Lista de proyectos

Quarter "Asiūklės parkas" (developed by "Lapino namai") Riešės mun., Vilnius d., Lithuania (3rd loan)

Fase de recaudación

Cantidad de fondos 69 470 €

LTV 69%

Tipo de interés anual 11.00% - 12.50%

Rendimiento total esperado del proyecto 22.00% - 25.00%

Período de préstamo

24 m.

Riesgo

A (bajo)

Finalidad del préstamo

Préstamo de desarrollo

Colateral Prenda inmobiliaria

País

Lithuania

Inversores 181

Recaudado:
68 533 € Objetivo:
69 470 €

98.65%

Cuánto ganaré si invierto:

Tamaño de la inversión

100.00 €

937.00 €

11% 11.25% 11.5% 11.75% 12% 12.25% 12.5%

Con este proyecto en un mes ganaré

0.92 €

Después de 12 meses ganaré

11.00 €

Después de 24 meses ganaré

22.00 €

* This calculator is exemplary and provides approximate results. Please note that the actual earnings may differ from the results provided by the calculator

Condiciones del préstamo para empresas

Sobre el préstamo

Finalidad del préstamo Desarrollo inmobiliario

Cantidad de fondos 69 470 €

LTV 69 %

Riesgo A (bajo)

Pago de intereses Cada mes

Devolución del préstamo Al final del período de préstamo

Período de préstamo 24 m.

Período mínimo de préstamo 4 m.

Colateral

Prenda inmobiliaria

Garantías / avales

Rango de la hipoteca Hipoteca de primer orden

Amount allocated by project owner 30 630.00 €

Objective of the loan

The financing requires an amount of €69,470 to be raised in one stage. The loan will be used for the construction of a housing estate on a plot of almost 20 ha. The development will be a cosy, harmoniously designed suburban housing estate called "Asiūklės parkas". The development will be carried out in 3 to 4 phases, with a total of 10 types of 79 one-storey, 140-300 sqm dwellings to be built with full finishing. The development will consist of enclosed residents-only leisure areas with green areas, tennis, padel, basketball courts, community meeting space, children's playgrounds, etc. Each house in the block will be allocated a plot of land of 7.5-15 acres. The project will be financed by separate loans according to the phasing of the development. The loan will be repaid by refinancing with another financial institution or from the sale of the property and/or from the company's income.

About the project

"Asiūklės parkas" is one of the four "Lapino namai" projects currently being developed in Vilnius and its surroundings. The project's unified architecture, aesthetic environment, well-developed infrastructure, quality and innovative construction solutions, spacious plots of land - all this guarantees the lasting value of Lapino namai.Lapino namai builds homes for those who don't want to worry about construction or fitting out - the projects are built in whole streets with the work taking place at similar times, thus avoiding the unproductive architecture in the neighbourhood and allowing to minimise the unpleasant phase of living in the neighbourhood on the construction site. The project will develop houses of various sizes (140-300 sqm) with spacious plots assigned to them, even for the smallest houses.

The development will be located in Asiūklė, Riešės sen., an area surrounded by nature and accessible by asphalt roads. "The Asiūklė Park development is just a few kilometres from Vilnius city centre. On the way to the city centre, there is a well-developed social infrastructure: kindergartens, schools, shops, restaurants and supermarkets. Infrastructure is also being developed in the "Asiūklės parkas" neighbourhood itself: spacious green areas, asphalted and lit streets, pavements. Recreation areas such as a padel and tennis club, children's playgrounds are also planned.

Main advantages of the project:

Aesthetics of the houses and the whole block
Stylish and durable facades
Single architecture
Clean streets
Fully furnished modern houses
Development of the neighbourhoods in close phases
Almost no living on the construction site

Homes are designed with quality and advanced building and finishing materials:

Walls are built using a robust block-concrete monolith construction. The result is extremely strong and durable walls - much stronger than modern masonry. These walls also provide extremely good heat storage properties - the walls absorb heat in winter and cool in summer - and extremely good sound insulation
Facades made of thermowood and slate tiles, considered to be among the strongest and most durable natural stone products
Blue plasterboard acoustic partitions for better sound insulation
For finishing - quality and durable materials
Extremely warm windows with very good thermal insulation properties against wind, moisture and noise

Innovative solutions in the design of the houses in the "Asshole Park" project:

Smart Home system that allows you to control your home from anywhere in the world
Solar power plant and batteries to minimise the cost of maintaining the house
Fully autonomous energy system - no disruption to the power grid

Infrastructure solutions for the residential area:

Alpaved and illuminated streets

Green and public spaces landscaped and beautified

Sports complex, other services

Since 2016, Lapino namai, together with its partners, has already offered several hundred plots of land in and around Vilnius city to the market. Having realised that the sale of individual plots and uncontrolled construction of houses causes endless problems and architectural chaos, the Lapino namai team has started to develop residential estates and the developer has offered its buyers coherent, rationally planned and complete solutions - nature-friendly houses in unified architectural settlements surrounded by nature, and good return on capital and turnover for investors.

