Projects list

Beržų st. 72/74/80, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania

Processing

Amount of funding 61 020 €

LTV 60%

Annual interest rate 15.00%

Total expected project return 30.00%

Loan period

24 mo.

Risk

C (higher)

Purpose of the loan

Development loan

Collateral Real estate pledge

Country

Lithuania

Investors 33

Raised:
61 020 € Goal:
61 020 €

100.00%

Project updates

Period paid

2025-07-21

The debtor has paid interest for the period 2025-07-29.

Period paid

2025-06-17

The debtor has paid interest for the period 2025-06-29.

Business loan terms

About the loan

Purpose of the loan Real estate development

Amount of funding 61 020 €

LTV 60 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 24 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 100 000.00 €

Purpose of the loan

The amount of EUR 61 020 is required for the financing, which is raised in one stage. The loan proceeds will be used for the development works (installation of foundations, walls) of the real estate objects, i.e. three residential houses with a total area of 106,39 sq.m., located at 72, 74, 80 Beržų g., Skrabinės k., Rudamina sen., Vilniaus r. sav., Lithuania. The total area of the three houses is 319,17 sq.m. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the property. The amount that the project owner himself will contribute to the project is EUR 100 000.

About the project

The project consists of three plots of land for the construction of single-family dwellings, as well as a domestic sewage treatment plant, and their respective shares of infrastructure-engineering-connection plots. Each single-family dwelling has one storey without basement, with a total floor area of 106,39 m2 . The dwelling house is designed for a family of 3-5 persons. The house is functionally divided into day and leisure areas. The accommodation comprises: technical room, lounge, toilet, study, living room-kitchen, bedrooms, toilets and showers, cloakroom, laundry room.

The load-bearing walls of the building are made of masonry blocks, the partition walls are made of plasterboard or masonry. Partitions - wood cladding. The buildings are designed to ensure the essential requirements of the building. The structures comply with the mandatory fire safety requirements in force and with the applicable building regulations, other norms and rules.

Building structures:

Foundations: monolithic and prefabricated g/b.
Hydroinsulation: horizontal: lower layer of cement mortar 1:2 30 mm thick, upper layer of 2-layer insulation.
Walls: blockwork. The blocks may be FIBO blocks. Insulation: rock wool (or equivalent).
Finishing: Decorative clinker, wood panelling and structural plaster. The external finishes will be installed in accordance with the manufacturer's technical requirements, using materials meeting the general requirements of the manufacturer's specifications.
Roof: pitched. Roofing: prefabricated timber or metal. Beams, lintels: precast reinforced concrete.
Anticorrosion protection: all steel elements shall be cleaned of rust, degreased, primed and coated with two coats of anticorrosion coating.
The external frames of the windows (on the facade side) shall be provided with colour. The windows shall be fitted with glued wood frames or plastic double glazing with vents.
Floors in sanitary facilities shall be designed with drainage stairs. Floors shall be easily washable and, where necessary, disinfected. Waterproofing of floors and walls shall be provided.
Internal walls and partitions shall be designed to fulfil their main functional purpose, i.e. to provide a proper and safe separation of spaces in the building, to provide the required sound insulation between rooms, and to provide the required protection against the spread of fire in buildings.

The property is best used for its existing use (after completion of the construction and interior fitting out of the house). The most likely potential buyers of the property are private individuals who intend to purchase the property and use it for their own purposes (residential use).

Car access to the plots from Beržų Street. Cars are parked and stored on the plots. The plots are close to rectangular in shape and the terrain is relatively flat. The plots are adjacent to other undeveloped plots of similar or analogous use.

Utilities:

Electricity: a 0.4 kV underground line passes close to the plots (Vilniaus r. sav., Rudamina sen., Skrabinės k., Beržų g.), the nearest electricity transformer is about 100 m away.
Gas: a medium pressure gas distribution pipeline is located in the vicinity of the land parcels (Vilnius r. municipality, Nemėžio sen., Skaidiškių k., Beržų g. 52, approx. 250 m away).

More information about the project (see Documents).

Investment from 10.00 €.

Interest

Annual interest rate

Investing from 10.00 € - fixed interest 15 %

The Interest on the Loan Amount shall be calculated from and including the date of disbursement of the Loan Amount to the Debtor's Account or to such other account (or accounts) as notified by the Debtor to the Operator in writing prior to the disbursement of the Loan Amount.

