Projektliste

Mokyklos st. 1B, Viešvilė, Jurbarko d. mun., Lithuania (1 stage)

Warten auf Investitionen

Finanzierungsbetrag 61 000 €

LTV 60%

Jahreszinssatz 12.00% - 13.00%

Erwartete Gesamtprojektrendite 12.00% - 12.99%

Kreditzeitraum

12 mo.

Risiko

B (medium)

Zweck des Kredits

Loan for acquisition

Sicherung Real estate pledge

Land

Lithuania

Investoren 86

Erhoben:
27 423 € Ziel:
61 000 €

44.96%

Wie viel werde ich verdienen, wenn ich investiere:

Investitionsgröße

100.00 €

33 577.00 €

12% 12.25% 12.5% 12.75% 13%

Mit diesem Projekt werde ich in einem Monat verdienen

1.00 €

Nach 12 Monaten werde ich verdienen

12.00 €

* Dieser Rechner ist beispielhaft und liefert ungefähre Ergebnisse. Bitte beachten Sie, dass der tatsächliche Verdienst von den Ergebnissen des Rechners abweichen kann

Geschäftskreditbedingungen

Zum Kredit

Zweck des Kredits Acquisition of real estate

Finanzierungsbetrag 61 000 €

LTV 60 %

Risiko B (medium)

Zinszahlung Jeden Monat

Kreditrückzahlung Am Ende der Kreditlaufzeit

Kreditzeitraum 12 mo.

Mindestkreditzeitraum 4 mo.

Sicherung

Real estate pledge

Guarantees / surety

Hypothekenrang First order mortgage

Amount allocated by project owner 70 400.00 €

Objective of the loan

The amount of €105,600 is required for the financing, which is raised in stages. The loan will be used to purchase the mortgaged property: a plot of land with an area of 0,3685 ha and a part of a public building with a total area of 2 935,24 sq.m., which form a complete whole: a single real estate complex. This is a conversion project: the acquired building will be reconstructed and converted into a modern social care home for the elderly. The loan will be repaid by refinancing with another financial institution or from the proceeds of the sale of the property. The amount that the project owner is contributing to the project is EUR 70 400.

About the project

The property is a plot of land with a part of the building, which is actually a separate building.

The plot of land, with a total area of 0,3685 hectares, is a polygonal plot of other land uses and has a zoning designation of public facilities. The plot contains a building with a built-up area of 1 501.00 sq.m. - an educational building, marked on the plan as 1C4p. The site is partly landscaped: part of the site is covered with lawn and perennial trees, part of the site is covered with concrete paving. The area is not fenced. The plot is bordered by neighbouring plots and an asphalted access road.

The building is a four-storey brick-built structure (1C4p) with a single-storey basement extension (1Ci/p), one of the educational buildings of the former Viešvilė Agricultural School, connected by a corridor to another nearby building (Mokyklos g. 1) and subdivided into two buildings (Mokyklos g. 3). The building consists of 101 rooms: 30 in the basement, 35 on the ground floor, 12 on the first floor, 12 on the second floor, 12 on the third floor and 12 on the fourth floor. The ground floor consists of a large hall (284,49 sqm) and the former canteen (213,94 sqm), while the other rooms consist of classrooms, corridors, sanitary facilities, and ancillary rooms. At the time of the valuers' inspection, the building was not in use.

The 950/1000 part of the building to be mortgaged is spread over four floors of the building and occupies most of the basement (302,97 sq.m. out of 457,46 sq.m.). Therefore, it can be said that the mortgaged part of the building is in fact the whole building with a small part of the basement belonging to the Municipality of Jurbarkas. The annexes to the valuation report contain the decision of the Municipality of Jurbarkas to sell its part of the building.

The total area of the building is 3 089,73 sq.m.; the area of the part of the building to be mortgaged is 2 935,24 sq.m. According to the cadastral survey file, the part of the building to be valued consists of 71 premises on the ground floor to the fourth floor (from 1 to 31 to 4 to 101), 23 premises in the basement (from R-2 to R-24) and 45/100 premises in the cellar, marked with the code R-1. Completion registered at the State Register Office as 100 %. The plans of the building and the draft access arrangements are annexed to the evaluation report.

In the opinion of the valuer, the property constitutes a complete whole - an integrated real estate complex, and it is appropriate to manage the property as a whole, i.e. to dispose of it jointly.

The valuer, having analysed the current condition of the property, the specifics of its location and its future perspectives, has determined that the property has an appropriate alternative use - the premises could be adapted to office or social use after the renovation.In the valuer's opinion, taking into account the totality of the available evidence, the property after renovation would be best used for scientific, administrative, and various social uses.

The most likely potential buyers of the property may be entrepreneurs, whose aim is to acquire the property and generate income from their direct activities.

For more information on the project (see Documents) (see Loan Protection Measures).

