Projektide loend

Lubānas st. 133A, Riga, Latvia (7 stage)

Rahastatud

Rahastamise suurus 152 400 €

LTV 60%

Aastane tootlusmäär 12.00% - 13.50%

Projekti kogu oodatav tootlus 7.00% - 7.87%

Laenuperiood

7 kuud

Risk

B (keskmine)

Laenu eesmärk

Arenduslaen

Tagatis Real estate pledge

Riik

Latvia

Investorit 42

Kogutud:
152 400 € Laenusumma siht:
152 400 €

100.00%

Projekti värskendused

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 152 400 €

LTV 60 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 7 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 1 760 000.00 €

Objective of the loan

The entire project requires a loan of EUR 2,640,000, which is divided into stages. The loan funds will be used for construction and installation works of real estate objects located at Lubānas g. 133A, Riga, Latvia (three service buildings, outdoor engineering networks and facilities and other structures (parking lots, passages, walkways, fences)). It is planned to build three commercial buildings with a total area of 3,002 sq. m. The loan will be repaid by refinancing it in another financial institution or from the proceeds of the sale of the property.

The first 5 stages (EUR 477,000) have already been financed. Now the announcement of additional financing stages (totaling EUR 2,163,000) is underway. The Borrower, having received the construction permit and started work, revalued the object (asset valuation report dated 09/04/2025) and determined the current market value of the land plot - EUR 842,000 and the future market value of the property - EUR 4,400,000. Taking this into account, the Borrower applied for full project financing, which will amount to EUR 2,640,000, maintaining the same asset value to loan ratio (60%), which will be calculated based on the future asset value in accordance with paragraphs 5.32-5.33 of the Project Owners' Reliability Assessment Rules, i.e. by financing the completed works according to the established ratio, which are/will be formalized in the form of signed acts of completed works and invoices issued on their basis.

The loan funds of the first 5 stages were used for the acquisition of real estate, land plot Lubānas g. 133A, Riga, Latvia, for the design and obtaining of a building permit, for demolition of old buildings and preparation of the plot for construction, the funds of the 6th and subsequent stages will be used in stages for the full development of the project. The borrower plans to build three commercial buildings with a total area of 3,002 sq. m and rent them out. The loan will be repaid by refinancing it in another financial institution, when the borrower, having completed all construction and contracting works, will receive a final act of construction works and on its basis will register the 100% completion of the building in the real estate register.

About the project

The project - three service buildings intended for automated goods reception/issuance activities. The buildings are one-story with a mezzanine (~6m high). The buildings consist of rooms of different sizes, each of which has a separate entrance from the outside. The area can be accessed via the entrance from Lubānas Street. 55 parking spaces are installed along the long facades of the buildings. One place - for one goods reception - issue point. Main driveways, parking lots and sidewalks will be constructed of concrete pavers.

Three service buildings have been designed, two of which are built parallel to each other, the third - perpendicular. In the middle of the buildings, common building administration rooms are installed. The premises of the buildings are intended for small companies and individuals engaged in electronic commerce, for whom it is relevant to have small automated points of receipt/issuance of goods.

All buildings will consist of main rooms (receiving/issuing goods) with entrances from the outside and auxiliary rooms with separate entrances for servicing the building complex. Parking spaces are installed along all premises, at the entrances to them. All goods receiving/dispensing facilities will be managed through a mobile application. Each room is accessed directly from the outside through a door in the gate or a door next to the gate. The gate, with dimensions of 250cmx285cm, is designed to comfortably bring in larger items. Both buildings are one-story with tech. sites where a technological site is installed. In all rooms, it is possible to install WC facilities according to the needs of the users of the rooms. The buildings have technical premises for engineering inputs, administration of the complex, as well as a shared WC room adapted for people with disabilities.

The visual appearance of the building emphasizes its primary function, while the finishes and tones are chosen to harmonize with the surrounding buildings. The character of the building is achieved by rhythmic metal lamellas. They are designed in a brown tone with a wood texture, thus creating a friendlier dialogue with the neighboring buildings. The buildings are designed as a single fireproof section.

