 000 €

43.33%

Kui palju teenin, kui investeerin:

Investeeringu suurus

100.00 €

85 012.00 €

11% 11.5% 12% 12.5%

Selle projektiga teenin ühe kuu jooksul

€

12 kuu pärast teenin

€

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 150 000 €

LTV 60 %

Risk A (madal)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 4 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 640 000.00 €

Purpose of the loan

Funding requires an amount of EUR 960,000, which is divided into phases. The first 2 stages have already been financed. The borrower, having completed part of the work, revalued the object (property valuation report dated 02/23/2024) and determined the current market value of the property - EUR 1,600,000 + VAT. In view of this, the Borrower applied for additional financing of EUR 652,200 in stages while maintaining the same asset-to-loan ratio (60%). The loan funds will be used for immovable objects, i. e. two service buildings in Vėjo st. 143 and 145, Klaipėda, Lithuania, for the construction and installation of outdoor engineering networks and facilities and other structures (four parking lots, an exhibition area, passages, passageways, fences). It is planned to build 2,972 sq. m total area of two commercial buildings. The loan will be repaid by refinancing it in another financial institution, from the sale of assets or from company income. The amount that the project owner himself allocates to the project is EUR 640,000.

About the project

The project - two service buildings intended for automated goods reception/issuance activities. The buildings are one-story with a mezzanine (~6m high). The buildings consist of rooms of different sizes, each of which has a separate entrance from the outside. The buildings are built perpendicular to Vėjo street. Both buildings are the same length and width. The area is accessed by two 5.5 m wide entrances from Vėjo street (to both plots). The southern entrance is for access to the exhibition site. A roundabout is planned around both buildings. 64 parking spaces are installed along the long facades of the buildings. One place - for one goods reception-issuance point. Main driveways, parking lots and sidewalks will be constructed of concrete pavers. Between the electric high-voltage overhead line and the Palanga road, there is an exhibition area designed for the exhibition/sale of outdoor products.

Two service buildings are designed, which are built parallel to each other. In the middle of the buildings, common building administration rooms are installed. The premises of the buildings are intended for small companies and individuals engaged in electronic commerce, for whom it is relevant to have small automated points of receipt/issuance of goods.

Both buildings will consist of main rooms (receiving/issuing goods) with entrances from the outside and auxiliary rooms with separate entrances for servicing the building complex. Parking spaces are installed along all premises, at the entrances to them. All goods receiving/dispensing facilities will be managed through a mobile application. Each room is accessed directly from the outside through a door in the gate or a door next to the gate. The gate, with dimensions of 250cmx285cm, is designed to comfortably bring in larger items. Both buildings are one-story with tech. sites where a technological site is installed. In all rooms, it is possible to install WC facilities according to the needs of the users of the rooms. The buildings have technical premises for engineering inputs, administration of the complex, as well as a shared WC room adapted for people with disabilities.

The exterior walls of the buildings are multi-layer panels of two colors. Gates and doors are equipped with translucent materials through which light enters the premises. The roofs of the buildings are gabled. Water runs off the roof through downpipes installed on the facade. At the edges of the facades, openwork, decorative elements made of metal tubular profiles are installed.

Interior decoration of the walls - multi-layer panels (facade walls) and plasterboard partitions filled with cotton wool. The floor is concrete. Toilet facilities are provided as needed. Technological sites are equipped according to the needs of the tenants. The installation of a ladder or lift (up to 3t) is specified according to the need and technology.

More about the project (see Documents).

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 11 %
Investeerimine alates 5 000.00 € - fikseeritud intress 11.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 12 %
Investeerimine alates 15 000.00 € - fikseeritud intress 12.5 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 4 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-10

Laenu eeldatav tagasimaksmise kuupäev:* 2024-09-12

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi LTD Hiltus

Ettevõtte kood 304856920

Ettevõtte registrijärgne asukoht

Kęstučio g. 59 Vilnius Lietuva 08124

Company website https://www.hiltus.lt

UAB Hiltus - the company was established on 13/06/2018. The company's main activities: a) general contracting (performs large-scale reconstruction works, installation of foundations, roofs and facades and masonry works); b) design (provides complex special design services for buildings and structures until obtaining a construction permit); c) construction management (representation of clients during construction works; conclusion of contracts, preparation of estimates and projects; work progress and quality control; construction process management and optimization).

Company shareholder - 100% Erika Ginc.

The company has successfully implemented over 30 projects.

More information https://hiltus.lt/komerciniai-projektai/

Laenutagatis

Loan collateral:

The property is pledged with a first-order mortgage at Vėjo g. 143 and 145, Klaipėda, Lithuania:

The property, located on Vėjo st. 143, Klaipėda, Lithuania, land plot with an area of 1.3200 ha, unique No. 2101-0039-0508, cadastral No. 2101/0039:508 Klaipėda city k. v., purpose: other (methods of use: territories of commercial objects; territories of common use (common use of cities, towns and villages or municipalities);
The property, located on Vėjo st. 145, Klaipėda, Lithuania, land plot with an area of 0.3183 ha, unique No. 2101-0039-0292, cadastral No. 2101/0039:292 Klaipėda city k. v., purpose: other (methods of use: territories of commercial objects; territories of common use (common use of cities, towns and villages or municipalities).