Investition von 50.00 €.

Zinsen

Jahreszinssatz

Investition von 50.00 € - feste zinsen 12 %
Investition von 1 000.00 € - feste zinsen 12.25 %
Investition von 3 000.00 € - feste zinsen 12.5 %
Investition von 5 000.00 € - feste zinsen 12.75 %
Investition von 7 000.00 € - feste zinsen 13 %

Die Zinsen auf den Kreditbetrg werden ab dem Datum der nAuszahlung des Kreditbetrags auf das Konto des Schuldners oder auf ein anderes Konto (oder Konten) berechnet, das der Schuldner dem Betreiber vor der nAuszahlung des Darlehensbetrags schriftlich mitgeteilt hat.

Kreditlaufzeit und Rückzahlung

Kreditzeitraum 12 mo.

Mindestkreditzeitraum 4 mo.

Kreditrückzahlung Am Ende der Kreditlaufzeit

Geschätztes Startdatum des Kredits:* 2025-04-11

Geschätztes Rückzahlungsdatum des Kredits:* 2026-04-11

Wenn der Schuldner den Kredit früher als nach der angegebenen Mindestkreditlaufzeit zurückzahlt, verpflichtet er sich, dem Kreditgeber für die gesamte angegebene Mindestlaufzeit Zinsen zu zahlen.

* Es ist geplant, dass das Darlehen bis zum Ende der Projektlaufzeit aus den erwarteten wachsenden Einnahmen des Unternehmens, steigenden Gewinnen, dem Verkauf von Vermögenswerten oder der Refinanzierung des Darlehens zurückgezahlt wird.

Verfahren bei Streitfällen zwischen den Parteien einer Finanzierungstransaktion

Der Investor hat das Recht, seine Investition innerhalb von 96 Stunden nach Einreichung des Kreditangebots auf der Plattform zurückzuziehen

Schuldner

Unternehmenstitel MB Artur invest

Unternehmenscode 306502692

Firmenregistrierungsadresse

kalvarijų g. 125 Vilnius Lietuva 08221

MB Artur invest - company incorporated on 05.10.2023. The main activities of the company are: hotels and similar temporary establishments (EVRK 551000), accommodation activities, holiday and other short-term accommodation activities; purchase/sale of real estate, completion of construction, consulting on real estate projects.The company may engage in any other activity that is not contrary to the legislation of the Republic of Lithuania.

Shareholders of the company are:

Artur Lajevskij 100% of the shares.

Kreditsicherungssicherheit

Loan collateral:

The property located at Mokyklos st. 1B, Viešvilė, Jurbarkas d. mun. shall be pledged as a mortgage of the first rank, Lithuania:

Land plot of land with address Jurbarkas d. mun., Viešvilė, Mokyklos st. 1B, area - 0,3685 ha, unique No. 4400-3879-1567, cadastral No. 9489/0012:215 Viešvilės k.v,
950/1000 (2 935,24 sq. m of total area) part of the individually used building - educational building, the address of which is Jurbarkas d. mun., Viešvilė, Mokyklos st. 1B, total area - 3089,73 sq. m., unique No. 9490-9000-1046, plan designation 1C4p, year of construction - 1971, purpose group - public, main use of the object - scientific.

Value of the pledged property: EUR 176 000.

Additional collateral:

Guarantee (promissory note) of the company (borrower);
Guarantee of the director and shareholder Artur Lajevskij;
Investment deposit in the amount of 3 months of interest.

Description of the pledged property

The pledged property is located in the municipality of Jurbarkas d., Viešvilė, Mokyklos st. 1B, LT-74233, Lithuania.

Jurbarkas district municipality is located in the south-western part of the Republic of Lithuania, stretching for more than 70 kilometres along the Nemunas River, the largest river in Lithuania. The municipality has two cities - Jurbarkas and Smalininkai, 7 towns (Eržvilkas, Raudonė, Seredžius, Šimkaičiai, Vadžgirys, Veliuona, Viešvilė) and 355 villages. The municipality is divided into 12 elderships. Jurbarkas District Municipality is bordered to the east by Kaunas District, to the north-east by Raseiniai District, to the north-west by Tauragė District, to the west by Pagėgiai Municipality, shares a common border with Šakiai District on the Nemunas River, and to the south-west by Krasnosomenskoye District of Kaliningrad Oblast, Russian Federation.

Jurbarkas District Municipality's administrative centre is the town of Jurbarkas, located on the Kaunas-Klaipėda road. Jurbarkas is one of the few towns on the Nemunas with its own marina. Jurbarkas is 190 km from Vilnius, 90 km from Kaunas, 140 km from Klaipėda, 130 km from the Polish border, and 12 km from Kaliningrad Oblast, Russia.

