Projektide loend

Beržų st. 56, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania (2 stage)

Investeeringute ootel

Rahastamise suurus 29 500 €

LTV 50%

Aastane tootlusmäär 13.00%

Projekti kogu oodatav tootlus 19.49%

Laenuperiood

18 kuud

Risk

B (keskmine)

Laenu eesmärk

Arenduslaen

Tagatis Real estate pledge

Riik

Lithuania

Investorit 68

Kogutud:
14 438 € Laenusumma siht:
29 500 €

48.94%

Kui palju teenin, kui investeerin:

Investeeringu suurus

100.00 €

15 062.00 €

13%

Selle projektiga teenin ühe kuu jooksul

€

12 kuu pärast teenin

€

Pärast 18 kuud teenin

€

Ärilaenu tingimused

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 29 500 €

LTV 50 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 70 000.00 €

Purpose of the loan

Funding requires an amount of EUR 79,500, which is divided into two phases. The first phase was financed until 11/29/2023. The borrower, having completed part of the work, revalued the object (property valuation report dated 04/17/2024) and determined the current market value of the property - EUR 159,000. Based on this, the borrower applied for additional financing of EUR 29,500 and improved the property value to loan ratio, which is now 50%. The loan funds will be used for the real estate object, i.e. 174.80 sq. m total area of an unfinished residential house located on Beržų st. 56, Skrabinės village, Rudaminas sen., Vilnius district. sav., Lithuania, for the installation of the facade, interior decoration and maintenance of the well-being. The loan will be repaid by refinancing it at another financial institution or from the proceeds of the property sale. The amount that the project owner allocates to the project himself is EUR 70,000.

About the project

The project consists of a plot of land and an unfinished two-story block masonry residential house, marked on the plan with the index 1A2/b. The registered total area of the building is 174.80 square meters. m., volume - 731 cubic meters. m. According to the cadastral measurements file, on the first floor of the house: two unfurnished rooms (1-1 and 1-2) are registered, partitions are installed in the room (1-1), which, according to the project, form a vestibule, san. the premises of the unit and the kitchen and living room, as well as partitions installed in the room (1-2), which, according to the project, form the boiler room and garage premises; on the second floor of the building: seven unfurnished rooms are registered. Year of construction of the building: 2023. According to the construction project, the energy efficiency class of the building is expected to be A++. The completion of the house registered in the Public Enterprise Register Center is 41 percent.

Real estate is best used for its current purpose (after completion of house construction and interior finishing works). The most likely potential buyers of the property are private individuals who intend to purchase the property and use it for their own purposes (residential purpose).

The residential building is designed with traditional architecture, one-volume shape - a two-story house, four-gable volume. Brick insulated walls with decorative plaster and clinker brick-type decoration, four-gable roof, wooden rafter structures, with profiled tin-type roof covering. The building is designed by applying modern solutions of constructive and engineering parts. The compositional solutions of the building volume correspond to the purpose of the building and the character of the surrounding construction. The interior walls of the residential building are made of brick, plastered, plastered and painted. St. the walls and floors of the nodes are glued with ceramic/stone mass tiles. Solid wood planks or other flooring selected by the builder are used for the floor of the rooms. Stone mass tiles are recommended for the kitchen floor. The ceiling of the building is made of plasterboard panels, plastered, painted. Windows with PVC profile frames. External doors are reinforced structures.

The building can be accessed by car from Biržų Street. Cars are parked and stored in the territory of the plot.

The plot of land is close to a trapezoidal shape, the terrain is relatively flat. The plot borders other undeveloped plots of similar or analogous purpose. Engineering networks:

Electricity - a 0.4 kV underground line runs near the plots of land, on Beržų and Skrabinė streets, and a transformer substation is located nearby;
Gas pipeline - near the plots of land, at 52 Beržų Street, a medium-pressure gas distribution pipeline has been laid.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 13 %

Intressi laenusummalt arvestatakse alates päevast (kaasa arvatud), mil laenusumma makstakse laenusaaja NS PAY kontole või muule kontole (või kontodele), millest laenusaaja teavitab operaatorit kirjalikult enne laenu väljamaksmist;

Laenu tähtaeg ja tagasimakse

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-17

Laenu eeldatav tagasimaksmise kuupäev:* 2025-11-29

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Võlgnik

Ettevõtte nimi UAB Megaveta

Ettevõtte kood 306116986

Ettevõtte registrijärgne asukoht

Laisves pr 78B Vilnius Lietuva 06120

UAB Megaveta - the company was founded on 07/19/2022. Main areas of activity: a) Construction of residential and non-residential buildings; b) Construction of industrial facilities other than buildings; c) Completion and finishing of construction.

