Projektide loend

Teatra str. 9, Jurmala, Latvia

Rahastatud

Rahastamise suurus 283 200 €

LTV 31%

Aastane tootlusmäär 13.00% - 14.00%

Projekti kogu oodatav tootlus 25.99% - 28.00%

Laenuperiood

24 kuud

Risk

B (keskmine)

Laenu eesmärk

Refinantseerimine

Tagatis Real estate pledge

Riik

Latvia

Investorit 132

Kogutud:
283 200 € Laenusumma siht:
283 200 €

100.00%

Projekti värskendused

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Loan refinancing

Rahastamise suurus 283 200 €

LTV 31 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 24 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 99 660.00 €

Purpose of the loan

The amount of EUR 283 200 is required for the financing, which is raised in one stage. The borrower currently has a Nordstreet loan, part of which has already been repaid and has applied for refinancing for the remaining part. As the Borrower has not defaulted on any instalments during the entire period of the existing loan, the refinancing of the Loan is announced. The proceeds of the Loan will be used to refinance the existing Loan for an additional term of 24 months. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the company's business or real estate. The amount that the project owner is contributing to the project is EUR 99 660.

About the property

The building was built in 1890 and fully renovated with modern solutions and put into operation in 2009 according to an approved project. Two ground floors, one basement floor. The energy efficiency of the dwelling house has been significantly improved after the renovation-construction works. The house has been insulated with modern polyurethane panels instead of the old polystyrene foam panels, and windows have been additionally insulated with moisture- and mould-resistant materials. The house is fully furnished. The facade has been renovated: the wooden boards have been treated against insects and mould, coated with moisture-reducing agents, painted, and the tiles on the terrace have been replaced. A new heating boiler - Mitsubishi Electric air/water heat pump - has been installed, which has reduced the maintenance costs of the building three times.

Layout of the house:

1st floor: entrance hall, toilet, fully equipped bathroom, kitchen with dining room, living room, office, guest bedroom.
2nd floor: three bedrooms (one with en-suite bathroom), fully equipped bathroom, spacious terrace with access from two rooms.
Basement of the house has a boiler room, water filters and three storage rooms.

The house is in excellent technical condition with quality finishing and equipment. The finishing materials used in the finishing are of high quality. The layout of the building corresponds to the cadastral surveys.

For more information (see Loan collateral) (see Documents).

Investeering alates 11.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 11.00 € - fikseeritud intress 13 %
Investeerimine alates 1 000.00 € - fikseeritud intress 13.25 %
Investeerimine alates 3 000.00 € - fikseeritud intress 13.5 %
Investeerimine alates 5 000.00 € - fikseeritud intress 13.75 %
Investeerimine alates 10 000.00 € - fikseeritud intress 14 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 24 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-01-09

Laenu eeldatav tagasimaksmise kuupäev:* 2027-01-03

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi LTD Navis tecta

Ettevõtte kood 304830822

Ettevõtte registrijärgne asukoht

Blindžių g. 7 Vilnius Lithuania LT-08111

UAB Navis tecta is a company incorporated on 20 April 2018. The company specializes in sourcing, managing and investing in business and investment projects.

The borrower has never defaulted on a single payment during the entire term of the loan.

The shareholder of the company is:

Maksims Ter-Oganesovs 100% of the shares.

Laenutagatis

Loan collateral:

The following property located at Teatra g. 9, Jūrmala, Latvia (cadastre No. 1300 009 2903) is subject to a first-rank mortgage:

Land plot with an area of 950 m2, cadastre No. 1300 009 2301;
A two-storey wooden dwelling house with a total area of 339,9 m2, cadastral No. 1300 009 2903 001;
In 2008, together with the residential house, were built and put into operation light concrete garage buildings with a total area of 41,6 m2, cadastral No. 1300 009 2903;
The real estate is registered in the land register of the Jūrmala Court (Register No. 4329).

Value of the pledged property: EUR 925 000.

Additional security for the loan is:

Guarantee (promissory note) of the company (borrower).

Description of the pledged assets

The pledged assets are a plot of land, a two-storey wooden dwelling house with a cellar, built in 1890, fully renovated and put into operation in 2009, and a pair of lightweight concrete garage buildings, built in 2008 together with the dwelling and put into operation in 2008. The premises are used for their intended purpose. The mortgaged property constitutes a complete unit.

The mortgaged property is located in the central part of Jūrmala - Majori, in the section of Teātra Street between Juras and Rajonas Streets. Access is from Jura Street, which is asphalted and in excellent technical condition. Surrounding buildings are new or completely renovated detached houses.

For more information (see About the project) (see Documents).

Tugevad küljed ja riskid

Tugevad küljed:

Laenusaaja tegi maksed õigeaegselt ja viivitamata. (praegune laen Nordstreetilt).
Kinnisvara pantimise esimene järjekord - hüpoteek.
Company guarantee (bill of exchange).
The project is completed.
The LTV of the project is low.
Liquid pledged assets

Nõrkused:

Laenuvõtja tegevus toimub konkurentsisektoris.
The borrower failed to complete the project on time.
Rahastuse summa on keskmisest suurem, mistõttu võib projekti rahastamisperiood kesta kauem.
The company experienced a loss.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Ebakindel majanduslik olukord.
Laenu refinantseerimine.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	UAB Navis tecta įstatai.pdf
2	Jurmala Teatra 9_2024 Parakstits.pdf
3	RC - Jurmala Teatra 9_2024 Parakstits.pdf
4	PIID.pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Loan refinancing

Rahastamise suurus 283 200 €

LTV 31 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 24 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 99 660.00 €

Purpose of the loan

About the property

Layout of the house:

1st floor: entrance hall, toilet, fully equipped bathroom, kitchen with dining room, living room, office, guest bedroom.
2nd floor: three bedrooms (one with en-suite bathroom), fully equipped bathroom, spacious terrace with access from two rooms.
Basement of the house has a boiler room, water filters and three storage rooms.

For more information (see Loan collateral) (see Documents).

Investeering alates 11.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 11.00 € - fikseeritud intress 13 %
Investeerimine alates 1 000.00 € - fikseeritud intress 13.25 %
Investeerimine alates 3 000.00 € - fikseeritud intress 13.5 %
Investeerimine alates 5 000.00 € - fikseeritud intress 13.75 %
Investeerimine alates 10 000.00 € - fikseeritud intress 14 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 24 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-01-09

Laenu eeldatav tagasimaksmise kuupäev:* 2027-01-03

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Kinnisvara tüüp

Residential

Hüpoteegi järjekoht

First order mortgage

LTV

31%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2024-11-12

Hindaja

SIA “Nira fonds real estate”

Loan collateral:

The following property located at Teatra g. 9, Jūrmala, Latvia (cadastre No. 1300 009 2903) is subject to a first-rank mortgage:

Land plot with an area of 950 m2, cadastre No. 1300 009 2301;
A two-storey wooden dwelling house with a total area of 339,9 m2, cadastral No. 1300 009 2903 001;
In 2008, together with the residential house, were built and put into operation light concrete garage buildings with a total area of 41,6 m2, cadastral No. 1300 009 2903;
The real estate is registered in the land register of the Jūrmala Court (Register No. 4329).

Value of the pledged property: EUR 925 000.

Additional security for the loan is:

Guarantee (promissory note) of the company (borrower).

Description of the pledged assets

For more information (see About the project) (see Documents).

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

Teatra str. 9, Jurmala, Latvia

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

Investeering alates 11.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

Investeering alates 11.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Laenutagatis

Võlgnik

Tugevad küljed ja riskid

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Dokumendid

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

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Järelturg

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