Viešvilė is a town in Jurbarkas District Municipality, 24 km west of Jurbarkas, on the 141st road Kaunas-Jurbarkas-Šilutė-Klaipėda, on the right bank of the Nemunas River, on both sides of the Viešvilė stream. There is a church of the Transfiguration of Christ in Viešvilė, a primary school, a library, a cultural centre of the Jurbarkas region of Lithuania Minor, and a post office. The largest building in Viešvilė is the Court House, built in 1902, where the Viešvilė Children's Home was established in 1956.

The mortgaged object is located in the northern part of Viešvilė, in the block bounded by Klaipėdos, Mokyklos, Upelio streets and the town park. The town park, Viešvilė I pond and the Viešvilė stream are located about 100 m away. The immediate vicinity of the property is dominated by residential properties - old-built apartment buildings and, a little further away, individual residential houses. About 70 m away is the busy Klaipėdos Street - part of the Panemunės road section. The social infrastructure of the area is partially developed. There are shops, a post office and a school nearby. Fully developed social infrastructure can be found in Jurbarkas (25 km) or Tauragė (29 km). The mortgaged property is part of the complex of the former Viešvilė Agricultural School. Several buildings of this complex are located nearby: educational buildings, boiler house, pumping station, etc. One of the former educational buildings houses a beauty centre.

The visibility of the site is one of the main characteristics of a commercial property. The property is located approximately 70 m away from the busy Klaipėdos Street - Panemunės road section. Therefore, it is subject to considerable car traffic. The building is clearly visible from Klaipėdos Street when driving towards Jurbarkas, but in the direction of Klaipėda the building is partially obstructed by trees.

Access to the object by private transport is possible via Klaipėdos, Mokyklos streets. All access roads are asphalted. The access conditions and the access conditions to the municipal centres are good, the distance to Jurbarkas is about 25 km, to Tauragė - 29 km, to Kaunas - 111 km, to Klaipeda - 123 km. Parking conditions are good and there is a parking lot next to the mortgaged property. The nearest public transport stop is about 350 m away, on Klaipėdos Street. Intercity buses run to the bus stop, providing public transport links to district centres.

Factors of influence:

Beautiful scenery (near the park, pond, stream);
Completely developed infrastructure of the area;
Good accessibility by private transport;
Good parking conditions;
Located on the busy Panemunė road;
Moderate visibility from the main street;
Low distance to district centres;
Strategically poor environment for commercial activities and development;
Intermediate access to public transport.

Conclusion on the location of the mortgaged property: in view of the above description of the area, the location of the mortgaged property is considered by the valuers to be medium.

For further details (see About the project) (see Documents).

Stärken und Risiken

Stärken:

Company guarantee (bill of exchange) and guarantee of its director and shareholder.
The first order of real estate pledge - mortgage.
3 months interest deposit

Schwächen:

The borrower has been operating for less than two years.
Borrower 's activities are in a competitive sector.

Möglichkeiten:

The annual interest rate payable by the borrower is 12.00-13.00%.

Bedrohungen:

A young company.
Uncertain economic situation.

Documente

#	Dateiname	Dateiart	Maßnahmen
1	Nuostatai MB Artur Invest iregistruoti.pdf
2	Vertinimo ataskaita.pdf
3	PIID (1 etapas).pdf

Wichtig

Nordstreet ergreift die folgenden Maßnahmen, um eine sicherere Investition zu gewährleisten:

Das Kreditverhältnis des Projekts übersteigt nicht das in der Projektbeschreibung angegebene Beleihungsverhältnis, auch nicht, wenn das Projekt in mehreren Phasen finanziert wird.
Wenn die erforderliche Finanzierungssumme nicht vor Beginn des Projekts erreicht wird, werden alle Investitionen an die Investoren zurückgezahlt. Die Finanzierung kann auf Antrag des Schuldners mit einem geringeren gesammelten Betrag als erfolgreich abgeschlossen gelten, wobei die Finanzierung des Projekts in mehrere Etappen aufgeteilt und / oder der Finanzierungszeitraum des Projekts verlängert werden kann. In diesen Fällen informiert Nordstreet die Geldgeber und veröffentlicht die Informationen über den Abschluss des Projekts mit einem geringeren Betrag, die Aufteilung der Projektfinanzierung in mehrere Etappen oder die Verlängerung des Projektfinanzierungszeitraums auf seiner Website zusammen mit anderen Informationen über das Projekt.
Durch die Investition in ein Projekt erwerben die Finanzierer Rückgriffsrechte (Forderungsrechte). Nordstreet kann den Geldgebern die Möglichkeit geben, diese Rückgriffsrechte auf andere Nutzer der Plattform auf dem Sekundärmarkt gemäß den Nutzerbedingungen zu übertragen.
Die Aktivitäten von UAB Nordstreet stehen unter der Aufsicht der Bank von Litauen und UAB Nordstreet steht auf der öffentlichen Liste der Betreiber von Crowdfunding-Finanzierungsplattformen, die von der Bank von Litauen verwaltet wird.