Loan term and repayment

Loan period 24 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-05-29

Estimated loan repayment date:* 2027-05-27

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Debtor

Company title UAB Megaveta

Company code 306116986

Company registration address

Laisves pr 78Б Vilnius Lithuania 06120

UAB Megaveta is a company incorporated on 19-07-2022. The main activities of the company are: (a) Construction of residential and non-residential buildings (EVRK 412000); (b) Construction of industrial facilities other than buildings; (c) Building completion and finishing. The Company may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania.

The Company's shareholder is 100% Roman Yusupov.

Loan protection collateral

Loan collateral:

The property located at 72, 74, 80 Beržų g., 80 Skrabinės k., Rudamina sen., Vilniaus r. sav. shall be pledged as a mortgage of the first rank, Lithuania:

Land plot with address Beržų g. 72, Skrabinės k., Rudaminos sen., Vilniaus r. sav., unique No. 4400-5738-9768, cadastral No. 4177/0500:703 Rudaminos k.v, area - 0,1000 ha, use: other (use: territories of one- and two-family residential buildings);
Land plot, the address of which is Beržų g. 74, Skrabinės k., Rudaminos sen., Vilniaus r. sav, unique No 4400-5738-9881, cadastral No 4177/0500:702, area - 0,1000 ha, use: other (use: territories of one- and two-family dwellings);
Land plot with address Beržų g. 80, Skrabinės k., Rudamina sen., Vilniaus r. sav., unique No. 4400-5739-0004, cadastral No. 4177/0500:704 Rudamina k.v., area - 0,1000 hectares, designation: other (use: territories of single and two-family residential buildings);
3/14 parts of the land plot with the address of the address of the land parcel Skrabinės k., Rudamina sen., Vilniaus r. sav., unique No. 4400-3940-1704, cadastral No. 4177/0500:1203, Rudamina k.v., area - 0,2284 ha, use: other (use: territories of communication and engineering network corridors);
3/14 parts of the land plot, the address of which is Skrabinės k., Rudaminos sen., Vilniaus r. sav., unique No. 4400-3939-9070, cadastral No. 4177/0500:1204, area - 0,2271 ha, purpose: other (use: territories of communication and engineering network corridors).

Value of the pledged property: EUR 101 700.

Additional security:

Company guarantee (promissory note);
Surety of the shareholder and director Roman Yusupov.

Description of the pledged property

The pledged property consists of three 10-acre plots of land intended for residential construction (type of use: territories of single-family and semi-detached dwellings) located in Vilnius r. municipality, Vilnius r, Rudamina sen., Skrabinės k., Beržų str. 72, 74 and 80 and 3/14 parts of two infrastructure land plots (use type: territories of communication and engineering network corridors) belonging to these land plots. All three parcels are intended for residential development and are close to rectangular in shape with a relatively flat topography. All plots were formed by cadastral surveys.

The mortgaged property is located in the Nemėžis municipality. The municipality of Nemėžio is located next to the Minsk highway, 8 km south-east of Vilnius. It borders on Rudamina, Rukainiai, Šatrininkai and Vilnius city. The property is located approximately 17 km south-east of the central part of Vilnius city. There is a partially developed infrastructure in the locality: a kindergarten, a school, grocery stores, other infrastructure necessary for the inhabitants is located in the village of Nemėžio or in the town of Vilnius. The immediate vicinity of the property is dominated by newly built detached and terraced houses and undeveloped plots of land.

Factors affecting property value and liquidity:

Good access to the valued object (by private transport);
Perspective, growing settlement;
Quiet location away from noisy streets;
Developed social infrastructure within a short distance;
Not well-developed public transport network;
Not all access roads are asphalted;
The location of the property is considered to be good in the light of the above considerations.

In the view of the valuer, each property, i.e. The appraiser, having analysed the location of the mortgaged property, the existing documentation and the future perspectives, has found that alternative uses of the mortgaged property are not appropriate, as the mortgaged property is best suited for the existing uses and the existing use, i.e. The most likely potential purchasers of the mortgaged property are private individuals who intend to acquire the property and use it for their own purposes.

For more information (see About the project) (see Documents).