The gates and doors of the buildings are equipped with translucent materials through which light falls into the premises. The roofs of the buildings are gabled, water runs off the roof through gutters installed on the facade. At the edges of the facades, openwork, decorative elements made of metal tubular profiles are installed. Interior decoration of the walls - multi-layer panels (facade walls) and plasterboard partitions filled with cotton wool. The floor is concrete. Toilet facilities are provided as needed. Technological sites are equipped according to the needs of the tenants. The installation of a ladder or lift (up to 3t) is specified according to the need and technology.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 50.00 € - fikseeritud intress 12 %
Investeerimine alates 5 000.00 € - fikseeritud intress 12.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 13 %
Investeerimine alates 15 000.00 € - fikseeritud intress 13.5 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 7 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-05-05

Laenu eeldatav tagasimaksmise kuupäev:* 2025-11-22

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi SIA Hiltus

Ettevõtte kood 40203520487

Ettevõtte registrijärgne asukoht

Malduguņu iela 4 Riga Latvija LV-2167

Company website https://www.hiltus.lt

SIA Hiltus - the company was established on 11/08/2023. Company activities: a) general construction; (b) design; c) construction management.

Company shareholder - 100% Edvard Sokolovskij.

The group of companies has successfully completed more than 30 projects.

For more information, visit https://hiltus.lt/komerciniai-projektai/

Laenutagatis

Collateral for the loan:

Pledged as a first-ranking mortgage on the property located at 133A Lubānas Street, Riga, Latvia:

A plot of land, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 (land plot area 9633 sq. m);
Pumping station of artesian wells, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 009;
The water tower, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 010.

Value of the pledged property: EUR 842 000.

Future value of the pledged property: EUR 4 400 000 (w/o VAT).

Property description

The mortgaged property consists of three real estate objects: (a) 9,633 sq. m. a plot of land whose address is Lubānas st. 133A, Riga, cadastral No. 0100 121 1284; (b) pumping station of artesian wells, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 009; (c) water tower with address Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 010.

Territorial zoning of the plot of land - Central mixed building area (JC2), where the construction of storage buildings is permitted.

The mortgaged property is located in the lateral part of the Pļavnieki micro-district of the city of Riga. The plot of land is on the left side of Lubānas street. The plot of land is bordered by Lubānas, Braļu Kaudzīs and Kupriču streets. The area is dominated by the 20th century. construction of mid and end production/storage buildings. The plot is located in an area with well-developed engineering infrastructure. It takes about 15 - 25 minutes to drive to the city center, about 30 minutes by public transport. Well-developed transport infrastructure.

Lubānas street is considered one of the main streets of the city, ensuring road transport when entering and leaving the city territory. The street is characterized by a high intensity of traffic.

The plot of land has a fairly regular polygonal shape. The plot borders Lubānas street on one side. Suitable for construction. The relief of the plot is flat, the territory is fenced.

For more details (see Documentation).

Tugevad küljed ja riskid

Tugevad küljed:

Kinnisvara pantimise esimene järjekord - hüpoteek.

Nõrkused:

Laenusaaja on tegutsenud vähem kui kaks aastat.
Laenuvõtja tegevus toimub konkurentsisektoris.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Noor ettevõte
Arendatav kinnistu
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	Articles of association.pdf
2	Brėžiniai.pdf
3	Vertinimo ataskaita.pdf
4	Turto vertinimo ataskaita 2025-04-15.pdf
5	PIID (7 etapas).pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 152 400 €

LTV 60 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 7 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 1 760 000.00 €

Objective of the loan

About the project

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Investeerimine alates 50.00 € - fikseeritud intress 12 %
Investeerimine alates 5 000.00 € - fikseeritud intress 12.5 %
Investeerimine alates 10 000.00 € - fikseeritud intress 13 %
Investeerimine alates 15 000.00 € - fikseeritud intress 13.5 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 7 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2025-05-05

Laenu eeldatav tagasimaksmise kuupäev:* 2025-11-22

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Kinnisvara tüüp

Commercial

Hüpoteegi järjekoht

First order mortgage

LTV

60%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2025-04-09

Hindaja

SIA Latio

Collateral for the loan:

Pledged as a first-ranking mortgage on the property located at 133A Lubānas Street, Riga, Latvia:

A plot of land, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 (land plot area 9633 sq. m);
Pumping station of artesian wells, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 009;
The water tower, whose address is Lubānas street 133A, Riga, Latvia, cadastral No. 0100 121 1284 010.

Value of the pledged property: EUR 842 000.

Future value of the pledged property: EUR 4 400 000 (w/o VAT).

Property description

Territorial zoning of the plot of land - Central mixed building area (JC2), where the construction of storage buildings is permitted.

Lubānas street is considered one of the main streets of the city, ensuring road transport when entering and leaving the city territory. The street is characterized by a high intensity of traffic.