Zum Kredit

Zweck des Kredits Acquisition of real estate

Finanzierungsbetrag 61 000 €

LTV 60 %

Risiko B (medium)

Zinszahlung Jeden Monat

Kreditrückzahlung Am Ende der Kreditlaufzeit

Kreditzeitraum 12 mo.

Mindestkreditzeitraum 4 mo.

Sicherung

Real estate pledge

Guarantees / surety

Hypothekenrang First order mortgage

Amount allocated by project owner 70 400.00 €

Objective of the loan

About the project

The property is a plot of land with a part of the building, which is actually a separate building.

In the opinion of the valuer, the property constitutes a complete whole - an integrated real estate complex, and it is appropriate to manage the property as a whole, i.e. to dispose of it jointly.

The most likely potential buyers of the property may be entrepreneurs, whose aim is to acquire the property and generate income from their direct activities.

For more information on the project (see Documents) (see Loan Protection Measures).

Investition von 50.00 €.

Zinsen

Jahreszinssatz

Investition von 50.00 € - feste zinsen 12 %
Investition von 1 000.00 € - feste zinsen 12.25 %
Investition von 3 000.00 € - feste zinsen 12.5 %
Investition von 5 000.00 € - feste zinsen 12.75 %
Investition von 7 000.00 € - feste zinsen 13 %

Kreditlaufzeit und Rückzahlung

Kreditzeitraum 12 mo.

Mindestkreditzeitraum 4 mo.

Kreditrückzahlung Am Ende der Kreditlaufzeit

Geschätztes Startdatum des Kredits:* 2025-04-11

Geschätztes Rückzahlungsdatum des Kredits:* 2026-04-11

Wenn der Schuldner den Kredit früher als nach der angegebenen Mindestkreditlaufzeit zurückzahlt, verpflichtet er sich, dem Kreditgeber für die gesamte angegebene Mindestlaufzeit Zinsen zu zahlen.

Verfahren bei Streitfällen zwischen den Parteien einer Finanzierungstransaktion

Der Investor hat das Recht, seine Investition innerhalb von 96 Stunden nach Einreichung des Kreditangebots auf der Plattform zurückzuziehen

Kreditsicherungssicherheit

Sicherung

Real estate pledge

Guarantees / surety

Immobilienart

Other

Hypothekenrang

First order mortgage

LTV

60%

Dokumentation

Asset Valuation Report

Datum der Berichtsvorbereitung

2025-02-06

Assessor

UAB „Centro kubas – Nekilnojamasis turtas“

Loan collateral:

The property located at Mokyklos st. 1B, Viešvilė, Jurbarkas d. mun. shall be pledged as a mortgage of the first rank, Lithuania:

Land plot of land with address Jurbarkas d. mun., Viešvilė, Mokyklos st. 1B, area - 0,3685 ha, unique No. 4400-3879-1567, cadastral No. 9489/0012:215 Viešvilės k.v,
950/1000 (2 935,24 sq. m of total area) part of the individually used building - educational building, the address of which is Jurbarkas d. mun., Viešvilė, Mokyklos st. 1B, total area - 3089,73 sq. m., unique No. 9490-9000-1046, plan designation 1C4p, year of construction - 1971, purpose group - public, main use of the object - scientific.

Value of the pledged property: EUR 176 000.

Additional collateral:

Guarantee (promissory note) of the company (borrower);
Guarantee of the director and shareholder Artur Lajevskij;
Investment deposit in the amount of 3 months of interest.

Description of the pledged property

The pledged property is located in the municipality of Jurbarkas d., Viešvilė, Mokyklos st. 1B, LT-74233, Lithuania.

Factors of influence:

Beautiful scenery (near the park, pond, stream);
Completely developed infrastructure of the area;
Good accessibility by private transport;
Good parking conditions;
Located on the busy Panemunė road;
Moderate visibility from the main street;
Low distance to district centres;
Strategically poor environment for commercial activities and development;
Intermediate access to public transport.

Conclusion on the location of the mortgaged property: in view of the above description of the area, the location of the mortgaged property is considered by the valuers to be medium.

For further details (see About the project) (see Documents).

Neueste Kredite

Mit Nordstreet kann jeder ein Investor werden! Jetzt registrieren und mit dem Investieren beginnen!

Warten auf Investitionen

Polocko st. 30, Vilnius, Lithuania (5 stage)

Erhoben:
46 425 € Ziel:
90 000 €

51.58%

Jahreszinssatz
12% - 13%
Investoren 56
LTV 70%
Risikogruppe B (medium)
Monate 22
Sicherung Real estate pledge

Details Investieren

Warten auf Investitionen