Projektide loend

Pienių st. 28A-28E, Užliedžių vil., Užliedžių mun., Kauno d., Lithuania (3 stage)

Investeeringute ootel

Rahastamise suurus 153 500 €

LTV 65%

Aastane tootlusmäär 14.00% - 15.00%

Projekti kogu oodatav tootlus 12.83% - 13.75%

Laenuperiood

11 kuud

Risk

C (suurem)

Laenu eesmärk

Ostu finantseerimine

Tagatis Real estate pledge

Riik

Lithuania

Investorit 40

Kogutud:
11 981 € Laenusumma siht:
153 500 €

7.81%

Kui palju teenin, kui investeerin:

Investeeringu suurus

100.00 €

141 519.00 €

14% 14.25% 14.5% 14.75% 15%

Selle projektiga teenin ühe kuu jooksul

€

12 kuu pärast teenin

€

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 153 500 €

LTV 65 %

Risk C (suurem)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 11 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 420 000.00 €

Objective of the loan

The amount of €780,000 is required for the financing, which will be raised in stages. Part of the loan will be used for the acquisition of a real estate project - a land plot and five unfinished two-storey semi-detached houses with a total design area of 1 299,10 sq. m, located at Pienių st. 28A, 28B, 28C, 28D, 28E, Užliedžių vil., Užliedžių mun., Kaunas d., Lithuania, the other part will be used for the further construction and finishing of the real estate project. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the property under development. The amount to be contributed by the project owner is EUR 420 000.

About the project

Object: Land plot with buildings, located in Kaunas d. municipality, Užliedžių mun., Užliedžių vil., Pienių st. 28A-E, Cadastre No. 5283/0004:1344. Purpose: territory of single-family and two-family residential buildings. Project: construction of five two-bed residential houses. Designer: MB "Archasas" (project manager: Giedrė Karenė (attestation No. 36924)).

The project is a strategically located plot of land in a convenient location in Kaunas district, with the five two-bed residential houses to be built. The project is characterised by modern architectural and engineering solutions, high energy efficiency, well-planned infrastructure and environmental protection. The property is considered to be an attractive investment property, suitable for both permanent residence and long-term investment.

Structures and architecture:

The project consists of 5 semi-detached houses (A, B, C, D, E).
Each house has a total floor area of 259.82 m², a useful floor area of 210.85 m² and a volume of approximately 750 m³.
Level of construction - 2 floors, height 8,5 m.
Each house consists of 2 apartments (4 rooms each), total 10 apartments.
Energy efficiency class - A++, fire resistance class - II, acoustic comfort - C.

Architectural solutions:

The buildings are designed under a gable or hipped roof.
Wooden cladding is used for facades, durable coatings for roofs.
Windows are triple glazed with selective cladding.
Doors are reinforced.

Constructive solutions:

Reinforced concrete foundations, block walls with insulation, wooden floors.
The buildings meet the requirements of the A++ energy class: heat pumps are provided, a mechanical recovery system, tightness ≤0.6.
Energy efficiency indicators ensure low heating costs and high comfort.

Utilities and equipment:

Water supply: designed with PE piping, metering units to be installed in technical rooms. Water consumption rate is 160 l/capita/day.
Wastewater: PVC pipelines, connection to main DN200 line, wells D700-D1000.
Site wastewater: infiltration systems are planned, with plastic block units, separate system for each apartment.
Heating: heat pumps with automatic temperature control.
Ventilation: mechanical system with heat recovery, efficiency ≥80%.
Lighting: both natural and artificial light is provided in accordance with the standards, with energy-saving luminaires.

Site layout:

Accesses, paths, pavements and concrete paving areas are provided.
4 parking spaces per house.
No fencing, landscaping to match the terrain and landscape.
The plot is planted with trees, preserving the fertile soil and landscaping.

More about the project (see Documents) (see Loan security measures).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 50.00 € - fikseeritud intress 14 %
Investeerimine alates 1 000.00 € - fikseeritud intress 14.25 %
Investeerimine alates 3 000.00 € - fikseeritud intress 14.5 %
Investeerimine alates 5 000.00 € - fikseeritud intress 14.75 %
Investeerimine alates 7 000.00 € - fikseeritud intress 15 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 11 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-12-19

Laenu eeldatav tagasimaksmise kuupäev:* 2026-10-31

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi UAB Korsita

Ettevõtte kood 304262978

Ettevõtte registrijärgne asukoht

Būdos k. 8 Alytus Lietuva LT-62191

UAB Korsita - was founded on 24 May 2016. The main field of activity - Construction of residential and non-residential buildings (EVRK 412000). The objectives of the company's activity: to develop and expand economic activity in order to make profit. The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

UAB Korsita specializes in the construction of residential and non-residential buildings, consistently developing projects in rapidly developing locations. With a strong focus on quality, modern architectural solutions and customer responsiveness, the company's projects are attractive to end users.

The company's shareholder is 100% Egidijus Mineika.

Laenutagatis

Loan collateral:

The property located at 28A, 28B, 28C, 28D, 28E Pienių st., Užliedžių vil., Užliedžių mun., Kaunas d., Lithuania shall be pledged as a mortgage of the first rank:

Land plot with the address in Kaunas r. sav., Užliedžių sen., Užliedžių k., Pienių g. 28A, area - 0,4732 ha, unique No. 4400-6687-6991, cadastral No. 5283/0004:826 Užliedžių k.v. Užliedžių k.v., purpose - other, use - territories of one- and two-family residential buildings;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28E, built-up area - 189,00 sq. m, unique No. 4400-6264-5881, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28D, built-up area - 188,00 sq. m, unique No.4400-6264-5892, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28C, built-up area - 189,00 sq. m, unique No. 4400-6264-5860, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28B, built-up area - 189,00 sq. m, unique No. 4400-6264-5870, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28A, built-up area - 190,00 sq. m, unique No. 4400-6264-5905, the main use of the object - two-flat, completeness - 7%;

Value of the pledged property: EUR 1 209 000.

Additional collateral:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder and director Egidijus Mineika.

Description of the pledged property

The property is located in Kaunas r. municipality, Kaunas county, Kaunas region, Užliedžių sen., Užliedžių k., Pienių str. 28A, 28B, 28C, 28D, 28E.

The village of Uzliedžių belongs to the Kaunas District Municipality, located in the central part of Lithuania, in Kaunas County. The district is distinguished by its forested areas, river valleys, well-developed infrastructure and convenient geographical location close to Kaunas city. Užliedžiai is located in the north-western part of the Kaunas city agglomeration - a rapidly growing suburban settlement, where residential construction is being actively developed.

The property is located in a zone characterised by good accessibility to the city of Kaunas, well-developed infrastructure and development of residential quarters. The prices here are competitive in comparison with other suburban settlements of Kaunas (e.g. Kulautuva, Kačerginė).

Distance to the centre of Kaunas - about 10-12 km (~15-20 min. by car).
There are public transport routes to Kaunas city; bicycle paths.Educational institutions: several kindergartens (nearest ~310 m), Užliedžių primary school (~1,4 km), gymnasiums and additional education institutions nearby (Raudondvaris, Romainiai).The nearest supermarkets ("Šilas", "Aibė", "IKI", "Maxima", "Norfa"), in Šilainiai - "Depo", "Lidl", "Rimi", "PC Mega".
Medical, sports, beauty and other services are available.

The locality is characterized by green areas, low intensity of development, the Nevėžis River flows nearby, there is a quarry in Lampėdžiai (~5 km), a recreation zone. The environment is considered safe and attractive for families. Užliedžiai is one of the fastest growing settlements in Kaunas district, with a high growth in demand for plots and housing (prices have increased by ~40-50% in 3-5 years). The risk is assessed as low due to the proximity to the city and constant demand.

Užliedžiai is one of the most attractive residential areas in Kaunas suburbs, both for permanent residence and investments. It provides a balance of urban amenities and suburban tranquillity, with good infrastructure, convenient transport links, stable demand and increasing property values. The property here is seen as a low-risk, medium-high return investment in the long term.

For more information (see About the project) (see Documents).

Tugevad küljed ja riskid

Tugevad küljed:

Ettevõtte garantii (veksel) ning selle direktori ja osaniku garantii.
Kinnisvara pantimise esimene järjekord - hüpoteek.

Nõrkused:

Laenuvõtja tegevus toimub konkurentsisektoris.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Ebakindel majanduslik olukord.
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	UAB Korsita įstatai.pdf
2	Statybos leidimas.pdf
3	TP Architektūrinė dalis.pdf
4	TP Bendroji dalis.pdf
5	Turto vertinimo ataskaita.pdf
6	PIID (3 etapas).pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 153 500 €

LTV 65 %

Risk C (suurem)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 11 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 420 000.00 €

Objective of the loan

About the project

Structures and architecture:

The project consists of 5 semi-detached houses (A, B, C, D, E).
Each house has a total floor area of 259.82 m², a useful floor area of 210.85 m² and a volume of approximately 750 m³.
Level of construction - 2 floors, height 8,5 m.
Each house consists of 2 apartments (4 rooms each), total 10 apartments.
Energy efficiency class - A++, fire resistance class - II, acoustic comfort - C.

Architectural solutions:

The buildings are designed under a gable or hipped roof.
Wooden cladding is used for facades, durable coatings for roofs.
Windows are triple glazed with selective cladding.
Doors are reinforced.

Constructive solutions:

Reinforced concrete foundations, block walls with insulation, wooden floors.
The buildings meet the requirements of the A++ energy class: heat pumps are provided, a mechanical recovery system, tightness ≤0.6.
Energy efficiency indicators ensure low heating costs and high comfort.

Utilities and equipment:

Water supply: designed with PE piping, metering units to be installed in technical rooms. Water consumption rate is 160 l/capita/day.
Wastewater: PVC pipelines, connection to main DN200 line, wells D700-D1000.
Site wastewater: infiltration systems are planned, with plastic block units, separate system for each apartment.
Heating: heat pumps with automatic temperature control.
Ventilation: mechanical system with heat recovery, efficiency ≥80%.
Lighting: both natural and artificial light is provided in accordance with the standards, with energy-saving luminaires.

Site layout:

Accesses, paths, pavements and concrete paving areas are provided.
4 parking spaces per house.
No fencing, landscaping to match the terrain and landscape.
The plot is planted with trees, preserving the fertile soil and landscaping.

More about the project (see Documents) (see Loan security measures).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 50.00 € - fikseeritud intress 14 %
Investeerimine alates 1 000.00 € - fikseeritud intress 14.25 %
Investeerimine alates 3 000.00 € - fikseeritud intress 14.5 %
Investeerimine alates 5 000.00 € - fikseeritud intress 14.75 %
Investeerimine alates 7 000.00 € - fikseeritud intress 15 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 11 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-12-19

Laenu eeldatav tagasimaksmise kuupäev:* 2026-10-31

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Garantii / käendus

Kinnisvara tüüp

Residential

Hüpoteegi järjekoht

First order mortgage

LTV

65%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2025-09-25

Hindaja

UAB Vertinimo partneriai

Loan collateral:

The property located at 28A, 28B, 28C, 28D, 28E Pienių st., Užliedžių vil., Užliedžių mun., Kaunas d., Lithuania shall be pledged as a mortgage of the first rank:

Land plot with the address in Kaunas r. sav., Užliedžių sen., Užliedžių k., Pienių g. 28A, area - 0,4732 ha, unique No. 4400-6687-6991, cadastral No. 5283/0004:826 Užliedžių k.v. Užliedžių k.v., purpose - other, use - territories of one- and two-family residential buildings;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28E, built-up area - 189,00 sq. m, unique No. 4400-6264-5881, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28D, built-up area - 188,00 sq. m, unique No.4400-6264-5892, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28C, built-up area - 189,00 sq. m, unique No. 4400-6264-5860, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28B, built-up area - 189,00 sq. m, unique No. 4400-6264-5870, the main use of the object - two-flat, completeness - 7%;
Building - Dwelling house, the address of which is Kaunas d., Užliedžių mun., Užliedžių vil., Pienių st. 28A, built-up area - 190,00 sq. m, unique No. 4400-6264-5905, the main use of the object - two-flat, completeness - 7%;

Value of the pledged property: EUR 1 209 000.

Additional collateral:

Guarantee of the company (borrower) (promissory note in double amount);
Guarantee of the shareholder and director Egidijus Mineika.

Description of the pledged property

The property is located in Kaunas r. municipality, Kaunas county, Kaunas region, Užliedžių sen., Užliedžių k., Pienių str. 28A, 28B, 28C, 28D, 28E.

Distance to the centre of Kaunas - about 10-12 km (~15-20 min. by car).
There are public transport routes to Kaunas city; bicycle paths.Educational institutions: several kindergartens (nearest ~310 m), Užliedžių primary school (~1,4 km), gymnasiums and additional education institutions nearby (Raudondvaris, Romainiai).The nearest supermarkets ("Šilas", "Aibė", "IKI", "Maxima", "Norfa"), in Šilainiai - "Depo", "Lidl", "Rimi", "PC Mega".
Medical, sports, beauty and other services are available.

For more information (see About the project) (see Documents).

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

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