The plot of land has a fairly regular polygonal shape. The plot borders Lubānas street on one side. Suitable for construction. The relief of the plot is flat, the territory is fenced.

For more details (see Documentation).

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

Investeeringute ootel

Lubānas st. 133A, Riga, Latvia (14 stage)

Kogutud:
1 896 € Laenusumma siht:
84 000 €

2.25%

Aastane tootlusmäär
11.00% - 12.50%
Investorit 9
LTV 60%
Riskigrupp B (keskmine)
Kuud 4
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Armališkių st. 5H, Kaunas, Lithuania

Kogutud:
8 498 € Laenusumma siht:
44 200 €

19.22%

Aastane tootlusmäär
14.00% - 15.00%
Investorit 39
LTV 65%
Riskigrupp C (suurem)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Viensėdžio st. 36A, Krikšioniškių vil., Nemenčinės mun., Vilnius d., Lithuania (2 stage)

Kogutud:
19 634 € Laenusumma siht:
80 000 €

24.54%

Aastane tootlusmäär
11.00% - 12.00%
Investorit 55
LTV 60%
Riskigrupp A (madal)
Kuud 12
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel

Business loan #00367

Kogutud:
8 777 € Laenusumma siht:
20 000 €

43.88%

Aastane tootlusmäär
13.00% - 13.00%
Investorit 83
LTV 0%
Riskigrupp B (keskmine)
Kuud 12
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00357 (3 stage)

Kogutud:
5 967 € Laenusumma siht:
13 830 €

43.14%

Aastane tootlusmäär
13.00% - 13.00%
Investorit 40
LTV 0%
Riskigrupp B (keskmine)
Kuud 22
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00372 (1 stage)

Kogutud:
7 810 € Laenusumma siht:
25 000 €

31.24%

Aastane tootlusmäär
15.00% - 15.00%
Investorit 29
LTV 0%
Riskigrupp C (suurem)
Kuud 12
Tagatis Garantii / käendus

Andmed Investeeri

Investeeringute ootel

Business loan #00368 (2 stage)

Kogutud:
500 € Laenusumma siht:
25 000 €

Aastane tootlusmäär
14.00% - 14.00%
Investorit 5
LTV 0%
Riskigrupp B (keskmine)
Kuud 24
Tagatis Garantii / käendus

Andmed Investeeri

Kõik projektid

Kas vajate ettevõtluse arendamise laenu?

Kasvatage oma äri kiiremini! Hüpoteegiga tagatud ärilaenu saamine on Nordstreet märksa lihtsam ja kiirem.

Miks taotleda ärilaenu Nordstreet?

Reklaam ja mugav tagasimaksmine
Kiirus ja laenu tagasimaksmise aeg Teie valikul
Kompetentsus ja lihtsus

Lisateave

Lubānas st. 133A, Riga, Latvia (7 stage)

Laenu kohta

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Laenu kohta

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Laenutagatis

Võlgnik

Tugevad küljed ja riskid

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Dokumendid

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti värskendused

Järelturg

Viimased laenud

Lubānas st. 133A, Riga, Latvia (14 stage)

Armališkių st. 5H, Kaunas, Lithuania

Viensėdžio st. 36A, Krikšioniškių vil., Nemenčinės mun., Vilnius d., Lithuania (2 stage)

Business loan #00367

Business loan #00357 (3 stage)

Business loan #00372 (1 stage)

Business loan #00368 (2 stage)

Kas vajate ettevõtluse arendamise laenu?

Liituge Nordstreet'i investorite kogukonnaga!

Lubānas st. 133A, Riga, Latvia (7 stage)

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Selle teabe nägemiseks registreeruge või logige sisse.

Laenu kohta

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 50.00 €.

Intress

Aastane tootlusmäär

Laenu tähtaeg ja tagasimakse

Laenutagatis

Võlgnik

Tugevad küljed ja riskid

Tugevad küljed:

Nõrkused:

Võimalused:

Ähvardused:

Dokumendid

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti värskendused

Järelturg

Viimased laenud

Lubānas st. 133A, Riga, Latvia (14 stage)

Armališkių st. 5H, Kaunas, Lithuania

Viensėdžio st. 36A, Krikšioniškių vil., Nemenčinės mun., Vilnius d., Lithuania (2 stage)

Business loan #00367

Business loan #00357 (3 stage)

Business loan #00372 (1 stage)

Business loan #00368 (2 stage)

Kas vajate ettevõtluse arendamise laenu?

Liituge Nordstreet'i investorite kogukonnaga!