Value of mortgaged property: 513,000 euros.

Additional means of security: company guarantee (promissory note).

Plots description

Two adjoining plots of land located in Klaipėda, Vėjo st., are being mortgaged. Vėjo st. 143 and Vėjo st. 145, Klaipėda, Lithuania. For these plots, a project of service buildings and other purpose engineering structures has been prepared and a document authorizing construction has been obtained. The total area of both plots is 1.6383 ha.

The land plots to be pledged are located in the eastern part of Tauralaukis borough, on the western side of the A13 main road connecting Klaipėda and Palanga. The block is bounded by the A13 main road, Pajūrio and Vėjo streets. This is a rapidly developing area. Along the road in this territory there are commercial-industrial objects, away from the road there are blocks of individual and block houses. This area is attractive due to the nearby A13 main road connecting Klaipėda and Palanga, which carries large traffic flows, there is a very good visibility of commercial objects, which are easily accessible in both directions of the A13 main road through the nearby viaduct.

Next to the mortgaged plots are the newly built buildings of the scaffolding and formwork company LTD Simis. A high-voltage electric overhead line passes through the territory of the mortgaged plots. The distance to the central streets of the city is about 10 km. The distance to the railway station is about 8 km, to the central terminal of Klaipėda seaport about 12 km. The plots are easily accessible by both private and public transport.

Land plots are best used according to one of the existing ways of using the plot - for the construction of commercial buildings.

For more details (see Documentation).

Tugevad küljed ja riskid

Tugevad küljed:

Kinnisvara pantimise esimene järjekord - hüpoteek.
Company guarantee (bill of exchange).

Nõrkused:

Laenuvõtja tegevus toimub konkurentsisektoris.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Ebakindel majanduslik olukord.
Arendatav kinnistu
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	UAB HILTUS FA 2023 07 31.pdf
2	FA 2022 BLN PNA UAB Hiltus.pdf
3	Įkeičiamas turtas - Klaipėda, Vėjo g. 143.pdf
4	Įkeičiamas turtas - Klaipėda, Vėjo g. 145.pdf
5	Vertinimo ataskaita.pdf
6	Statybos leidimas.pdf
7	Istatai.pdf
8	Nauja vertinimo ataskaita.pdf
9	PIID (4 etapas) Hiltus.pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 150 000 €

LTV 60 %

Risk A (madal)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 4 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 640 000.00 €

Purpose of the loan

About the project

More about the project (see Documents).

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 11 %
Investeerimine alates 5 000.00 € - fikseeritud intress 11.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 12 %
Investeerimine alates 15 000.00 € - fikseeritud intress 12.5 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 4 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-10

Laenu eeldatav tagasimaksmise kuupäev:* 2024-09-12

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Garantii / käendus

Kinnisvara tüüp

Commercial

Hüpoteegi järjekoht

First order mortgage

LTV

60%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2024-02-23

Hindaja

UAB Centro kubas - Nekilnojamasis turtas

Loan collateral:

The property is pledged with a first-order mortgage at Vėjo g. 143 and 145, Klaipėda, Lithuania:

The property, located on Vėjo st. 143, Klaipėda, Lithuania, land plot with an area of 1.3200 ha, unique No. 2101-0039-0508, cadastral No. 2101/0039:508 Klaipėda city k. v., purpose: other (methods of use: territories of commercial objects; territories of common use (common use of cities, towns and villages or municipalities);
The property, located on Vėjo st. 145, Klaipėda, Lithuania, land plot with an area of 0.3183 ha, unique No. 2101-0039-0292, cadastral No. 2101/0039:292 Klaipėda city k. v., purpose: other (methods of use: territories of commercial objects; territories of common use (common use of cities, towns and villages or municipalities).

Value of mortgaged property: 513,000 euros.

Additional means of security: company guarantee (promissory note).

Plots description

Land plots are best used according to one of the existing ways of using the plot - for the construction of commercial buildings.

For more details (see Documentation).

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	UAB HILTUS FA 2023 07 31.pdf
2	FA 2022 BLN PNA UAB Hiltus.pdf
3	Įkeičiamas turtas - Klaipėda, Vėjo g. 143.pdf
4	Įkeičiamas turtas - Klaipėda, Vėjo g. 145.pdf
5	Vertinimo ataskaita.pdf
6	Statybos leidimas.pdf
7	Istatai.pdf
8	Nauja vertinimo ataskaita.pdf
9	PIID (4 etapas) Hiltus.pdf

Viimased laenud

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