The shareholder of the company is 100% Roman Yusupov.

Laenutagatis

Loan collateral:

The property located at Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., Lithuania is pledged as a first-line mortgage:

A plot of land whose address is Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., unique No. 4400-5695-2557, area - 0.1000 ha, cadastral No. 4177/0500:697 Rudamina k. v., purpose: other (method of use: territories of one- and two-family residential buildings);
The building is a one-room residential house, the address of which is Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., unique No. 4400-6208-1729, area - 174.80 sq. m, unfinished construction (completion 41%).

Value of mortgaged property: 159,000 euros.

Additional security measures:

Company guarantee (promissory note);
Guarantee of shareholder and director Roman Yusupov.

Description of the mortgaged property

The mortgaged property consists of two property objects: (a) Property located in Vilnius d., Rudamina mun., Skrabinė village, Beržų st. 56, a plot of land with an area of 0.1000 ha, whose unique no. 4400-5695-2557, cadastral no. 4177/0500:697 Rudamina k. v., purpose: other (method of use: territories of one- and two-family residential buildings); (b) 174.80 sq. m total area unfinished residential house (completion 41%), unique no. 4400-6208-1729, purpose: residential (one-apartment buildings), marking on the plan 1A2/b.

The mortgaged real estate is located in the Nemėžis borough. Nemėžys municipality is located next to the Minsk highway, 8 km southeast of Vilnius. It borders Rudamina, Rukainai, Šatrininkai boroughs and the city of Vilnius. The facility is located about 17 km southeast of the central part of Vilnius city. The locality has a partially developed infrastructure: there is a school - kindergarten, grocery stores, other infrastructure needed by residents is located in Nemėžys settlement or Vilnius city. The immediate environment of the property is dominated by newly built individual and detached residential houses and plots of land that are not built with buildings.

Factors affecting asset value and liquidity:

Good access to the evaluated object (by private transport);
Prospective, expanding settlement;
Quiet location away from noisy streets;
Developed social infrastructure at a short distance;
Underdeveloped public transport network;
Not all access roads are paved;
The location of the property is considered to be good considering the mentioned circumstances.

For more details (see About the Project) (see Documentation).

Tugevad küljed ja riskid

Tugevad küljed:

Ettevõtte garantii (veksel) ning selle direktori ja osaniku garantii.
Laenusaaja tegi maksed õigeaegselt ja viivitamata. (praegune laen Nordstreetilt).
Kinnisvara pantimise esimene järjekord - hüpoteek.

Nõrkused:

Laenusaaja on tegutsenud vähem kui kaks aastat.
Laenuvõtja tegevus toimub konkurentsisektoris.
The company is operating at a loss.
The company experienced a loss.

Võimalused:

Laenusaaja poolt makstav aastane intressimäär on 9% - 10.5%.

Ähvardused:

Noor ettevõte
Ebakindel majanduslik olukord.
Arendatav kinnistu
Rising cost of building materials.

Dokumendid

#	Faili nimi	Faili tüüp	Toimingud
1	Vertinimo ataskaita.pdf
2	Techninis projektas.pdf
3	Išrašas iš NTR - Vilniaus r. sav., Rudaminos sen., Skrabinės k., Beržų g. 56 2024-04-23.pdf
4	Vertinimo ataskaita 2024-04-17.pdf
5	PIID.pdf

Important

Nordstreet võtab turvalisema investeeringu tagamiseks järgmised meetmed:

Projekti LTV (laenu ja väärtuse suhe) ei ületa projekti kirjelduses sätestatud LTV suhet, sealhulgas juhtudel, kui projekti finantseeritakse etapiliselt;
Juhul kui enne projekti algust vajalikku rahasummat ei koguta, tagastatakse kõik investeeringud investeerinud isikutele. Laenusaaja taotlusel võib finantseerimise lugeda väiksema kogutud summaga edukalt lõpetatuks, projekti finantseerimise võib jagada mitmeks etapiks ja / või pikendada projekti rahastamisperioodi. Nendel juhtudel teavitab Nordstreet investoreid ja avaldab oma veebisaidil teabe projekti väiksema summaga lõpetamise, projekti rahastamise mitmeks etapiks jaotamise või projekti rahastamisperioodi pikendamise kohta koos muu teabega projekti kohta;
Projekti investeerides omandavad investorid regressiõigused (nõudeõigused). Nordstreet võib anda investoritele võimaluse neid nõudeõigusi teistele platvormi kasutajatele järelturul üle anda vastavalt kasutustingimustele;
UAB Nordstreet tegevust kontrollib Leedu Keskpank ning UAB Nordstreet on lisatud Leedu Keskpanga hallatavasse ühisrahastuse finantseerimisplatvormide operaatorite avalikku nimekirja.

