Projektide loend

Ukmergės g. 326, Vilnius, Lietuva (4 stage)

Investeeringute ootel

Rahastamise suurus 100 000 €

LTV 60%

Aastane tootlusmäär 12.00% - 13.00%

Projekti kogu oodatav tootlus 1.00% - 1.08%

Laenuperiood

1 kuud

Risk

B (keskmine)

Laenu eesmärk

Arenduslaen

Tagatis Real estate pledge

Riik

Lithuania

Investorit 155

Kogutud:
54 782 € Laenusumma siht:
100 000 €

54.78%

Kui palju teenin, kui investeerin:

Investeeringu suurus

100.00 €

45 218.00 €

12% 12.25% 12.5% 12.75% 13%

Selle projektiga teenin ühe kuu jooksul

€

12 kuu pärast teenin

€

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 100 000 €

LTV 60 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 1 kuud

Miinimum laenu tähtaeg 1 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 541 500.00 €

Purpose of the loan

The amount of EUR 1,176,000 is needed to finance the entire project, which is divided into phases. The first 3 stages (EUR 328,800) were financed until 11/15/2023. The borrower, after receiving the document authorizing the construction and having completed part of the works, revalued the object (property valuation report dated 12/03/2024) and determined the current market value of the land plot - EUR 548,000 + VAT and the future market value of the property - EUR 1,961,157 + VAT. In view of this, the Borrower applied for full project financing, which will amount to EUR 1,176,000, while maintaining the same ratio of asset value to loan (60%), which will be calculated based on the future asset value in accordance with clauses 44-45 of the Rules for Assessing the Reliability of Project Owners, i.e. in accordance with the established ratio, financing the completed works, which are/will be formalized in the prescribed manner by signed acts of completed works and VAT invoices.

The deadline for the existing loan is 12/06/2024, but this loan (4 stages) will be refinanced on the nordstreet.com platform for an additional period of 9 months. All investors of these 4 stages will have the opportunity to either withdraw the invested funds and accrued interest at the end of the existing loan or transfer their investments to a new 9-month term loan. After the refinancing of 4 stages, the financing of the borrower will be continued in the order described above.

The loan funds (first 3 stages) were used for real estate, part of the land plot on Ukmergės street. 326, in Vilnius, the funds of other stages will be used for the development of the project. The borrower plans to build 992 sq.m. m commercial building and rent it. The loan will be repaid by refinancing it in another financial institution, when the borrower will complete all the construction and contracting works, receive the final deed of the construction works and, based on it, register the 100% completion of the building at the VĮ Registrų centras.

About the project

Investment project - development of the commercial building at Ukmergės st. 326, Vilnius. The area of the land plot - 1997 square meters. The total area of the planned building is 992 square meters.

The project is located in the northern part of Vilnius, where intensive development of real estate projects (both commercial and residential) is taking place. The plot is located next to Ukmergės street, near which there are many different commercial facilities - store-warehouse DEPO, shopping center Maxima XXX, NORFA, LIDL, BIG, Topo centras, PROMO Cash&Carry, Senukai, "Vokė III" and other shops, various car showrooms and auto centers. Nearby are the business centers "One" (Ukmergės st. 322) and "Trio" (Perkūnkiemio st. 3, 5, 7), as well as the block of apartment buildings "Eitminų namai" (Eitminų st. 15, 17, 21). On the other side of Ukmergės street is the "DEPO Fabijoniškės" shopping center (Ukmergės st. 373), on the same plot (plot part A2) a new "Švaros broliai" tunnel car wash was built.

The social infrastructure is fully developed around the project - there are kindergartens, schools, grocery stores, cafes and other trade and service facilities within a short distance.

Communication with Vilnius city center is good, convenient access (asphalted roads, direct access from Ukmergės street), short distance to Vilnius city center (about 5.7 km), object visibility is ensured, which is especially important for commercial objects, public transport is nearby and other commercial attractions. The property is part of the commercial plots segment.

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 12 %
Investeerimine alates 1 000.00 € - fikseeritud intress 12.25 %
Investeerimine alates 5 000.00 € - fikseeritud intress 12.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 12.75 %
Investeerimine alates 15 000.00 € - fikseeritud intress 13 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 1 kuud

Miinimum laenu tähtaeg 1 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-10

Laenu eeldatav tagasimaksmise kuupäev:* 2024-06-12

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi LTD Industrial solutions LT

Ettevõtte kood 300556053

Ettevõtte registrijärgne asukoht

Švitrigailos g. 11A Vilnius Lietuva 03228

UAB Industrial solutions LT - the company was established on 31-03-2006. Company activities: a) Development of real estate projects; b) Engineering services.

The shareholder of the company is 100% Aleksandr Lifanov.

Projects:

in 2022 the company successfully completed the project for the purchase and sale of office premises at Vašingtono St. 1, Vilnius.
in 2023 the company started to develop a public catering project near the Molėtai highway, at the address Vanaginės sodų 4-oji str. 2b, Vilnius district.
in 2023 the company started to develop a commercial object ("stock office") located at Ukmergės st. 326, in Vilnius.