Lapino House's upcoming projects include nearly 500 houses to be built in sustainable individual house towns covering a total area of over 45 hectares. The plan is to design, build and market modern, environmentally friendly, fully furnished homes in cohesive settlements.

Please be informed that this project is subject to amendments to the general loan conditions. All applicable modifications are listed in the Special Conditions of the Loan Agreement, the form of which is attached to this project (see Documents).

For more information about the project (see Documents).

Inversión a partir de 50.00 euros.

Interés

Tipo de interés anual

Invertir desde 50.00 € - interés fijo 11 %
Invertir desde 1 000.00 € - interés fijo 11.25 %
Invertir desde 3 000.00 € - interés fijo 11.5 %
Invertir desde 5 000.00 € - interés fijo 11.75 %
Invertir desde 7 500.00 € - interés fijo 12 %
Invertir desde 10 000.00 € - interés fijo 12.25 %
Invertir desde 15 000.00 € - interés fijo 12.5 %

Los intereses del Importe del Préstamo se calcularán a partir de la fecha dedesembolso del Importe del Préstamo en la Cuenta del Deudor o en cualquier otracuenta (o cuentas) que el Deudor notifique por escrito al Operador antes deldesembolso del Importe del Préstamo.

Plazo y reembolso del préstamo

Período de préstamo 24 m.

Período mínimo de préstamo 4 m.

Devolución del préstamo Al final del período de préstamo

Fecha estimada de inicio del préstamo:* 2025-05-16

Fecha estimada de reembolso del préstamo:* 2027-05-16

Si el Deudor reembolsa el Préstamo antes de que transcurra el período mínimo de préstamo especificado, se compromete a pagar intereses al Prestamista durante todo el período mínimo especificado.

* Está previsto que el préstamo se reembolse al final del plazo del proyecto con los ingresos crecientes previstos de la empresa, el aumento de los beneficios, la venta de activos o la refinanciación del préstamo.

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Deudor

Título de la empresa UAB NewReal Investicija

CIF/NIF 305563500

Dirección de registro de la empresa

Krokuvos str. 13 Vilnius Lithuania 09314

Página web de la empresa www.lapinonamai.lt

NewReal Investicija - company incorporated on 2 June 2020. Activities: (a) construction of residential and non-residential buildings; construction of industrial facilities other than buildings; (b) demolition and site preparation of buildings; construction of structures other than buildings; (c) construction completion and finishing; (d) specialised design activities; (e) management consultancy activities; consulting business and other management activities.The Company may engage in any other activity which is not contrary to the legislation of the Republic of Lithuania. The Company's sales revenue in 2023 amounted to EUR 2 434 247 and its total assets to EUR 4 092 491. The company's CEO, Juozas Lapienis, started his career in real estate development with the development of plots of land, later expanding the development spectrum to the development of residential housing estates.

He specialises in the development of individual housing estates. The projects include A+ and A++ energy class single and two-storey single-family dwellings, characterised by unified architecture and spacious plots of land of 4-9 acres for each dwelling. The dwellings are offered only with full finishing. The developer's business model and years of experience in the development of residential territories, construction and furnishing of houses have allowed to create offers that meet the needs of the market, which results in successful sales of the company.

The shareholder of the company is 100% Audronė Lapienienė.

Projects implemented by the company in 2016-2023:

2016 PLOTS COMPLEX | "Kalvų Terasos I Stage" (64 plots, 6ha)
2017 PLOTS COMPLEX | "Vilniaus Kalvos" (98 plots, 10 ha)
2018 PLOTS COMPLEX | "Bičiulių terasos" (100 plots, 12ha)
2018 PLOTS COMPLEX | "Kalvų Terasos Phase II" (36 plots, 4ha)
2020 PLOTS COMPLEX | "Kalvų Terasos Phase III" (47 plots, 5ha)
2021 RESIDENTIAL HOUSING COMPLEX | "Lapinas namai Vilniaus Kalvos" (14 houses (property units))
2022 HOUSES. QUARTER OF HOUSES | "Lapino namai Vilniaus Kalvos" (14 houses (property units))
2022 HOUSES. QUARTER OF HOUSES | "Lapinas namai Bičiulių Terasose I phase I" (26 houses (property units))
2023 HOUSES QUARTER OF HOUSES | "Lapino namai Bičiulių Terasose Phase I" (26 houses (property units))
2023 HOUSES. QUARTER OF HOUSES | "Lapino namai Bičiulių Terasose IIas" (20 houses (property units))
2024-2025 HOUSES HOUSING QUARTIES | Large-scale development of residential quarters on the currently available and ready for development 45 hectares of land