Strengths and risks

Strengths:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The borrower made payments on time and without delay. (current loan at Nordstreet)
The first order of real estate pledge - mortgage.

Weaknesses:

Borrower 's activities are in a competitive sector.
The company is operating at a loss.
The company experienced a loss.

Possibilities:

The annual interest rate payable by the borrower is 15.00%.

Threats:

Uncertain economic situation.
Property is in development stage.
Rising cost of building materials.

Documents

#	File name	File type	Actions
1	Istatai_uab_megaveta.pdf
2	Turto vertinimo ataskaita.pdf
3	Statybos leidimai.pdf
4	Techninis projektas.pdf
5	Žemės sklypų planai.pdf
6	PIID.pdf

Important

Nordstreet takes the following measures to ensure a safer investment:

The loan to value ratio of the project will not exceed the LTV ratio provided in the project description, including in cases when the project will be financed in stages.
If the required amount of funding is not collected before the start of the project, all investments will be returned to the investors. Upon application by the Debtor, the financing may be considered to have been successfully completed with a smaller amount collected, the financing of the project may be divided into several stages and / or the financing period of the project may be extended. In these cases, Nordstreet informs the funders and publishes the information on the completion of the project with a smaller amount, the division of the project funding into several stages or the extension of the project funding period on its website together with other information about the project.
By investing in a project, financiers acquire rights of recourse (claim rights). Nordstreet may provide the financiers with the possibility to transfer these claim rights to other users of the platform on the Secondary Market in accordance with the User Terms.
The activities of UAB Nordstreet are supervised by the Bank of Lithuania and UAB Nordstreet is included on the Public List of Operators of Crowdfunding Financing Platforms administered by the Bank of Lithuania.

About the loan

Purpose of the loan Real estate development

Amount of funding 61 020 €

LTV 60 %

Risk C (higher)

Payment of interest Every month

Loan repayment At the end of the loan period

Loan period 24 mo.

Minimum loan period 4 mo.

Collateral

Real estate pledge

Guarantees / surety

Mortgage rank First order mortgage

Amount allocated by project owner 100 000.00 €

Purpose of the loan

About the project

Building structures:

Foundations: monolithic and prefabricated g/b.
Hydroinsulation: horizontal: lower layer of cement mortar 1:2 30 mm thick, upper layer of 2-layer insulation.
Walls: blockwork. The blocks may be FIBO blocks. Insulation: rock wool (or equivalent).
Finishing: Decorative clinker, wood panelling and structural plaster. The external finishes will be installed in accordance with the manufacturer's technical requirements, using materials meeting the general requirements of the manufacturer's specifications.
Roof: pitched. Roofing: prefabricated timber or metal. Beams, lintels: precast reinforced concrete.
Anticorrosion protection: all steel elements shall be cleaned of rust, degreased, primed and coated with two coats of anticorrosion coating.
The external frames of the windows (on the facade side) shall be provided with colour. The windows shall be fitted with glued wood frames or plastic double glazing with vents.
Floors in sanitary facilities shall be designed with drainage stairs. Floors shall be easily washable and, where necessary, disinfected. Waterproofing of floors and walls shall be provided.
Internal walls and partitions shall be designed to fulfil their main functional purpose, i.e. to provide a proper and safe separation of spaces in the building, to provide the required sound insulation between rooms, and to provide the required protection against the spread of fire in buildings.

Utilities:

Electricity: a 0.4 kV underground line passes close to the plots (Vilniaus r. sav., Rudamina sen., Skrabinės k., Beržų g.), the nearest electricity transformer is about 100 m away.
Gas: a medium pressure gas distribution pipeline is located in the vicinity of the land parcels (Vilnius r. municipality, Nemėžio sen., Skaidiškių k., Beržų g. 52, approx. 250 m away).

More information about the project (see Documents).

Investment from 10.00 €.

Interest

Annual interest rate

Investing from 10.00 € - fixed interest 15 %

Loan term and repayment

Loan period 24 mo.

Minimum loan period 4 mo.

Loan repayment At the end of the loan period

Estimated start date of the loan:* 2025-05-29

Estimated loan repayment date:* 2027-05-27

If the Debtor repays the Loan earlier than after the specified minimum loan period, it undertakes to pay interest to the Lender for the entire specified minimum period.

* The loan is planned to be repaid by the end of the project term from the expected growing income of the company, increasing profits, sale of assets or refinancing of the loan.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Loan protection collateral

Collateral

Real estate pledge

Guarantees / surety

Property type

Residential

Mortgage rank

First order mortgage

LTV

60%

Documentation

Asset Valuation Report

Report preparation date

2025-05-02

Assessor

UAB „Centro kubas – Nekilnojamasis turtas“

Loan collateral:

The property located at 72, 74, 80 Beržų g., 80 Skrabinės k., Rudamina sen., Vilniaus r. sav. shall be pledged as a mortgage of the first rank, Lithuania:

Land plot with address Beržų g. 72, Skrabinės k., Rudaminos sen., Vilniaus r. sav., unique No. 4400-5738-9768, cadastral No. 4177/0500:703 Rudaminos k.v, area - 0,1000 ha, use: other (use: territories of one- and two-family residential buildings);
Land plot, the address of which is Beržų g. 74, Skrabinės k., Rudaminos sen., Vilniaus r. sav, unique No 4400-5738-9881, cadastral No 4177/0500:702, area - 0,1000 ha, use: other (use: territories of one- and two-family dwellings);
Land plot with address Beržų g. 80, Skrabinės k., Rudamina sen., Vilniaus r. sav., unique No. 4400-5739-0004, cadastral No. 4177/0500:704 Rudamina k.v., area - 0,1000 hectares, designation: other (use: territories of single and two-family residential buildings);
3/14 parts of the land plot with the address of the address of the land parcel Skrabinės k., Rudamina sen., Vilniaus r. sav., unique No. 4400-3940-1704, cadastral No. 4177/0500:1203, Rudamina k.v., area - 0,2284 ha, use: other (use: territories of communication and engineering network corridors);
3/14 parts of the land plot, the address of which is Skrabinės k., Rudaminos sen., Vilniaus r. sav., unique No. 4400-3939-9070, cadastral No. 4177/0500:1204, area - 0,2271 ha, purpose: other (use: territories of communication and engineering network corridors).

Value of the pledged property: EUR 101 700.

Additional security:

Company guarantee (promissory note);
Surety of the shareholder and director Roman Yusupov.

Description of the pledged property

Factors affecting property value and liquidity:

Good access to the valued object (by private transport);
Perspective, growing settlement;
Quiet location away from noisy streets;
Developed social infrastructure within a short distance;
Not well-developed public transport network;
Not all access roads are asphalted;
The location of the property is considered to be good in the light of the above considerations.

For more information (see About the project) (see Documents).

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Beržų st. 72/74/80, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania

About the loan

Investment from 10.00 €.

Interest

Annual interest rate

Loan term and repayment

Strengths:

Weaknesses:

Possibilities:

Threats:

Nordstreet takes the following measures to ensure a safer investment:

About the loan

Investment from 10.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Strengths:

Weaknesses:

Possibilities:

Threats:

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

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Business loan #00368 (1 stage)

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Vilniaus st. 38/38A/38B, Putiniškių vil., Sudervės mun., Vilniaus d., Lithuania (6 stage)

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Beržų st. 72/74/80, Skrabinės vil., Rudamina, Vilniaus d. mun., Lithuania

Please register or sign in to access this information.

About the loan

Investment from 10.00 €.

Interest

Annual interest rate

Loan term and repayment

Strengths:

Weaknesses:

Possibilities:

Threats:

Nordstreet takes the following measures to ensure a safer investment:

Please register or sign in to access this information.

About the loan

Investment from 10.00 €.

Interest

Annual interest rate

Loan term and repayment

Loan protection collateral

Debtor

Strengths and risks

Strengths:

Weaknesses:

Possibilities:

Threats:

Documents

Nordstreet takes the following measures to ensure a safer investment:

Project updates

Secondary market

Latest loans

Vilniaus st. 38/38A/38B, Putiniškių vil., Sudervės mun., Vilniaus d., Lithuania (7 stage)

Business loan #00359 (1 stage)

Business loan #00369

Business loan #00357 (3 stage)

Business loan #00368 (1 stage)

Business loan #00367

Vilniaus st. 38/38A/38B, Putiniškių vil., Sudervės mun., Vilniaus d., Lithuania (6 stage)

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News

Join the Nordstreet investor community!