Laenu kohta

Laenu eesmärk Real estate development

Rahastamise suurus 29 500 €

LTV 50 %

Risk B (keskmine)

Intressimakse Igakuiselt

Laenumakse Laenu perioodi lõpus

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Tagatis

Real estate pledge

Garantii / käendus

Hüpoteegi järjekoht First order mortgage

Amount allocated by project owner 70 000.00 €

Purpose of the loan

About the project

The building can be accessed by car from Biržų Street. Cars are parked and stored in the territory of the plot.

The plot of land is close to a trapezoidal shape, the terrain is relatively flat. The plot borders other undeveloped plots of similar or analogous purpose. Engineering networks:

Electricity - a 0.4 kV underground line runs near the plots of land, on Beržų and Skrabinė streets, and a transformer substation is located nearby;
Gas pipeline - near the plots of land, at 52 Beržų Street, a medium-pressure gas distribution pipeline has been laid.

More about the project (see Documents).

We inform you that the employees of UAB Nordstreet (company code 304565690) are investing in this project.

Investeering alates 100 €.

Intress

Aastane tootlusmäär

Investeerimine alates 100.00 € - fikseeritud intress 13 %

Laenu tähtaeg ja tagasimakse

Laenuperiood 18 kuud

Miinimum laenu tähtaeg 4 kuud

Laenumakse Laenu perioodi lõpus

Eeldatav laenu alguskuupäev:* 2024-05-17

Laenu eeldatav tagasimaksmise kuupäev:* 2025-11-29

Kui laenusaaja maksab laenu ennetähtaegselt tagasi kui laenulepingus märgitud miinimum tähtaeg, kohustub laenusaaja maksma laenuandjale intressi kogu määratud miinimumperioodi eest.

* Laen makstakse tagasi ettevõtte tulevasest kasumist, laenu refinantseerimisest või vara müügist.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Laenutagatis

Tagatis

Real estate pledge

Garantii / käendus

Kinnisvara tüüp

Residential

Hüpoteegi järjekoht

First order mortgage

LTV

50%

Dokumentatsioon

kinnisvara hindamisakt

Aruande koostamise kuupäev

2024-04-17

Hindaja

UAB „Centro kubas – Nekilnojamasis turtas“

Loan collateral:

The property located at Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., Lithuania is pledged as a first-line mortgage:

A plot of land whose address is Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., unique No. 4400-5695-2557, area - 0.1000 ha, cadastral No. 4177/0500:697 Rudamina k. v., purpose: other (method of use: territories of one- and two-family residential buildings);
The building is a one-room residential house, the address of which is Beržų st. 56, Skrabinės village, Rudaminas mun., Vilnius d., unique No. 4400-6208-1729, area - 174.80 sq. m, unfinished construction (completion 41%).

Value of mortgaged property: 159,000 euros.

Additional security measures:

Company guarantee (promissory note);
Guarantee of shareholder and director Roman Yusupov.

Description of the mortgaged property

Factors affecting asset value and liquidity:

Good access to the evaluated object (by private transport);
Prospective, expanding settlement;
Quiet location away from noisy streets;
Developed social infrastructure at a short distance;
Underdeveloped public transport network;
Not all access roads are paved;
The location of the property is considered to be good considering the mentioned circumstances.

For more details (see About the Project) (see Documentation).

Viimased laenud

Nordstreediga on võimalus kõigil hakata investoriks! Registreeri kohe ja alusta investeerimist!

Investeeringute ootel

Ukmergės g. 326, Vilnius, Lietuva (1 stage)

Kogutud:
2 305 € Laenusumma siht:
210 000 €

1.09%

Aastane tootlusmäär
12% - 13%
Investorit 15
LTV 60%
Riskigrupp B (keskmine)
Kuud 9
Tagatis Real estate pledge

Andmed Investeeri

Investeeringute ootel