Garantía de protección del préstamo

Loan collateral:

The following property at 27, 29, 31 Bruknių st., Riešės sen., Vilniaus r. sav., Lithuania is subject to first-ranking mortgage:

Land plot, the address of which is Vilnius r. sav., Riešės sen., Asiūklės vs., Bruknių st. 27, total area 0,1800 ha, unique No. 4400-5169-6083, cadastre No. 4117/0200:384 Didžiosios Riešės k. v., main use - other, land plot use type - territory of single and two-family residential buildings.
Land plot, the address of which is Vilniaus r. sav., Riešės sen., Asiūklės vs., Bruknių st. 29, total area 0,1806 ha, unique No. 4400-5169-6050, cadastre No. 4117/0200:514 Didžiosios Riešės k. k., main use - other, land plot use type - territory of single-family and semi-detached residential buildings.
Land plot, the address of which is Vilniaus r. sav., Riešės sen., Asiūklės vs., Bruknių st. 31, total area 0,1610 ha, unique No. 4400-5169-6040, cadastre No. 4117/0200:556 Didžiosios Riešės k. v., the main use designation - other, the method of use of the land plot - territories of one- and two-family residential buildings.

Value of the pledged property: EUR 100 100.

Additional security:

Guarantee (promissory note) from the company (borrower).

During the execution of this project, the Borrower shall be entitled to replace the collateral, i.e. the real estate mortgaged with a first ranking mortgage, with an equivalent one, as indicated in the Property Valuation Certificate of the Real Estate Valuation Report No. 122190 VAT_2024 GDR VHAN, which is attached to this project (see Documents), the value of which is equal to or greater than the value of the item to be replaced.

Description of the Pledged Real Estate

The Pledged Real Estate is located in the territory of Vilnius district municipality, in the territory of the Rieste elderly municipality, in the village of Asiūklė, at the address: Brukni g. 13, 15, 17, 19, 21, 23, 25.

The mortgaged property is located in the Riese municipality, Asiūklės vs, in the territory bounded by Asiūklės street and undeveloped territory. The mortgaged property is situated in a picturesque location, in a block of land plots intended for the construction of single-family/twin-family dwellings, surrounded by wooded areas. The immediate vicinity of the mortgaged property is dominated by detached and semi-detached dwellings and plots of land developed for residential use. On the other side of Asiūklė Street is a block of sub-divided residential houses. Approximately 1,5 km to the south-east is the HBH restaurant, with restaurants nearby: "A little further on is the territory of Verkiai Regional Park. The nearest supermarket is 8 km away, on Molėtų plente, where there is an IKI store, a post office, several catering establishments, Gintarinė vaistinė, and a Circle K petrol station. In Didžioji Riese, about 6.5 km away, there is also a grocery store MAXIMA X, a grocery store in Vilnius Riese St. Riešės Gymnasium, kindergarten "Riešiukas" and Riešės Family Clinic.

The mortgaged property is located approximately 1 km from the Molėtai highway. The mortgaged property is accessible by asphalted streets and a dirt road. The property is approximately 20 km from Vilnius city centre. Access to Vilnius city centre and other districts by private transport is considered to be good due to the nearby Molėtai highway. Public transport links are less convenient due to the distant public transport stop and the low number of buses.

The property's value is positively influenced by the fact that it is well connected to the city of Vilnius and the other settlements of the Vilnius district by private transport. The mortgaged land plots are located in an emerging neighbourhood, in a picturesque location, surrounded by wooded area. The value of the property is also positively influenced by the fact that the mortgaged property has good accessibility. The value of the mortgaged property is negatively affected by the currently underdeveloped social infrastructure.

In the view of the valuers, the mortgaged assets (each plot of land) form a complete whole, the use of the mortgaged assets for residential/other purposes (construction of a residential house (single/double-detached)) is the maximum and best use of the mortgaged assets, and therefore their current/planned use is the maximum and best use of the mortgaged assets.

The mortgaged assets have potential for development. The plots of land can be used for the construction of a dwelling house (single/family house). As the current/intended use of the mortgaged property is the maximum and best use, alternative uses would not be the most efficient/profitable use of the mortgaged property.