Laenutagatis

Loan collateral:

The first-line mortgaged property is pledged at the address Ukmergės g. 326, Vilnius, Lithuania: 1997/8497 parts (0.1997 ha) of a land plot with an area of 0.8497 ha, unique no. 4400-0869-1547, cadastral no. 0101/0170:1090 Vilnius k. v., purpose: other (uses: areas of commercial objects; areas of one- and two-apart residential buildings).

Value of mortgaged property: 548,000 euros (without VAT).

The future value of the mortgaged property: 1,961,157 euros (without VAT).

Additional means of security: company guarantee (promissory note).

Plot description

Plot has electricity, municipal water supply, municipal sewage disposal networks, communication lines. The part of the land plot forms a complete whole - i.e. integral real estate complex (the procedure for the use of the plot is established) and can be realized in the open market without any restrictions.

Part of the plot of land is best used according to one of the existing ways of using the plot - for the construction of commercial buildings.

For more details (see Documentation).

Tugevad küljed ja riskid

Tugevad küljed:

Laenusaaja tegi maksed õigeaegselt ja viivitamata. (praegune laen Nordstreetilt).
Kinnisvara pantimise esimene järjekord - hüpoteek.
Company guarantee (bill of exchange).

Nõrkused:

Laenuvõtja tegevus toimub konkurentsisektoris.
The company is operating at a loss.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Ebakindel majanduslik olukord.
Arendatav kinnistu
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	Išrašas iš NT registro.pdf
2	Dangų bei aukštų planai.pdf
3	Naudojimosi žemės sklypu tvarka.pdf
4	LS.pdf
5	Istatai.pdf
6	UAB_Industrial_solutions_LT_Vilnius_Ukmerges_g_326_A-24-03-12-A84.pdf
7	PIID.pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 100 000 €

LTV 60 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 1 kuud

Miinimum laenu tähtaeg 1 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 541 500.00 €

Purpose of the loan

About the project

Investment project - development of the commercial building at Ukmergės st. 326, Vilnius. The area of the land plot - 1997 square meters. The total area of the planned building is 992 square meters.

The social infrastructure is fully developed around the project - there are kindergartens, schools, grocery stores, cafes and other trade and service facilities within a short distance.

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 12 %
Investeerimine alates 1 000.00 € - fikseeritud intress 12.25 %
Investeerimine alates 5 000.00 € - fikseeritud intress 12.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 12.75 %
Investeerimine alates 15 000.00 € - fikseeritud intress 13 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 1 kuud

Miinimum laenu tähtaeg 1 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-10

Laenu eeldatav tagasimaksmise kuupäev:* 2024-06-12

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Garantii / käendus

Kinnisvara tüüp

Commercial

Hüpoteegi järjekoht

First order mortgage

LTV

60%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2024-03-12

Hindaja

UAB Centro kubas - Nekilnojamasis turtas

Loan collateral:

Value of mortgaged property: 548,000 euros (without VAT).

The future value of the mortgaged property: 1,961,157 euros (without VAT).

Additional means of security: company guarantee (promissory note).

Plot description

Part of the plot of land is best used according to one of the existing ways of using the plot - for the construction of commercial buildings.

For more details (see Documentation).

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	Išrašas iš NT registro.pdf
2	Dangų bei aukštų planai.pdf
3	Naudojimosi žemės sklypu tvarka.pdf
4	LS.pdf
5	Istatai.pdf
6	UAB_Industrial_solutions_LT_Vilnius_Ukmerges_g_326_A-24-03-12-A84.pdf
7	PIID.pdf

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

Investeeringute ootel

Beržų st. 56, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania (2 stage)

Kogutud:
10 572 € Laenusumma siht:
29 500 €

35.83%

Aastane tootlusmäär
13%
Investorit 46
LTV 50%
Riskigrupp B (keskmine)
Kuud 18
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Jūrkalnes st. 62 ir 62A, Riga, Latvia (1 stage)

Kogutud:
11 203 € Laenusumma siht:
150 000 €

7.46%

Aastane tootlusmäär
12% - 13.5%
Investorit 32
LTV 60%
Riskigrupp B (keskmine)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Dvaro st. 50, Meiskių vil., Veiviržėnų mun., Klaipėdos d., Lithuania (1 stage)

Kogutud:
12 953 € Laenusumma siht:
60 000 €

21.58%

Aastane tootlusmäär
12% - 13%
Investorit 38
LTV 56%
Riskigrupp B (keskmine)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Sergiškių st. 24 and 24A, Palanga, Lithuania (1 stage)

Kogutud:
23 500 € Laenusumma siht:
150 000 €

15.66%

Aastane tootlusmäär
12% - 13.5%
Investorit 97
LTV 65%
Riskigrupp B (keskmine)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel