Projektide loend

M. K. Čiurlionio st. 73, Druskininkai, Lithuania (refinancing) 1 stage

Projekt tühistati

Rahastamise suurus 290 000 €

LTV 49%

Aastane tootlusmäär 12.50% - 14.50%

Projekti kogu oodatav tootlus 18.75% - 21.74%

Laenuperiood

18 kuud

Risk

C (suurem)

Laenu eesmärk

Arenduslaen

Tagatis Real estate pledge

Riik

Lithuania

Investorit 0

Kogutud:
0 € Laenusumma siht:
290 000 €

0.00%

Kui palju teenin, kui investeerin:

Investeeringu suurus

100.00 €

290 000.00 €

12.50 12.50 12.50 12.50 12.50 12.50 12.50 12.50 12.50

Selle projektiga teenin ühe kuu jooksul

1.04 €

12 kuu pärast teenin

12.50 €

Pärast 18 kuud teenin

18.75 €

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 290 000 €

LTV 49 %

Risk C (suurem)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

According to the fact that the terms of project development are longer than the term of the granted loan, the extension (refinancing) of the loan for a new term of 18 (eighteen) months is started even before the term of the loan has come to an end.

At this stage, construction works inside the building has already started, have been prepared pre-project proposals, and has been prepared the concept of public catering spaces for optimal commercial use of the facility has been prepared. The project is being developed further, after the completion of the preparatory works, the sale of apartments will begin.

The loan funds will be used for the further development of the real estate at M. K. Čiurlionio st. 73, Druskininkai, Lithuania, and for the necessary construction works.

The loan will be repaid from the proceeds of the sale of the property under development and/or refinancing (the borrower is currently negotiating with potential investors to refinance the existing loan and finance the development of the entire facility to completion).

About the project

Investment project - Residential (apartment) commercial building in Druskininkai, M.K. Čiurlionio st. 73. The existing area of the building is 3538 m2, the area of the building after reconstruction is 4154 m2, residential premises 1894 m2, commercial premises 2260 m2.

"ČIURLIONIO MUZOS"

The vision is to give you a feeling of being surrounded by space and nature that you are independent of everyday worries, can indulge in dreams and the creation of plans for their realization.

Positioning the implementation of the vision:

Accommodation in apartments is cheaper than in a separate private house, the feeling here is the same;
The price difference between these properties can reach tens / hundred thousand euros (reserve investment to the buyer, or the fulfillment of a dream for loved ones);
Range of amenities, wide price range;
There will be no shortage of extensive integrated public and social spaces in the state-of-the-art recreational complex;
The easiest way to define value: location, price and available amenities;
The facilities in the recreational building are like a luxury property, offering many more amenities and attractive properties than the average, and above-average value apartment.

Project location

Druskininkai city center. The fresh Ratnyčia stream winds through the country, and in the immediate vicinity - both in winter and summer enchanting Dineika and Vijūnėlė parks. Just 10 minutes away - Druskininkai Old Town, Čiurlionis House museum and other facilities: shops, banks, restaurants, library - a few steps away.

More about the project (see Documents).

Investeering alates 100.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 12.5 %
Investeerimine alates 500.00 € - fikseeritud intress 12.75 %
Investeerimine alates 1 000.00 € - fikseeritud intress 13 %
Investeerimine alates 3 000.00 € - fikseeritud intress 13.25 %
Investeerimine alates 5 000.00 € - fikseeritud intress 13.5 %
Investeerimine alates 7 500.00 € - fikseeritud intress 13.75 %
Investeerimine alates 10 000.00 € - fikseeritud intress 14 %
Investeerimine alates 15 000.00 € - fikseeritud intress 14.25 %
Investeerimine alates 20 000.00 € - fikseeritud intress 14.5 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2023-07-07

Laenu eeldatav tagasimaksmise kuupäev:* 2025-01-07

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi LTD Adiantas

Ettevõtte kood 133971845

Ettevõtte registrijärgne asukoht

PERKUNO AL. 4 KAUNAS Lietuva LT-4421

Company website https://ciurlioniomuzos.lt

UAB Adiantas - 1994 established a company but did not operate in the last period. Firm preparatory work for real estate, address M.K. Čiurlionio st. 73, Druskininkai for development.

The shareholders consist of:

51% UAB “Zacyšiaus Dvaras” <100% Vilma Spitrienė
49% Nerijus Gimžauskas

UAB Adiantas shareholder - UAB "Zacyšiaus dvaras". established in 2006, operating under the name "CHgroupNT", is a real estate agency engaged in real estate development. Companies, based on 2021 financial statements, indicators: fixed assets - EUR 1,040,633, total assets - EUR 1,443,571, sales revenue - EUR 396,195.

Projects

2013 Development and design of the Kaunas dock area of the prestigious business center solutions, land sales development and project development preparation;
2015 Development and sales of the project "Choir House": 12,000 sq. M. m. residential building with commercial premises;
2018 Multifunctional business park Partizanų st. Development in Kaunas from idea to result: the abandoned territory was arranged, the added value was created by establishing 5,600 sq. m. m. commercial park;
2020 The management project is being implemented: the history has been restored and the former 600 sq.m. Authenticity of the German consular residence building;
2020 A settlement of 19 individual houses on the banks of the Neris River near a beautiful perennial pine forest, where it is easy to breathe and enjoy the peace, http://kaunorivjera.lt.

Laenutagatis

Loan collateral:

Pledged first real estate mortgage property in M. K. Čiurlionio st. 73, Druskininkai, Lithuania:

Plot of land, unique no. 4400-1169-4549, area 0.5149 ha, market value EUR 252,000;
The building is a leisure center, unique no. 1597-5000-5015, area 1843.00 sq. m., market value EUR 1,753,000.

Value of pledged assets: 2 005 000 EUR.

Additional collateral: Company guarantee (bill of exchange).

DESCRIPTION OF THE BUILDING

Two-storey building with a basement floor leisure center. The year of construction of the building was 1975. Year of reconstruction - 2005 The total area of the building is 3623.74 sq. M. m. The volume of the building is 27631 cubic meters. m. SE The completion of the building registered in the Register Center is 62%. The current purpose of the building: cultural. Building consists of two buildings, one of which contains rooms for rest rooms, in the other building there are large unfurnished spaces where it is planned to install commercial premises. Territory around the building tidy.

For more information (see Documents).

Tugevad küljed ja riskid

Tugevad küljed:

Laenusaaja tegi maksed õigeaegselt ja viivitamata. (praegune laen Nordstreetilt).
Kinnisvara pantimise esimene järjekord - hüpoteek.
Company guarantee (bill of exchange).

Nõrkused:

Laenusaaja hilines väikeste summade maksmisega.
Laenuvõtja tegevus toimub konkurentsisektoris.
The borrower failed to complete the project on time.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Ebakindel majanduslik olukord.
Arendatav kinnistu
Laenu refinantseerimine.
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	Trumpai apie mus.pdf
2	utf-8''%C4%8Ciurlionio%20%20M%C5%ABzos%20Planas.pdf
3	Statybos leidimas M.K Čiurlionio-2.pdf
4	Vertinimas Druskininkai M. K. Čiurlionio g. 73.pdf
5	Visuomeninio maitinimo erdvių koncepcija.pdf
6	Priešprojektiniai pasiūlymai.pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 290 000 €

LTV 49 %

Risk C (suurem)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

The loan funds will be used for the further development of the real estate at M. K. Čiurlionio st. 73, Druskininkai, Lithuania, and for the necessary construction works.

About the project

"ČIURLIONIO MUZOS"

The vision is to give you a feeling of being surrounded by space and nature that you are independent of everyday worries, can indulge in dreams and the creation of plans for their realization.

Positioning the implementation of the vision:

Accommodation in apartments is cheaper than in a separate private house, the feeling here is the same;
The price difference between these properties can reach tens / hundred thousand euros (reserve investment to the buyer, or the fulfillment of a dream for loved ones);
Range of amenities, wide price range;
There will be no shortage of extensive integrated public and social spaces in the state-of-the-art recreational complex;
The easiest way to define value: location, price and available amenities;
The facilities in the recreational building are like a luxury property, offering many more amenities and attractive properties than the average, and above-average value apartment.

Project location

More about the project (see Documents).

Investeering alates 100.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 12.5 %
Investeerimine alates 500.00 € - fikseeritud intress 12.75 %
Investeerimine alates 1 000.00 € - fikseeritud intress 13 %
Investeerimine alates 3 000.00 € - fikseeritud intress 13.25 %
Investeerimine alates 5 000.00 € - fikseeritud intress 13.5 %
Investeerimine alates 7 500.00 € - fikseeritud intress 13.75 %
Investeerimine alates 10 000.00 € - fikseeritud intress 14 %
Investeerimine alates 15 000.00 € - fikseeritud intress 14.25 %
Investeerimine alates 20 000.00 € - fikseeritud intress 14.5 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2023-07-07

Laenu eeldatav tagasimaksmise kuupäev:* 2025-01-07

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Garantii / käendus

Kinnisvara tüüp

Mixed real estate

Hüpoteegi järjekoht

First order mortgage

LTV

49%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2022-12-20

Hindaja

Newsec

Loan collateral:

Pledged first real estate mortgage property in M. K. Čiurlionio st. 73, Druskininkai, Lithuania:

Plot of land, unique no. 4400-1169-4549, area 0.5149 ha, market value EUR 252,000;
The building is a leisure center, unique no. 1597-5000-5015, area 1843.00 sq. m., market value EUR 1,753,000.

Value of pledged assets: 2 005 000 EUR.

Additional collateral: Company guarantee (bill of exchange).

DESCRIPTION OF THE BUILDING

For more information (see Documents).

Võlgnik

Ettevõtte nimi LTD Adiantas

Ettevõtte kood 133971845

Ettevõtte registrijärgne asukoht

PERKUNO AL. 4 KAUNAS Lietuva LT-4421

Company website https://ciurlioniomuzos.lt

UAB Adiantas - 1994 established a company but did not operate in the last period. Firm preparatory work for real estate, address M.K. Čiurlionio st. 73, Druskininkai for development.

The shareholders consist of:

51% UAB “Zacyšiaus Dvaras” <100% Vilma Spitrienė
49% Nerijus Gimžauskas

Projects

2013 Development and design of the Kaunas dock area of the prestigious business center solutions, land sales development and project development preparation;
2015 Development and sales of the project "Choir House": 12,000 sq. M. m. residential building with commercial premises;
2018 Multifunctional business park Partizanų st. Development in Kaunas from idea to result: the abandoned territory was arranged, the added value was created by establishing 5,600 sq. m. m. commercial park;
2020 The management project is being implemented: the history has been restored and the former 600 sq.m. Authenticity of the German consular residence building;
2020 A settlement of 19 individual houses on the banks of the Neris River near a beautiful perennial pine forest, where it is easy to breathe and enjoy the peace, http://kaunorivjera.lt.

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

Investeeringute ootel

Viensėdžio st. 36A, Krikšioniškių vil., Nemenčinės mun., Vilnius d., Lithuania (2 stage)

Kogutud:
8 821 € Laenusumma siht:
80 000 €

11.02%

Aastane tootlusmäär
11.00% - 12.00%
Investorit 29
LTV 60%
Riskigrupp A (madal)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Business loan #00357 (3 stage)

Kogutud:
4 199 € Laenusumma siht:
13 830 €

30.36%

Aastane tootlusmäär
13.00% - 13.00%
Investorit 37
LTV 0%
Riskigrupp B (keskmine)
Kuud 22
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00372 (1 stage)

Kogutud:
6 326 € Laenusumma siht:
25 000 €

25.3%

Aastane tootlusmäär
15.00% - 15.00%
Investorit 20
LTV 0%
Riskigrupp C (suurem)
Kuud 12
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00368 (1 stage)

Kogutud:
12 322 € Laenusumma siht:
25 000 €

49.28%

Aastane tootlusmäär
14.00% - 14.00%
Investorit 71
LTV 0%
Riskigrupp B (keskmine)
Kuud 24
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00367

Kogutud:
8 327 € Laenusumma siht:
20 000 €

41.63%

Aastane tootlusmäär
13.00% - 13.00%
Investorit 79
LTV 0%
Riskigrupp B (keskmine)
Kuud 12
Tagatis Garantii / käendus

Andmed Investeeri

Täielikult investeeritud

Senasalio st. 15, Vilnius, Lithuania

Kogutud:
55 250 € Laenusumma siht:
55 250 €

100%

Aastane tootlusmäär
14.00% - 15.00%
Investorit 77
LTV 65%
Riskigrupp C (suurem)
Kuud 12
Tagatis Real estate pledge

Andmed

Kõik projektid

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Kompetentsus ja lihtsus

Lisateave

M. K. Čiurlionio st. 73, Druskininkai, Lithuania (refinancing) 1 stage

Kui palju teenin, kui investeerin:

Selle projektiga teenin ühe kuu jooksul

1.04 €

12 kuu pärast teenin

12.50 €

Pärast 18 kuud teenin

18.75 €

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

Investeering alates 100.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

Investeering alates 100.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Laenutagatis

Võlgnik

Tugevad küljed ja riskid

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Dokumendid

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti värskendused

Järelturg

Viimased laenud

Viensėdžio st. 36A, Krikšioniškių vil., Nemenčinės mun., Vilnius d., Lithuania (2 stage)

Business loan #00357 (3 stage)

Business loan #00372 (1 stage)

Business loan #00368 (1 stage)

Business loan #00367

Senasalio st. 15, Vilnius, Lithuania

Kas vajate ettevõtluse arendamise laenu?

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