For further details (see Documents).

Puntos fuertes y riesgos

Puntos fuertes:

El primer orden de prenda de bienes raíces - hipoteca.
Garantía de la empresa (letra de cambio).

Puntos débiles:

Las actividades del prestatario se encuentran en un sector competitivo.

Posibilidades:

El tipo de interés anual que debe pagar el prestatario es %tipo_de_retorno%.

Amenazas:

Situación económica incierta.
La propiedad está en fase de desarrollo.
Aumento del coste de los materiales de construcción.

Documentos

#	Nombre del archivo	Tipo de archivo	Acciones
1	UAB NewReal investicija įstatai.pdf
2	Detalusis planas.pdf
3	Vertinimo ataskaita Asiūklės vs. 2024-11-08.pdf
4	Asiūklės parkas projekto I vystymo etapas.pdf
5	Detaliojo plano pagrindinis brėžinys.pdf
6	Sporto kompleksas.pdf
7	Paskolos specialiųjų sąlygų forma.pdf
8	Turto vertės nustatymo pažyma.pdf
9	Vieno iš namų projektas.pdf
10	PIID.pdf

¡Importante

Nordstreet toma las siguientes medidas para garantizar una inversión más segura:

La relación préstamo-valor del proyecto no superará la relación préstamo-valor prevista en la descripción del proyecto, incluso en los casos en que el proyecto se financie por etapas.
Si no se recauda la cantidad requerida antes del inicio del proyecto, todas las inversiones se devolverán a los inversores. A petición del deudor, la financiación puede considerarse concluida con éxito con un importe menor recaudado, la financiación del proyecto puede dividirse en varias etapas y/o el período de financiación del proyecto puede ampliarse. En estos casos, Nordstreet informa a los financiadores y publica la información sobre la finalización del proyecto con una cantidad menor, la división de la financiación del proyecto en varias etapas o la ampliación del periodo de financiación del proyecto en su página web junto con otra información sobre el proyecto.
Al invertir en un proyecto, los financiadores adquieren derechos de recurso (derechos de reclamación). Nordstreet puede ofrecer a los financiadores la posibilidad de transferir estos derechos de reclamación a otros usuarios de la plataforma en el Mercado Secundario de acuerdo con las Condiciones de Uso.
Las actividades de UAB Nordstreet están supervisadas por el Banco de Lituania y UAB Nordstreet está incluida en la Lista Pública de Operadores de Plataformas de Financiación Crowdfunding administrada por el Banco de Lituania.

Sobre el préstamo

Finalidad del préstamo Desarrollo inmobiliario

Cantidad de fondos 69 470 €

LTV 69 %

Riesgo A (bajo)

Pago de intereses Cada mes

Devolución del préstamo Al final del período de préstamo

Período de préstamo 24 m.

Período mínimo de préstamo 4 m.

Colateral

Prenda inmobiliaria

Garantías / avales

Rango de la hipoteca Hipoteca de primer orden

Amount allocated by project owner 30 630.00 €

Objective of the loan

About the project

Main advantages of the project:

Aesthetics of the houses and the whole block
Stylish and durable facades
Single architecture
Clean streets
Fully furnished modern houses
Development of the neighbourhoods in close phases
Almost no living on the construction site

Homes are designed with quality and advanced building and finishing materials:

Walls are built using a robust block-concrete monolith construction. The result is extremely strong and durable walls - much stronger than modern masonry. These walls also provide extremely good heat storage properties - the walls absorb heat in winter and cool in summer - and extremely good sound insulation
Facades made of thermowood and slate tiles, considered to be among the strongest and most durable natural stone products
Blue plasterboard acoustic partitions for better sound insulation
For finishing - quality and durable materials
Extremely warm windows with very good thermal insulation properties against wind, moisture and noise

Innovative solutions in the design of the houses in the "Asshole Park" project:

Smart Home system that allows you to control your home from anywhere in the world
Solar power plant and batteries to minimise the cost of maintaining the house
Fully autonomous energy system - no disruption to the power grid

Infrastructure solutions for the residential area:

Alpaved and illuminated streets

Green and public spaces landscaped and beautified

Sports complex, other services

For more information about the project (see Documents).

Inversión a partir de 50.00 euros.

Interés

Tipo de interés anual

Invertir desde 50.00 € - interés fijo 11 %
Invertir desde 1 000.00 € - interés fijo 11.25 %
Invertir desde 3 000.00 € - interés fijo 11.5 %
Invertir desde 5 000.00 € - interés fijo 11.75 %
Invertir desde 7 500.00 € - interés fijo 12 %
Invertir desde 10 000.00 € - interés fijo 12.25 %
Invertir desde 15 000.00 € - interés fijo 12.5 %

Plazo y reembolso del préstamo

Período de préstamo 24 m.

Período mínimo de préstamo 4 m.

Devolución del préstamo Al final del período de préstamo

Fecha estimada de inicio del préstamo:* 2025-05-16

Fecha estimada de reembolso del préstamo:* 2027-05-16

Procedure for disputes between parties to a financing transaction

The investor has the right to withdraw their investment within 96 hours from the submission of the money lending proposal on the platform

Garantía de protección del préstamo

Colateral

Prenda inmobiliaria

Garantías / avales

Tipo de propiedad

Residencial

Rango de la hipoteca

Hipoteca de primer orden

LTV

69%

Documentación

Informe de valoración de activos

Fecha de elaboración del informe

2024-11-08

Asesor

UAB „OBER-HAUS“ nekilnojamas turtas

Loan collateral:

The following property at 27, 29, 31 Bruknių st., Riešės sen., Vilniaus r. sav., Lithuania is subject to first-ranking mortgage:

Land plot, the address of which is Vilnius r. sav., Riešės sen., Asiūklės vs., Bruknių st. 27, total area 0,1800 ha, unique No. 4400-5169-6083, cadastre No. 4117/0200:384 Didžiosios Riešės k. v., main use - other, land plot use type - territory of single and two-family residential buildings.
Land plot, the address of which is Vilniaus r. sav., Riešės sen., Asiūklės vs., Bruknių st. 29, total area 0,1806 ha, unique No. 4400-5169-6050, cadastre No. 4117/0200:514 Didžiosios Riešės k. k., main use - other, land plot use type - territory of single-family and semi-detached residential buildings.
Land plot, the address of which is Vilniaus r. sav., Riešės sen., Asiūklės vs., Bruknių st. 31, total area 0,1610 ha, unique No. 4400-5169-6040, cadastre No. 4117/0200:556 Didžiosios Riešės k. v., the main use designation - other, the method of use of the land plot - territories of one- and two-family residential buildings.

Value of the pledged property: EUR 100 100.

Additional security:

Guarantee (promissory note) from the company (borrower).

Description of the Pledged Real Estate

For further details (see Documents).

Deudor

Título de la empresa UAB NewReal Investicija

CIF/NIF 305563500

Dirección de registro de la empresa

Krokuvos str. 13 Vilnius Lithuania 09314

Página web de la empresa www.lapinonamai.lt

The shareholder of the company is 100% Audronė Lapienienė.

Projects implemented by the company in 2016-2023:

2016 PLOTS COMPLEX | "Kalvų Terasos I Stage" (64 plots, 6ha)
2017 PLOTS COMPLEX | "Vilniaus Kalvos" (98 plots, 10 ha)
2018 PLOTS COMPLEX | "Bičiulių terasos" (100 plots, 12ha)
2018 PLOTS COMPLEX | "Kalvų Terasos Phase II" (36 plots, 4ha)
2020 PLOTS COMPLEX | "Kalvų Terasos Phase III" (47 plots, 5ha)
2021 RESIDENTIAL HOUSING COMPLEX | "Lapinas namai Vilniaus Kalvos" (14 houses (property units))
2022 HOUSES. QUARTER OF HOUSES | "Lapino namai Vilniaus Kalvos" (14 houses (property units))
2022 HOUSES. QUARTER OF HOUSES | "Lapinas namai Bičiulių Terasose I phase I" (26 houses (property units))
2023 HOUSES QUARTER OF HOUSES | "Lapino namai Bičiulių Terasose Phase I" (26 houses (property units))
2023 HOUSES. QUARTER OF HOUSES | "Lapino namai Bičiulių Terasose IIas" (20 houses (property units))
2024-2025 HOUSES HOUSING QUARTIES | Large-scale development of residential quarters on the currently available and ready for development 45 hectares of land

Documentos

#	Nombre del archivo	Tipo de archivo	Acciones
1	UAB NewReal investicija įstatai.pdf
2	Detalusis planas.pdf
3	Vertinimo ataskaita Asiūklės vs. 2024-11-08.pdf
4	Asiūklės parkas projekto I vystymo etapas.pdf
5	Detaliojo plano pagrindinis brėžinys.pdf
6	Sporto kompleksas.pdf
7	Paskolos specialiųjų sąlygų forma.pdf
8	Turto vertės nustatymo pažyma.pdf
9	Vieno iš namų projektas.pdf
10	PIID.pdf

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